Investment Q&A

Q: Peter and Team, I raised cash progressively by trimming a few different positions from my stock portfolio (basically mirror of Balanced Equity Model Portfolio) over the last 6 months to reduce risk a bit as I have been and am still concerned about the markets (high debt levels, rising rates, very high P/E's, etc.). I put some of the proceeds in HFR. I currently have approximately 5.7% of my overall portfolio in HFR. I also have approximately 21% of the portfolio in straight cash. I want to put this money to work in something that won't crash with the markets (if they do) and recognize this means low return/low risk. How much should I be comfortable in putting in a single ETF like HFR? I've also been looking at running a small 0 - 90 day fixed income book to generate approximately 1.15% annually or so. Ideally, I'd just drop a bunch of cash on my mortgage but my significant other is concerned about taking that cash for that reason and not keeping it invested for the long term.

I digress. Thoughts on concentration risk with HFR and other low risk, low correlation ideas to make some return on my cash position would be greatly appreciated.

Q: This is a followup to my question on PSA. For shorter term funds how would you rate the safety/risk between PSA and HFR ? Are there any tax implications in a TFSA for either product .
Also, a suggestion - I notice a number of people are looking for a place to park money with some degree ( including 100% ) of safety but don't necessarily want to get locked into GIC's. Any chance you could do a comparison chart for various alternatives that you feel would be appropriate, including tax impact for TFSA, other registered funds, and non-registered ?
Thanks again.

Q: Is this a risk-free place to park money ? If not, could you please explain what and how likely, the risk might be ?
Many thanks.

Q: Hi 5I, in view of future interest rate increases I am looking for investment with some income and protecting my capital. I would like your help in assessing the above, Also, please rate them, perhaps suggesting better ones. Many thanks , J.A.P Burlington, on.

Q: Just sold my house and not planning to buy one within half a year. I am using part of the proceeds investing in 5i stocks. I want to park the rest of the money somewhere relatively safe for a quarter or half a year. Looking at XHY.to, CVD.to, CPD.to, even KWH_u.to, ALAr.to. A bank is giving you nothing. Please advice

Q: What is your opinion of PSA and FSL as investments? Is FSL low risk?

Q: In Jan 26 response you mentioned cash like ETFs with a similar yield to High Interest Savings Account for short term savings of cash. Could you name a few?

Q: Hi

Which would be a better place to park cash for 4 to 6 months
ZST or PSA
Thank you for your advice
Steven

Q: I am interested in parking funds in this product. Would you endorse it. Is the settlement to buy or sell on the third day. With market sell could I lose more than 1 cent on the spread.
Thank-you
Best Regards
Harold