Investment Q&A

Q: I need to raise only a small amount of money to allow a RRIF payment. I have listed a few stocks from which to pick and am seeking guidance on what you might think is the best at this particular time. This is without consideration to sector or balance and only about how to avoid selling one that's prospects are good and hanging on to those which are not quite as good.
John

Q: Your most recent answers to questions about HR.UN and REI.UN indicate that you don't favour them and that they do not need to be owned, suggesting DIR.UN instead, among others. So a few days ago I replaced HR.UN with DIR.UN, and ever since, both
REI and HR have been shooting up while DIR languishes. Today alone they are up over 5% and 4% respectively. Can you explain what's happening here?

Q: Hi There
Thanks for your informed service.
I have had Chorus in my unregistered account for some time and enjoyed the dividend that it had. Now that there is no dividend and the price has recovered somewhat, I am thinking of selling it and putting it into other monthly dividend payers that I hold. I was thinking splitting up the proceeds ($25,000) into DIV, EIF, NXR, SPB, and DIR.UN. I am looking at income (being retired) and want relatively safe dividends. Chorus had none and who knows where it will be a year from now. Why not put it to work in these monthly payers? Are there any in the group you would not put any of the proceeds into and would it be best just to add $5000 to each or would you put more into one. This is a small portion of my holdings and the above stocks represent between 2%-5% of my holdings.
Thanks for your help
Kevin

Q: Hi Guys

I believe in the space REIT's you prefer apartment and Industrial REITS these days. Looking at the Industrial REITS can you let me know which company you would prefer today given their current valuations and stock price they are trading at? I am looking at a long term hold - so out at least 5 years, and looking at total return, hopefully a nice dividend but also a track record of increasing dividend and a solid management team.
Thanks so much

Stuart

Q: Are these two stocks able to make recoveries? Buy, sell, hold or forget about it. Value your input/replies.

Q: I am considering the above 7 REITs and would like to concentrate on the best 4-5 for long term in RRSP; based on current value and growth potential. I am concerned that CRT is trading at too high a valuation (P/B higher than others). Could you please tell us where each of the 7 REITs are trading, relative to their NAV (for example DIR's may be trading at a 10-per-cent discount to NAV). Can you please rank all 7 REITs? Thank you!!
PS: Is it hard to calculate trading price relative to NAV?

Q: Hi! I’m looking to add 3 or 4 REITS to my portfolio. What names would you add a d why?

Q: For long term holds for growth and dividends (grandchildren at least 10 years horizon), which apartment or industrial REIT would you recommend with short explanation of choice.
Thx J

Q: I am considering selling rei.un and splitting the proceeds between dir.un and iip.un. what do you think?? Also, which do you prefer: dir.un, smu.un or grt.un.
thanks
judy

Q: I just moved my RRSP over to Questrade from PH&N and have lots of cash to deploy (5+ year time line). For tax efficiency, I want to hold REITs, bonds, interest investments, US div stocks/ETFs, royalty income funds or any other investments that are not tax efficient in my MARGIN, TFSA and CORP accounts.
(1) Industrial REITs: I have half positions in DIR, GRT - should I diversify and also take positions in WIR and SMU or focus on DIR and GRT?
(2) Other REITs: Can you recommend any other quality value REITs? Is it a good time to invest in residential REITs?
(3) Can you recommend a good high yield bond ETF that has performed as well as PH&N High Yield Bond?
(4) Can you recommend some good value US div stocks (preferred) or ETFs? I am considering ABBV, PG, VZ.
Many thanks for any/all suggestions/comments!!!

Q: Looking for your thoughts on a Canadian Industrial Reit. As an income seeker, yield is important but looking for some distribution growth as well.
How would you rank the above? And are there any others I have missed that you might prefer?
Thanks for your great content
Chuck

Q: Good morning, as a relatively young retired investor I'm still leaning vs growth. As a portfolio year end adjustment I would like to hike my exposure to materials by approx 1%. Having said that my gold exposure has suffered and now sits at less that 3%. I own LUN at 2%. Where would you add ? In real estate I have a 2% in DIR and 1% in TCN.. Would like to add to maybe 5% of portfolio. Dividends are welcome but not a necessity since I can buy in either my Cash or in my RIFF account. New suggestions are welcome since your expertise gave me handsome results since I've subscribed to your services.

Stay safe,

Yves

Q: Part 2 of my question about year end adjustments to my portfolio. I have fairly small positions in 10 of these stocks (0.6% to 1.1%), and no position in DOO. I would like to add to several of these using the cash generated from reducing larger positions in some holdings. Looking for best long term total return, 5+ years. Sector, and size of company not a major consideration, in a well diversified portfolio. I like growth, I like dividends. Looking at ATD.B, BAM.A, CAR.UN, DIR.UN, DOO, GRT.UN, ITP, LNF, TCN, TECK.B, SLF. Thank you.

Q: Hi 5i Team

I have AX.UN and NWH.UN and want to add a full position of a pure industrial reit. If you had to pick one of DIR.UN, GRT.UN or SMU.UN, which would it be and why? I'm primarily interested in dividends and their safety and growth potential. Alternatively, would you go for a 1/2 position of two?
Thanks
Peter

Q: My wife has the above shares in a RRIF and we have to sell a few shares of one of them to provide enough cash for the monthly payout.
They each have, or have had their benefits but I'd be interested to know which ones I should start with at the present.
I've been inclined to sell losers as opposed to winners in the past and I am wondering whether to ditch ENB which is in the red, but if there were to be turnaround with ENB, the bounce might mean that BCE, which is a slow lumbering beast might be a better choice. Your thoughts?

Q: Good morning and thank you again and again and again for your precious enlighted comments. In the context of the light at the end of the tunnel. I'm currently underweight in Basic materials (own 3 gold miners) Energy (own key and tou) Helathcare (own veev and gud) Real estate (own dir) Where would you add first and would you please add suggestions as to how to complete my weithings.

Thanks as always.

Q: Hi,

1)In the next 2-3 years do you think REITS or utilities will do better (some growth, less volatility)?
2)Can you suggest 2 CDN reits and 2 CDN utilities you feel comfy with>
3) Can you suggest 2 US reits and 2 US utilities you feel comfy with?

Q: CAR.UN seems to be struggling. I hold it in an unregistered account at a loss position. I also hold DIR.UN. Am thinking of selling CAR.UN, waiting 30 days and then re-buying or just adding the sale funds to increase DIR.UN. Don't hold any other REITs in my cash account, but have other REITs in RSP account. I am thinking that CAR.UN will need some time to recover and that it will be very slow over time. Do you agree? Would you wait longer to rebuy?
Question 2 is regarding DOCU. Would you consider it still a buy at current levels for a 5 year + hold.
Thanks for your input.

Q: Hi,

Please rank these REITs for relative distribution safety and eventual share price recovery.

Is there one in particular that you'd get rid of?

Thanks,

Gord

Q: Have owned these two In my TFSA since October 2019. Since COVID they have not recovered to my cost. DIR has almost got back to break even, But IIP is still lagging. I’m thinking that I should keep DIR but possibly sell IIP. What are your thoughts on these two companies and if I did sell one what would you suggest is a good replacement. Does not have to have a dividend. But have been interested in renewable stocks. Any suggestions. I realize there are several questions here and please takeoff however many credits you deem necessary.

John