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Investment Q&A

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Q: I submit this question again since it did not seem to go through, sorry if is doubled .I intend to invest cash very progressively in 2025 ,since I consider as ''not totally impossible'' that (among other world factors ), the economic situation in Japan could lead to a sell-off of their US bonds , and have an impact on word economy and eventually on interest rates. On Yahoo finance website : YTD daily total return indicates : 0,97% for CASH,1,08% for PSA,and 0,77% for HSAV ! Does this means that lower NAVs counterbalance the yields after one year ? (but NAV looked relatively stable..).Once I can finally understand those numbers, I wish to choose the most efficient ETF in a non registered account if you could suggest one of the 3 ,considering all factors , as capital gain fiscal advantage of HSAV, VS total Yields and NAVs tendencies. Many thanks for your always very useful clarifications
Read Answer Asked by Jean-Yves on May 22, 2025
Q: With the assumption being the market will face a downturn later this year.

What are your three best choices to park some cash today for someone using a bank trading platform like itrade.

The goal being to earn the best return but still have easy access to the cash to buy later in the year or into next year.
Read Answer Asked by Barrie on February 06, 2023
Q: I read in the Globe and Mail that certain banks are blocking their advisers from buying the HISA ETFs, placing them on “restricted lists” usually reserved for risky, volatile investments.
I take it HISA is referring to Evolve High Interest Savings Account Ticker: HISA  and trades on NEO exchange. At this moment, I have a chunk of cash that I would like to park and earn interest but am uncertain when I will need it.....say 3 to 6 months timeframe.
What is your take on HISA? Or is there some other such account that you would suggest I investigate.
Bottom line, I could also use a GIC at the bank, right?! 
With the timeline being short, what would you suggest I lean towards?........Thanks.....Tom
Read Answer Asked by Tom on August 31, 2022