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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Based on the current market situation, what level of cash would be apropriate to have ?, and if wait and see it is the best approach now , what is the best parking place for cash ?
Read Answer Asked by Alejandro (Alex) on February 27, 2025
Q: I wish to build a 3 year cash reserve to cover market fluctuations in retirement. Looking for liquidity and safety, and ease of use. I am considering HISA, money market funds, GIC's or Bonds ?
My account is at Investorline so would have to be available through them. Are any of these preferable or do you have other suggestions?
Read Answer Asked by Fredrick on February 26, 2025
Q: Can you recommend 2 or 3 Canadian and US bond ETF's (or any other fixed income) that have higher yields (5+%)?
Read Answer Asked by David on February 25, 2025
Q: I am seeing higher yields on HISA ETFs vs bond ETFs. Is this right? If so--it seems like unless you want to bet on bonds going up, HISAs are the better option right now for conservative money. What do you think?
Read Answer Asked by Chris on February 25, 2025
Q: Most of my fixed income part of portfolio is invested in TDB8152. Would you recommend any other fixed income product that will be better suited (stability and income). I have looked into TBIL, UCSH and STIP.
Read Answer Asked by Numa on February 14, 2025
Q: I am looking to invest in these 4 names for my father after he sold his house. He is 92 so I would like something as 'risk-free' as possible, just income needed. Thinking 100k for each, just wondering about any risks involved aside from interest rate risk and inflation risk.
Thanks!
Scott
Read Answer Asked by scott on February 11, 2025
Q: What are your thoughts on market-linked GICs as opposed to traditional fixed rate GICs?

Thanks
Read Answer Asked by Tara on February 03, 2025
Q: Hi group want to park some $ in high interest saving account I have 2 question's )

- How is the return calculated ( as an example PSA pays out dividend monthly monthly does that mean if i cash out in the middle of the month that i do not get a pro rated amount based on my balance. Could you explain how that works. is it a daily calculation payable at the end of the month or what.

- if i buy a US high interest account would that be a benefit for a higher return compared to buying a high interest Cad saving acct.

- could you provide some actual comparisons using real returns and currency numbers


thanks for your help with this.
Read Answer Asked by Terence on February 03, 2025