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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have parked cash on PSA, I was wondering, if a better choice is to place it in one of IWO , VYMI, XBAL; the goal is to leave it there for a few years, and to help growth the account.
Thanks
Read Answer Asked by Fernando on September 02, 2020
Q: What is your opinion on using VCIP as a 'slightly riskier than cash' investment vehicle for a holding period of 6-12 months? It is obviously riskier than HISAs/GICs/PSA, but do you think it is riskier than XSB/VSB/HFR? There is an equity component to VCIP, but given its greater diversification compared to XSB/VSB/HFR, I wonder if, paradoxically, it might actually be 'safer'. I note that when the pandemic hit, even VSB/HFR fell quite precipitously. Would you advocate a mix of VCIP/VSB/HFR instead? If so, how would you weight the three? Thank you.
Read Answer Asked by Walter on August 28, 2020
Q: Will there be a correction before the election? Will it be as bad as the March one? No one knows for sure however many like me believe that a correction is coming and I was hoping you would have advice on where to park equity investments that I will have turned to cash. I do not intend to put it under my mattress or buy GIC’s. What are your thoughts on bond ETF’s like ZTL or so called sleep at night ETF’s like ZZZD. I would appreciate your advice on the above and suggestions on where to invest this cash in a safer investment until after the correction please. Thank you
Read Answer Asked by Norm on August 25, 2020
Q: Peter and team
I unfortunately jumped (like many others) part way down the crash in March.
I simply cannot believe another correction is not coming.
What do you recommend as a safe place to park cash and earn at least a bit of interest other than a GIC while waiting.
Also I know you don't have a crystal ball, but what are your thoughts on a correction ahead.
Thanks
Phil
Read Answer Asked by Phil on August 24, 2020
Q: I would like to park some cash, with the eventual purchase of a residence and am interested in more than GIC's and I understand that this will entail more risk, though less than equity risk. What do you think of MFT, XHY, PYF, PSA, HFR and PMIF and would you split them in equal percentages?
Thanks for your service
Read Answer Asked by Ozzie on August 21, 2020
Q: Hi 5iTeam, In your answer to my previous question regarding XSB and XLB, you mentioned there are cash proxies that are less volatile than XSB. Would you please name these cash proxies.
Cheers,
Read Answer Asked by Harry on July 20, 2020
Q: Hi
I am slowly selling into the rallies and consolidating my portfolio.
Of the two VCIP/VCNS which is safer to hold for 1 to 2 years.
Or should I simply put the money in a Hi Savings a/c or in an ETF like PYF/PSA. I won't need the money to survive for 1 to 2 years. But will need it to "wade into the market" as per your suggestions. Is PYF bit too fancy a place to park? One of the gentleman on BNN mentioned this product recently. I wasn't even aware of this product!
Thanks in advance.
Read Answer Asked by Savalai on May 13, 2020
Q: Hi 5i Research Team,
I am interested in investing in both Canadian and US T Bills etfs. Please recommend 1 or 2 in each.

Thanks
Read Answer Asked by Harry on April 06, 2020
Q: XBB, HFR and FLOT have not held up well during this challenge. Can you suggest some liquid bond ETF's that will simply stay flat and pay a modest dividend?
Read Answer Asked by Gregory on March 23, 2020
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