Investment Q&A

Q: Hello,

Regarding your recent blog-very nice one!

Could you provide some stock/bond suggestions
For the examples provided,

-companies expected to grow at 50% over the next year
- solid growth companies
-small cap
-suggested corporate bonds long term.

Thanks very much.

Shyam

Q: Hi 5i Team,

In your recent article you highlighted that it would be a good time to start stepping into purchasing bonds. I am in my late-30’s so I have a longer term investment horizon and a medium to high risk tolerance. I have never purchased bonds in the past so what would be the best approach to purchasing bonds (ie. is it best to buy an ETF or individual bonds) to capitalize on the current depressed pricing?

Do you see this as being a long term trade or a purchase that should be exited when the conditions begin to reverse?

Thanks in advance,
Jon

Q: In the present interest rate environment and going forward 6- 12 months, which ETF is preferable i.e. XHY, PFIA, MFT, ZHY, XSB,XBB OR PYF? Would you choose 1 or a combination?

Thanks for your service!

Q: Hi Team: I have USA $ in my RBC di rrsp account. Where would be the best place to park this money for a year maximum and have my principle guaranteed and still accumulate profit.
Thanks for your time. --- Jane

Q: I want to buy some bonds for capital gain. Looking at a TD bond 1.128% matures Dec 9/25. Buy at 89.0161. Special term " bail-in ". What is bail-in?

Other option is Gov Can 0.25% matures Mar 1/26. Buy at 89.3995 with no special terms.

Is bail-in good or bad? What is the better choice? Thank you

Q: Is it time to move on from this investment. Seems to want to continue down. Thx James

Q: Hello, some members ask about ideas where to park cash for a while. I find that Tangerine Canada is pretty good. As of today the interest rate on GICs for 90 days is 1.50%, 180 days is 3.70%, 270 days is 4.25% and one year is 4,70%. All the best,

Q: Can you recommend some fixed income products? Either directly purchasable bonds, GICs, or funds that look set to benefit from current rates and expected future hikes.

Q: Hi 5i team,

I am feeling BOC will stop raising the interest rate at one point. Is this a good time to start accumulating this name?

thanks,

Q: In your experience, do Canadian bank-owned online brokers such as RBC-DI or iTRADE allow individual investors to buy US T-Bills for registered OR non-registered investments accounts. If yes, how does one find the symbols for 3 month, and 2 years T-bills? If you have the symbols, please tell us, as brokers seem reluctant to.

Q: As a place to park some us cash, how do you feel about this etf

Q: Hi Peter,

Thanks for your insights at the MoneyShow last week. You mentioned Long Term Bonds as a viable investment option in the current market environment. Can you explain the rational? Also provide some recommendations for ETS (CAD currency preferred) or specific bond and or bond fund.

Thanks for your continued guidance during this bear market opportunity,
Angelo

Q: After reading your answer to a question on TIP and STIP on March 29, I invested in these two inflation-protected bond ETFs, however, their performance to date was extremely poor and I am down about 10%. Can you please explain why these "inflation protected" securities behave so poorly in the current high inflation environment? Aren't they specifically designed for situations like we have these days?

Q: Hi Peter, do you have any preference for a 1-3 month US T-bill Fund for US Cash ?
Thank you.

Q: To the 5I gang,for long therm income holding, which will be your pick or combination of it ?

Tnx . Dan

Q: What is your opinion of this company - are the deb too risky for a turn around play at this stage? The yield is very high - red flag?

Q: FYI, regarding a site to obtain GIC rates from all co's [including short term and cashable] see Cannex.ca

Q: With rising interest rates, does this ETF still make sense for fixed income? I had thought this laddered ETF would be less sensitive to rate increases but that has not been the case - I've been taking a red bath on these. Is there an alternative or another option in the bond space that you would recommend? The duration curve is painful

Q: Hi there. In light of last week's BoC's decision to raise interest rates by 75 basis point I was hoping you can help me understand why the banks have yet to raise the rates they offer on their 1-5 year GICs. When I look at the rates that were offered last month vs. now they are basically the same. I was hoping, maybe naively, that I'd see at least a 50 point increase across the board but nothing yet.



I know when the BoC raises rates the banks will increase their variable mortgage rates the next day so what gives? Did the banks already raise their GIC rates in anticipation of the announcement, is there a lag and they’ll raise rates in a few weeks or will they gauge market demand and offer the lowest rates they can get away?


I'm looking to create a 1-5 year ladder and I'd hate to do it now only to see the rates offered on GICs go up 50-75 basis points in a few weeks. Thanks for your insight.

Q: I would think that with todays cpi numbers , and expectations of at least a .75 increase in the fed , that tlt would react very negatively. As I type tlt is just down .19%
Why is it not down more