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  5. HSAV: If a bond crisis were coming in Canada ,with increased interest rates( including Moody's lowering CDA rating ),increased debt and deficits for instance , would ETFs similar to HSAV or CASH also be ... [Global X Cash Maximizer Corporate Class ETF]
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Q: If a bond crisis were coming in Canada ,with increased interest rates( including Moody's lowering CDA rating ),increased debt and deficits for instance , would ETFs similar to HSAV or CASH also be at risk ( as longer term bonds) and in such case,woùd you have better ETF suggestions for short term investments ?
Asked by Jean-Yves on May 21, 2025
5i Research Answer:

We would have minimal concern here. Both ETFs invest in high interest deposit accounts, and would likely see returns increase with higher interest rates, very much unlike bond funds which could see the value of their securities fall as rates rise. 

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