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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Where to easily find receipt for membership fees for taxes please.
Read Answer Asked by Steve on March 13, 2025
Q: Would you have a proxy for HPS.A, TFII, BN, NTR, ILMN or just wait out the 30 days?

Thanks for your service!
Read Answer Asked by Ozzie on March 10, 2025
Q: Let’s talk taxes … According to prior Q&As , subscription to 5i Research would be tax deductible. If I subscribed to a Bundle including CMS and ETF/Mutual Fund , I assume only the basic amount (now $250+Tx) is tax deductible?
I do not subscribe to Portfolio Analytics but same question could be of interest to the members.
Thanks.
Read Answer Asked by Denise on March 10, 2025
Q: For Margot,

Instructions for printing tax receipt can be found on the forum

https://www.5iresearch.ca/forums/viewthread/643
Read Answer Asked on March 07, 2025
Q: Do US stocks held in registered accounts e.g TFSA & RIFs count as foreign property for Canadian income tax filings? What about CDRs?
Read Answer Asked by John on March 06, 2025
Q: Regarding the superficial loss question that V asked on March 5, in his case since they bought the stocks on Feb 3 and sold at a loss on Feb 10 ( i.e. less than 30 days), would it imply superficial loss by default?

Maybe they could buy the same stock again and adjust their ACB? What would be the rule that apply in this case regarding ACB adjustment, number of days, etc... ?
Read Answer Asked by Anca on March 06, 2025
Q: In my non-registered account, If I buy 10 stocks of XYZ (new to the account )on Feb 3 and sell all 10 stocks at a loss on Feb 10. when is the soonest that I can buy the stock again to avoid superficial loss?

March 13 is 31 days after Feb 10.
April 5 is 61 days from Feb 3.
April 12 is 61 days from Feb 10.

My confusion stems from the 60/61 day restrictions. I understand the 30/31 day restrictions.

Also, if I still own XYZ in other accounts (TFSA, RESP, RRSP), could such a sale be considered superficial loss?
Read Answer Asked by V on March 05, 2025
Q: Re: Roberts tax question today on reporting requirements (T1135 & T1137) does your answer `yes & yes` apply for Non-Registered accounts and for Registered accounts such as TFSA or RRIF ?
Read Answer Asked by Alexandra on March 03, 2025
Q: Hi,

You aren't tax experts and this isn't a tax forum - but to the extent you can answer please:

If Canadians own shares in USD on the US side of their brokerage account in US companies, such as Google and Microsoft, and the COST of those shares exceeds $100,000 CAD, is that Canadian required to file Form T1135 with the CRA?

Alternatively, if a Canadian owns a CDR for Google, for example, on the TSX in CAD, and that COST exceeds $100,000, does that Canadian need to file a Form T1135?

Thank you,

Read Answer Asked by Robert on March 03, 2025
Q: From a tax perspective, which of the above ETFs are best suited for:

1. TFSA
2. RRSP
Read Answer Asked by Paul on February 12, 2025
Q: Could you please help me understand the Capital Gains process for VBAL and how it affects my holdings. Actual amount is 0.337068 /share or 1%
"These amounts are for the year-end capital gains distributions only, which will be re-invested and the resulting units immediately consolidated, so that the number of units held by each investor will not change."

Thank you,
Mike
Read Answer Asked by Mike on February 11, 2025
Q: Just re-asking a question from 2013 - "Hi..was wondering if there is a screener of non-eligible dividends for tax..bascially want to enusure purchasing correct ones outside of any sheltered portfolios...thanks"
Also, can you advise if VBAL, VGG, VIG have non-eligible dividends.
Lastly, pls advise if there's any way to check before stock purchase what the subcategories there will be of dividend income and interest income.
Thanks for your quick reply to my earlier questions.
Many thanks in advance.
Read Answer Asked by TOM on February 10, 2025
Q: This is not a question, just a comment so I'm not sure what other forum there is for me to do that

I see that you recommend BEP and BIP for income investors . I think you should highlight that because these are partnerships, the income is a combination of dividends , interest and foreign income . So a form t5013 will have to be filed and not all the income from the partnership is taxed with the favourable dividend tax treatment . Luckily, neither of these has $US business , therefor are not subject to the 10% withholding
cheers
Tim
Read Answer Asked by Tim on February 06, 2025
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