skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I only use DLR / DLR.U for Norbert's Gambit, but didn't realize that they pay a distribution until you mentioned some fairly hefty yields in a recent reply.
And sure enough, the TMX website shows yields of 6.7% for DLR and 9.5% for DLR.U, but quarterly distributions of only $0.111 and $0.082 resp., resulting in an annual yield of only ~ 3% (with minor quarterly fluctuations).
Could you please explain this discrepancy?
Read Answer Asked by chris on December 12, 2024
Q: Hello, last question on bond ETFs: for diversification purposes, having in my RSP individual canadian bonds, it might be interesting to invest in VGAB or VBU for additional money in fixed income products. For a long term investment, which ETF is preferable for the next few years: VGAB or VBU (given the interest rate context, etc.)? Thanks.
Read Answer Asked by Martin on December 10, 2024
Q: Hello, thank you for your answer on the VGAB ETF. VGAB has about 50% of its holdings in the US, can you recommend CAN$ bond ETFs with 100% holdings in the US? Thanks.
Read Answer Asked by Martin on December 05, 2024
Q: Hello, I plan to rebalance my portfolio in the new year, increasing my bond component in my reg accounts. I already have Canadian individual bonds in my RSP, so I was looking at VGAB for diversification, but when I compare it to XBB, it underperformed XBB for every period in the last 5 years. What do you think of VGAB and should I just keep it simple and use XBB instead? Thanks
Read Answer Asked by Martin on December 05, 2024
Q: These appear to both be treasury etfs. One is in CAD the other in USD, but the difference in price is insignificant? I am assuming these are treasury bills. What am I missing here? Are these stable etfs or should I stay away from them?
Read Answer Asked by john on December 04, 2024
Q: Investing in US currencies - Can you provide some suggestions on how to participate in the strength of the US dollar as compared to the CDN dollar.Are there exchange-traded funds of exchange-traded notes that focus on exploiting US currency movements?
Read Answer Asked by Ronnie on December 03, 2024
Q: I have some cash parked in HSAV and noticed that, for the past month, the trading there follows the same pattern, the price is up during the morning and mid-day and then drops at the end of the day. As a result, the price remained practically the same for the past month and the difference between the NAV and price is now down to only 20c. I am wondering what's going on with this ETF? Looks like some investors are doing massive selling there, do they know something I don't? Is HSAV is still you preferred "cash parking" ETF for people in high-tax bracket?
Read Answer Asked by Helen on December 03, 2024
Q: I have xhy.ca in my unregistered account and am down about 20%. Does it make sense to sell this and buy HPYT or HBND or are these totally different products?
Read Answer Asked by john on December 02, 2024
Q: Hi,

If I invest in a high interest savings ETF like CASH, am I taking risk on my principal? Or am I just taking risk on what interest rate I'm earning?

It seems like there is a bit of a principal risk. Would the price go down if the rates go down?

Thanks,
Read Answer Asked by Robert on November 29, 2024
Q: I am 83 years old and thinking of reducing my portfolio of stocks and putting the monies in Dimensional Funds in my RRIF. Returns seem to be excellent and I would like to get your opinion on these funds. I have no pension so I rely solely on the income generated by these Funds
Second question: The other option is trading my stocks for ETF's therefore what 5/6 ETF's would you recommend that would make a nice balanced income producing portfolio

Wayne
Read Answer Asked by Wayne on November 28, 2024
Q: I hold positions in these two funds as part of the fixed income portion of my portfolio. Looking at their current yields (3.1% & 2.27%) I'm starting to wonder why I don't just put that money into CASH.TO, which is currently at 4.52%.

Am I missing something? Are there other, better funds I should be moving them to?
Read Answer Asked by Alex on November 28, 2024
Q: Hello, I have $500,000 GIC coming due next month and another $500,000 in March. They both are earning a little over 5%. What safe investment would you recommend, bearing in mind that I need the income it would generate to cover some of my living expenses, as I am retired. Thank you
Read Answer Asked by David on November 28, 2024
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!