Investment Q&A

Q: Good morning 5i
I have done well in the past few years, as I have been close to 100 percent equities. With the time horizon shortening, however, and less time to recover from a downturn, I am considering a higher percentage of fixed income. Currently, I have a large amount of US cash. I have been fearful of the US dollar falling, and have been wondering whether I should convert those dollars into Canadian in order to buy fixed income?
Thanks

Q: The growth in TVK seems to have slowed and in a previous question you mentioned it as more of a hold. If I were to sell, regardless of sector what are your top 3 choices to replace it with?

Q: It seems Bill Ackman is trying to create a Berkshire type holding company, is this correct?
Would you buy this as a long term investment at the current price?

Q: Please rank these royalty companies for a 5 year hold with a short explanation of your reasoning.Thanks.

Q: Lately I've come across articles about high energy use devices using batteries to lower peak demand and to become more economical. Can you recommend stocks that might utilize this?

https://www.thecooldown.com/green-tech/energy-saving-air-conditioner-design/

Q: Would these two be competitors? Does PRL have a competitive advantage over other financial institutions in their space? How do you see these two companies evolving? Who is the favourite for success 5 - 10 years hence?

Q: Hello Team,
Could I have your view on Canadian energy sector going forward please. and three names you recommend please.
Thanks!

Q: My daughter has the above investments in her regular account. She has now opened a TFSA and plans to contribute regularly. The horizon is long (money not needed for 10-20 years). Her portfolio is not very well balanced. Could you offer advice on 5-8 best stocks (Canadian or available on the NEO exchange) that would be promising investments whilst improving sectorial balance?

Q: I am deciding between these two companies for a 1% position (I will add over time if the company performs well): sector allocation is not a concern for this purchase. I am investing specifically for growth. Would you have a clear preference here?

Thanks so much, and I look forward to your response.

Q: Is there a downside in holding a U. S. company that i purchased as a CDR in a TFSA. Thank you.

Q: Can you provide an updated commentary, similar to your last answer from July 2024 ?
Has anything changed ?

Q: What are your current thoughts on Badger from the perspective of initiating a long position (for a growth objective)?

Q: What sectors do you think will do well in the USA in the following months? Could you recommend 10 of your top picks in these sectors.

Q: Can I get your updated view and opinion on SBET. I have a small position and down 15% and would like to add more. Already own a good sized position in GLXY which has done very well. I understand the volatility and risks in crypto. Can you comment on this recent news of SBET increasing their share offering and also the plan of tokenizing their stock. Do you see this as positive news and do you see more upside in ETH going forward? Also I think before you mentioned you favor SBET over BMNR, is that still the case today? Thank you!

Q: Thoughts on DoorDash?

Q: Regarding AAPL, what position size would you be comfortable with for a long-term hold in a moderate-risk portfolio?
Thanks as always.

Q: Why has Lundin Mining skock price increased so much lately.

Q: Hello 5i Team

I purchased UBIL.U (Global X TSX traded ETF holding US Treasury Bills) in my RRSP as a holding vehicle for my 5 % cash allocation. My purchase price is US$50.01 (resulting from ETF commission) per unit.

I understand UBIL.U trades between US$50.00 and ~ US$50.20 based on interest rates on a monthly basis

In December 2024 Global X declared at non-cash distribution of US$0.70807 per unit. The units were consolidated and now my average cost basis is ~US$50.72.

Therefore when I sell the units of UBIL.U in my RRSP I am incurring a capital loss of between US$0.50 and US$0.70 which I cannot recover (or apply against other capital gains) as the units are held in my RRSP.

Questions

1 - Will other US$ Cash ETFS incur the same non-cash distributions?

2- I could in theory purchase US $ Treasury Bills through my broker (RBCDI), however their fixed income product selection is not great. Any other fixed income suggestions.

3 - Are there are any other products which will not incur the non-cash distributions?

Thanks for all the great services that 5i provides

Q: I know 5I is a financial service. But sometimes, one may wish to invest in companies according to his/her values, regardless of the financial data. I remember a Q&A where a member wanted to sell its Amazon shares after it closed its operations in Quebec, but your answer was strictly about the financial outlook. It’s OK, AMZN is a good stock, but Amazon does not have a great reputation as an employer either.

Some sectors might be blacklisted by an investor such as Oil sands, alternative lenders with ultra-high interest rates (GSY) , ‘sin’ stocks (tobacco, gambling), ownership (E. Musk), monopolistic control (NWC in northern Canada), some countries (DRC, Russia, China) and more.

Of course, it’s the investors ‘duty to know and decide what they want to buy. But I was wondering if 5I-Market Data could include some type of ESG rating, even if they are far from perfect. And make it a subject of the Blog from time to time. And identify some web sites for concerned investors.

Sorry, my English is not perfect. Thanks, Denise

Q: Hi.

Do you agree with TD's move on TOU from Buy to Hold? They also downgraded IMO to a sell. With the anticipated increase in demand for Nat Gas, in spite of TOUs low FCF yield, I would think there is runway for them. Any comments on both IMO and TOU?

Carl