Investment Q&A

Q: I have some cash set aside for an emergency fund (about 50k) currently sitting in a Tangerine account, earning only about 1%/year. I am considering moving this over to a high interest ETF such as CSAV. What is your opinion on this move? Opinion on CSAV or suggest some alternatives for both USD and CAD accounts. Thanks.

Q: I have a large amount of money that I am sitting on and would like to invest for a period of about 6 months. Would appreciate your suggestion as to where to invest it. Thanks, Bill

Q: I tried to buy 100 units of this on my TD Webroker Account for CAD$5,000 and change. Got an error message telling me to call a TD rep at an 800 number. The rep told me that I could not buy this through them. I have never run into this in the past for any stock or ETF that I wanted to buy or sell. What brokers take orders for PSA:CA and which brokers will not take these orders.

Q: Would be grateful if you could tell me in which of the above funds is it most beneficial for me to hold cash in a managed account - 1% fees?
What is the difference between the 3 - are there MER's. In which fund would a financial advisor hold his cash? Would appreciate any comments on this subject.

Q: Hello, I presently have a managed account with TD Wealth. Is there a no management fee account where cash can be held? What is the difference between PSA and CMR? Where would you want your cash to be held?

Q: With large deposit ($1M+), what is the WORST case scenario for this ETF?
Deciding between a 0.9% high interest account and this ETF.
Need funds within year.

Thanks!

Q: Hi Team,

I hold some of TD's high interest savings product (TDB8150 - 1.6% interest) for short term cash. You have also mentioned PSA.TO (1.86% interest) as a similar product.

Do you know if there is any substantive difference in these two products in terms or cost or risk or anything else?

Thank you.

Michael

Q: Larry Bergman was on BNN on Monday he likes this etf ( EMLC) to park cash . He suggested that the present 6% yield + some value appreciating in US currency Vs Cad could net 10% return - your thought's please. Any specific suggestion to park cash would be appreciated

Q: would like to park some money in a safe place for awhile. what would you suggest ? thank-you.

Q: Would you please advise on how to get the best return on cash I am holding in my Canadian registered, non-registered, and TFSA accounts.

Q: I am still spooked out about the markets and sold all my stock positions yesterday. I now have a significant amount of cash and would like to deploy it the Bond Market which I think is a safer place at this time. Would appreciate any recommendations you might have as to how to invest the money. With thanks, Bill

Q: Are you aware of any risks of holding a large ( 500,000.00) amt of cash in PSA in a RSP act?

Q: I'm trimming some positions to hold cash while interest rates continue to rise. Do you think XFR is a suitable place to park cash? Than you.

Q: ..please correct me if i'm wrong, but Canada seems to be a horrible place to put your money....with safety of principal first in mind, a desired yield of 4%, and an ever increasing risk of a market correction, what would you suggest for the next 6 - 12 months. thanks.

Q: My daughter is 51 years old, and has just sold a rental property for a profit of 240,000. She does not have a pension, though her husband does. She would like to invest the money in a conservative way, so as to not lose sleep, but would like to use this as her own pension in a few years time. How should she proceed?

Q: Which of these ETF’s would you consider to be most cash-like?

Q: I have an RBC online account. What symbol do I use in order to purchase this ETF? Thank you.

Q: Raising cash and moving it into PSA. So far 10%.
Sold Zub.un into strength today . This gives a further 2% to add to current position in PSA.
Considering selling KWH.UN . Another 1% to add to PSA. Your thoughts please.
How will Kwh.un fare under recessionary pressure?

Q: What do you think of using PSA to hold cash?

Q: Greetings to Team 5i:

If I am reading the data correctly these ETFs trade on fairly thin volume? It looks like it would not be unusual for them to trade 5k, 30k, and 20k shares respectively on any given day. I am new to direct/on-line investing and trying to figure out the best strategy to buy ETFs (or any equity) like these if the quantity you want to purchase approaches maybe 1/4 or 1/5 of the total shares typically traded in a day. Obviously I'd prefer not to get into a situation of an order getting filled over two days or only partially filled since the returns are meager enough without incurring two commissions or something. Is there a concern here, or a strategy that should be followed as to the type of order entered? Thanks as always for your guidance because I truly do continue to learn something new every day with 5i.