Investment Q&A

Q: Which companies in your BE and Growth portfolios would you consider to be both a value stock at this time, and low, or preferably no debt. Thanks very much.

Q: Hello. What stocks would you recommend for someone who wants to start a new balanced but concentrated portfolio of only 10-13 stocks? Thank you!

Q: What would be your suggestion for a 5 yr hold split between the growth/ balanced portfolios with a modest amount of $50,000 . I realized that it is small amount for proper diversification and how many names would be adequate . Thank you !

Q: Hello Peter, Even after recent decline Materials still represent 17% of balanced portfolio. do you suggest a high weight to this sector. do you still like it it / comfortable for it to show better performance ahead (relative to discr or fin).thanks

Q: I'm new to the service and am interested in (mostly) following the balanced equity portfolio. I'm not interested in investing in oil stocks and am wondering what would be a good way to invest that portion of the portfolio outside of the energy sector. I'm not sure if i should just spread it out evenly between the sectors or if there are other companies or an etf that you would recommend to replace the 3 energy stocks. My time horizon is 25 years and I'm fine with some volatility.

Thanks!

Q: Which 5 stocks from each of the balanced and growth portfolios would you recommend applying new money today. 20+ year horizon in TFSA.

Q: Good morning 5i

We are retired and have invested conservatively. By this I mean generally large cap dividend paying companies such as BCE, Telus, Loblaws, Proctor and Gamble (that one didn’t work out too well) and similar stocks.
Since signing on with 5i we have ventured more into the smaller growth type companies that are your forte’. We now own a fair amount of these kinds of stocks including NFI, Toy, Sis, Csu, Gud, pbh,tcl and dol. Thanks to you we have made a lot of money on most of these and faster than we would have with the larger cap companies.
We know that your own portfolios are comprised of these stocks, so we know that you trust them. But, when we look at our stage in life there seems to be a certain safety in the big, slow growers. And we are a little nervous about the smaller ones.
So, if you see 5% as a full compliment for a stock, in a situation like this, what would be a good percentage for these smaller cap stocks? If you say 5%, we can accept that, as we are not completely risk adverse.
Thanks again

Q: Thanks to the recommendations by 5i, I now have a good problem on my hands as it pertains to capital gains. Due to selling of aviglion, syz, aif, sj and trimming wsp, csu and sis in a unregistered account I will have to claim capital gains.

My question is that I am currently under water on Agnico, Teck, WCP and WEF.

Would you recommend selling any or all of these holdings and buying them back in 30 days? If I did I could defer all my gains. I dont mind claiming some capital gains as that day must come (fingers crossed). Could you list in order which ones you would let go and by back, or are all of them likely to stay flat for at least 30 days?

Thanks!

KC

Q: From your balanced and income portfolios which would you suggest with $25000 to invest? Income primary but some growth as well.
Many thanks for all you have done and continue to do for us.
Harold

Q: Hi Team,

It would be nice to have a column in the Portfolio report indicating a recommended price range for buying any stock for new money. The "Start Price" column shows the price when 5i added the stock to the portfolio which could have been a long time ago and the current valuation of the stock may be very high in terms of price. Alternatively if the stock is in the portfolio report does it mean it is always a buy recommendation ?

Appreciate all the work done by 5i Team.

Thanks
Ninad

Q: I am getting old and grumpy and often ask myself why didn't I have the good sense to just buy 40% XIU and 60% VFV, and spend the rest of my time playing golf, tennis or whatever interest I might have had. It seems to me that is very difficult to do better than the indexes. Do the 5I portfolios beat the indexes? Thanks, Grumpy Bill

Q: With your new allocations to the balanced and income portfolios what would be the remaining cash position of both as I like to keep as close to these as possible...thanks for the great service we all appreciate it...gene

Q: Could you list the micro caps that you have listed in your portfolios?
Thanks for your service?

Q: Hello 5i Team,

Which companies from BE Portfolio would you not invest new money today because of valuations or any other concerns you may have and what is the timeline to invest in them in near future.

Thanks
Ninad

Q: I wish to build a Balanced Equity style portfolio, i own BNS and ENB presently. If i was to add another 6 picks from the Balanced Equity Portfolio what would you feel are best at this time.

Q: Good Morning
Are there 5 companies in you BE and Growth portfolios that you would consider undervalued over the last year or so. At one point GSY and ECN were considered undervalued. Is that still the case, especially with GSY?
Thank You
Clarence

Q: Looking at mirroring your beport for a 5-10 year hold. Do you remain comfortable with stock choices? Are you looking at making changes.

Thanks for the service

Q: I would like to start accumulating the stocks in your Balanced Equity Portfolio. I own BNS and SLF in DRIPs as well as TSGI and RHT in my RRSP. I am overweight in financials with DRIPs for NA and BMO. I have small investments in Telus, TRP, SU, and BCE. These are all also DRIPs.
I am quite torn as to where to start. I don't like many of the valuations including that of CSU. If the valuations were lower, I would not be posing this question. I have lots of cash in my TFSA, RRSP, and spousal RRSP. I realize this is not great as the money is not being put to good use. Any suggestion would help.

Q: My 20 year old son has been building a portfolio based on your balanced portfolio with the occasional growth substitution (like TV for TECK, SHOP for CLS...). He is in university and has funds to cover the next three years. His portfolio is heavy in technology (30%) as that is what he understands the most and where he is comfortable. He holds 17 positions and is missing the following: AEM, WEF, WSP, CAE, BYD, ENB, PKI WCP. He has funds to add one position today and two more in the next couple of months. Suggestions would be appreciated. Currently has only 10% materials, 10% industrial and 0% energy.

Q: Hi 5I team
Could you please break down the diversified Portfolio into which stocks you feel are best suited for a non registered account, a TFSA, and a RRSP. I am about to start a non registered portfolio and I want to be on the right track with this as I will be moving some things around. I am mostly thinking about ongoing and future tax implications and keeping things simple.
Thanks
Jeremy