Q: I have some extra US$ in my business account and I am looking for a safea short term investment.stable place to park them can you suggest something similar to BMO short term bond fund?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: I am wondering what the best GIC rate is currently? And what institution is offering best rate?
Thx
Thx
Q: Hi, I like to get your opinion on Pimco Monthly income as part of an income portfolio. Is the distribution stable or is there a large fluctuations between each years? Thank You
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KKR & Co. Inc. (KKR)
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Blackstone Inc. (BX)
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Apollo Global Management Inc. (APO)
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Ares Management Corporation Class A (ARES)
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Brookfield Corporation Class A Limited Voting Shares (BN)
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Brookfield Asset Management Ltd. Class A Limited Voting Shares (BAM)
Q: Hi group ...Can you explain the difference between private equity and private credit. Also how to patriciate in this sector and what is your top 3 picks to start positions?...Thanks for your help
Q: Good day,
I am selling some positions and want build up cash. I have put it into TDB2914 Premium MMF at 4.52%. Is there any bettter options? How about a bond ETF?
Thanks,
George
I am selling some positions and want build up cash. I have put it into TDB2914 Premium MMF at 4.52%. Is there any bettter options? How about a bond ETF?
Thanks,
George
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iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO)
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iShares Convertible Bond Index ETF (CVD)
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iShares Core Canadian Long Term Bond Index ETF (XLB)
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iShares 20+ Year Treasury Bond ETF (TLT)
Q: I’m looking to diversify the fixed income portion of my portfolio. I don’t have any bonds/treasuries so was looking at TLT and XLB. Can I get your thoughts on these and others you could recommend?
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iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO)
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iShares Core Canadian Universe Bond Index ETF (XBB)
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iShares Convertible Bond Index ETF (CVD)
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iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY)
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Hamilton Enhanced Multi-Sector Covered Call ETF (HDIV)
Q: 2 questions:
In a taxable account what would you suggest to play the role of Bonds if any? I need to beef up my bonds allocation and need to keep cash and cash equivalent in my taxable account where I have new funds.
For a young retiree with a comfortable portfolio what percentage would you allocate to cash and bonds? Volatility is not a problem for me with a long term view.
Thank you
Yves
In a taxable account what would you suggest to play the role of Bonds if any? I need to beef up my bonds allocation and need to keep cash and cash equivalent in my taxable account where I have new funds.
For a young retiree with a comfortable portfolio what percentage would you allocate to cash and bonds? Volatility is not a problem for me with a long term view.
Thank you
Yves
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Purpose US Cash Fund (PSU.U)
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SPDR Bloomberg 1-3 Month T-Bill ETF (BIL)
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US High Interest Savings Account Fund (HISU.U)
Q: What is a decent high-interest ETF that trades in the US? Also, are there any where the returns are capital gains instead of interest?
Thanks.
Thanks.
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Global X Cash Maximizer Corporate Class ETF (HSAV)
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Global X USD Cash Maximizer Corporate Class ETF (HSUV.U)
Q: Good morning,
which ETF, available at the moment, is the most effective for keeping cash without monthly distribution but rather a capital gain on resale?
which ETF, available at the moment, is the most effective for keeping cash without monthly distribution but rather a capital gain on resale?
Q: What would be your choice between :
DJQ1100-C (DESJ CP EP PL-F/SF/N'FRAC) offered by Desjardins or CASH offered by Purpose investment?
Thank you.
DJQ1100-C (DESJ CP EP PL-F/SF/N'FRAC) offered by Desjardins or CASH offered by Purpose investment?
Thank you.
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Purpose US Cash Fund (PSU.U)
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RBC U.S. Investment Savings Account Series A (RBF2014)
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Global X USD Cash Maximizer Corporate Class ETF (HSUV.U)
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US High Interest Savings Account Fund (HISU.U)
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Global X 0-3 Month U.S. T-Bill ETF (UBIL.U)
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Global X USD High Interest Savings ETF (UCSH.U)
Q: Hello 5i Team
For the reader asking for US$ denominated money market funds at RBC Direct Investing - suggestions are:
RBF2014 a US$ investment savings account with Royal Bank of Canada ($100k CDIC insurance) - trades as a mutual fund but no commission. Interest rate is competitive (4.90 %)
Any of the TSX listed US cash etf listed - RBCD charges $9.95 per buy or sell - as long as buying/selling greater than $1,000 the percentage charged is cheaper than the mutual fund charge (1 % to max $50).
Thanks
For the reader asking for US$ denominated money market funds at RBC Direct Investing - suggestions are:
RBF2014 a US$ investment savings account with Royal Bank of Canada ($100k CDIC insurance) - trades as a mutual fund but no commission. Interest rate is competitive (4.90 %)
Any of the TSX listed US cash etf listed - RBCD charges $9.95 per buy or sell - as long as buying/selling greater than $1,000 the percentage charged is cheaper than the mutual fund charge (1 % to max $50).
Thanks
Q: Can any reader suggest a US Money Market Fund I can use at RBC Invest Direct without having to pay the $50 commission they want to charge me.
At TD I use Cnd and US $ MMF without any charges.
At TD I use Cnd and US $ MMF without any charges.
Q: I hold some TLT, at a loss.
Do you think I should add to it or or buy IEF?
This is not for a long -term hold, I just hope, if rates go down, there may be some capital gain.
Do you think I should add to it or or buy IEF?
This is not for a long -term hold, I just hope, if rates go down, there may be some capital gain.
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Purpose High Interest Savings Fund (PSA)
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Global X High Interest Savings ETF (CASH)
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Global X 0-3 Month U.S. T-Bill ETF (UBIL.U)
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Global X 0-3 Month T-Bill ETF (CBIL)
Q: I am holding a lot of cash in anticipation of buying a condo in the next 6 months. My main concern is capital preservation. What is safer: short term bonds or HISAs? Assuming a significant decrease in interest rates during the next 6-8 months, would short term bonds offer a greater total return than HISAs?
Thanks!
Thanks!
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BMO Aggregate Bond Index ETF (ZAG)
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iShares Convertible Bond Index ETF (CVD)
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iShares Core Canadian Long Term Bond Index ETF (XLB)
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Pender Corporate Bond Fund Class F (PGF510)
Q: I have these bond funds: PGF510, CVC, ZAG, XLB, along with mostly GIC's in my fixed income side of portfolio. Do these Bond funds pay interest the same as the GIC's or do they pay Dividends so I would get the Dividend Tax credit? All are in my margin account. Would any of these be worth adding to now that they have gone up somewhat? Thanks so much!
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iShares Core Canadian Long Term Bond Index ETF (XLB)
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Vanguard Canadian Aggregate Bond Index ETF (VAB)
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iShares Core U.S. Aggregate Bond ETF (AGG)
Q: For a long term investor with a focus on dividend paying companies or fund/ETF's are fixed income types appropriate for a T.F.S.A.? If so can you suggest 2-3 fixed income products?
Thank you- Jim
Thank you- Jim
Q: What is my best option for a 1 year GIC or similar?
Q: Where would you recommend parking USD and CAD cash while waiting for opportunities to invest? Money market funds?
Q: For high yield bond etf's do you see any concerns with SPHY compared to HYG?
Thank you!
Thank you!
Q: A couple of questions about HSAV: first, I wish to compare what is available on GICs to HSAV - what is the effective rate of interest being earned on dollars invested in HSAV? Second, it seems the premium paid for the price to invest compared to the NAV has risen in the last month - is there a reason why? And is there any way to predict if the premium will get any smaller in the next few weeks? Last, is there a fairly direct relationship between any reductions from the BoC to what is earned with HSAV, eg if the BoC reduces by 1%, does the effective rate earned with HSAV go down by 1%? Many thanks for your excellent service.