Investment Q&A

Q: I currently hold a full + position in TSGI mostly in non-taxable accounts. You have chosen GC for the Balanced Portfolio - presumably you prefer it to TSGI. Could you please explain why.

Thank you as always.

Q: Good Morning With all the talk of pey cutting there dividends in half how do think share prices will react in the medium term and what are your thoughts of canada working on clearing up some of the bottlenecks in the oil and gas delivery systems

Q: I am currently setting up my portfolio with 30% allocated to fixed income. With bond yelds being quite low, as well as the risk of capital erosion with rising interest rates, can you provide some advise on how i should structure the fixed income portion. What alternatives should i use? Should rate reset preferreds be part of this portion? Thank you

Q: Hi, thanks for the great services. where do you find the top holding of a ETF?

Q: I noticed that you have recommended VGK for European exposure. Would you prefer this over a hedged product such as HEDJ? Is there a Canadian dollar vehicle that you could recommend, and is there a C$ hedged one? Thanks

Q: Hi, Although these are not comparable companies, I'm looking to invest in one for my TFSA and would like information on which has the most growth potential in terms of share appreciation.
Thanks

Q: Hi Peter and Ryan,

I am wanting to invest in emerging markets and I am been comparing the mawer fund for emerging markets with a mer of 1.60 to VEE the etf, with a mer of .23.
Is the high mer worth it for the active management?
Other aspects of these options that I have been comparing is the holdings, Maw160 has 36 holdings and VEE has 4726 ,tracting the index.
Do you have any other suggestions for emerging markets?
Thank you for this valuable service,
Susan

Q: Hi 5i Team,

In the prospectus for the Horizons ROBO ETF, under Redemption of Units, it says:

"In addition to the ability to sell Units of the ETF on the TSX, Unitholders of the ETF may redeem Units for cash at a redemption price per Unit equal to 95% of the closing price for the Units on the TSX on the effective day of the redemption, where the Units being redeemed are not equal to a PNU or a multiple PNU.
Because Unitholders will generally be able to sell Units at the market price on the TSX through a registered broker or dealer, subject only to customary brokerage commissions, Unitholders are advised to consult their brokers, dealers or investment advisors before redeeming their Units for cash."

I find this confusing, and want to understand the redemption process before buying any units.

I don't understand why I could redeem units for cash and get only 95% of the closing price on that day. Why not 100%?

In the second paragraph it states that although I can sell units at the market price on the TSX that I should consult my broker before redeeming units for cash. Isn't selling the units at market price on the TSX giving me 100% cash? I don't understand why I need to advise my broker when I want to sell. Can't I just place the order myself? Can you explain that.

Paul

Q: Hi All at 5i! Could you tell me what the difference in holdings are in these broad ETF S ..which would be the better to hold for the best broad exposure ? And a second question ..could you suggest a Us Money Market ETF. Thanks, Tamara

Q: I have the following stocks in my grandaughter's RESP:

GSY
AQN
SIS
GUD
PBH
SHOP
KXS

Do you think this is a good mix of stocks for a RESP? Is there anything you would change? Should I swap one of the tech names (SHOP or KXS) for PHO? Thank you.

Q: Hello Peter and team,
I was thinking about buying the following 5 REITS. Collectively they would make up 5% of my portfolio (1% each) and the focus would be on income. I chose them to be a mix of Can, US and Intl exposure, and to have higher yields, and less exposure to commercial.

Please note I have a 2% position in NWH.UN but count that as part of my healthcare portion of my portfolio.

AAR.UN
WIR.UN
RUF.UN
NVU.UN
DRG.UN
Thank you for your excellent service!

Q: Good morning.

The charts of these 4 stocks looks technically strong. I would like to know about the fundamentals of each companies and would you recommend to invest into them?
Thank You

Paul

Q: Happy New Year Peter and team.
I keep hearing that US Banks will do great in 2018 and am switching from ZWH to ZUB in my RIF where I have a 8.4% weighting. Is this a good strategy or do you have other ideas and why?

Q: Good Morning
From the following etfs which one do you recommend for exposure to GOLD bullion? And Why?

CGL
GLD
CEF.A
IAU

Do you have any other suggestions for exposure to gold bullion?
Thank you

Q: Please advise what your top 3 picks would be for a TFSA with best one first regardless of sector.
Thanks

W

Q: What are your thoughts on ZUP for income as a “safe” investment? Thanks. Peter

Q: Hi Peter and Team,

Can you advise your top two reset preferred stocks and if they offer minimum resets? Also from a macro point of view is this an alright time to purchase?

Thanks
Chris

Q: I have cash in my TFSA that I would like to use for a new half-position in a growth micro-small cap stock. I already own GSY and PHO in that category. Could you recommend 1 or 2 stocks that would be a buy at the moment?

Q: I saw Ryan's pick of Descartes on BNN and wonder if you can comment on what catalysts you see for this to go a leg up? My admittedly basic technical analysis doesn't suggest any upward movement so I assume this is underpriced based on fundamentals. My question then is when do you expect it to move and what factors will cause the stock to move upwards?

Q: Hi 5i,
I have the following in my Can. cash acct. would you suggest any to be moved to my TFSA in kind, for tax reasons? Would be $5500 for 2018 contribution. All have done well in growth and I look forward for them to continue.

Thansk kindly,
PS