Investment Q&A

Q: Hi 5i team, I would like to dabble into ETF. How does MER affect the return ? From the 5-year chart of HQU has a 600% return , will you not consider it a choice of long term investment option ? Thanks for all your advie.

Q: Hi 5I.

I'm looking for ETFs that are comparable to ZWH and ZWE..
I have these in my RRSP now and would like similar ETFs for my TFSA for more diversification or these are diversified enough?

Thanks

Q: Hello 5I, thanks for your great information.
I am probably not looking in the right place but I seek to find some of your thoughts about blockchain technology and where you think an investment could be made in this field.
Regards Bob

Q: A guest on BNN said he hedged his equity positions by index hedges.What are they and could you give me an example. thanks James

Q: Hi,

If you were pick for a long-term hold, RBC CANADIAN DIVIDEND FUND SERIES D or BMO CANADIAN HIGH DIVIDEND COVERED CALL ETF, which would you favour and why?

Thanks,

Craig

Q: I would appreciate insight as to when international bonds should be considered as part of the fixed income portfolio, as presently my fixed income is largely Canadian (VAB) and US (VCSH, VGIT). I have an interest in having non-Canadian exposure to balance the risks to the Canadian economy posed by NAFTA changes and high Canadian household debts which could present the possibility of a lower CAD. The number of developed market international bond ETFs seem to be limited. Is there value as a portfolio stabilizer in being invested in a fund such as BNDX-Q to gain international government bond exposure, and are there better options to investigate?

Q: HI Peter/Team what is your opinion about this etfs. Thanks

Q: Good day team, can u suggest an etf portfolio for an Rrsp account. This account has 25 years to go before withdrawals. We do not mind taking on more risk.
Cheers

Q: Dug back through ETF questions but couldn't seem to find an answer specifically for my question which is: is there an equal weighted ETF that follows the US banking sector?
Thanks

Q: Greetings
Being retired I am interested in income and I am unwilling to give up a lot of upside for income security. As a result I own all the BMO covered call ETFs: ZWB,C,E,H and U. It has occurred to me that, if you feel the market will rise from here, buying the put strategy of ZPW and ZPH would make more sense as since calls limit the upside puts should limit the downside. Is my logic correct?
Thanks
Don

Q: Please give our thought on reml-us

Q: Hello,
The return of these etfs has been lower than usual in 2017, I suppose mainly because of the increase in interest rate ? What annual return should we expect over the next few years for these 2 ? Which one is your favorite and/or would you have an alternative (risk adjusted return). Thank you !

Q: Could you suggest several ETFs that cover the Russell 2000 both Canadian and US

Q: Given the recent volatility in the US I am wondering about portfolio insurance in the short term. While holding cash is one way to mitigate a drop, I don't really want to hold much more than I currently do so I'm wondering if HIU would be a good way or if there is some other strategy you might suggest. I hear many comments about more significant declines, with the trade issues that are currently occupying a lot of political talk, raising rates, and, if the Dow gets back up to the 26,000 level that could be a double top, all of which make me nervous.

So, since I am a long term investor, rather that take profits and raise more cash, what would you do for some short term downside portfolio insurance? Thanks

Q: Good Morning 5i team,
I have been looking into cleaning up my portfolio. On the US side i was thinking of taking Buffet's advice and just buy VOO. When I look at the top ten holdings of that fund, though, I note that I already hold three of the top ten in the portfolio in at a pretty good percentage: Goog, jnj, jpmorgan. I also own as well another large selection: 3M, mdt, pepsi, and proctor and gamble.

The question arises whether I should just buy two or three of the top ten and run a ETF myself?

Another question; the concentration of teck names in VOO/s top ten is quite low, Apple at 3.5% and Amazon a little less. It seem like these are the main stocks I am missing and the question then becomes, "Should I go for QQQ, which has apple at 11 % and Amazon at 9%? Although all the rest is technology as well, which I don<t want that much of. The problem is that I would like to have more teck but probably not as much as QQQ. Any other choices?
thanks

Q: I have 3 big losers in my US account, MITT, IPCI and IVR. MITT and IVR pay good dividends and the stock price loss over the last few years has been mitigated by the great dividend. I would like to sell each of these stocks and buy a good US growth ETF. These are the only stocks I have in the US account. Can you suggest a good ETF? I am retired so any one with a dividend would be nice but not essential.
Thanks for your great service
Kevin

Q: Good morning
I have additional funds to deploy..I am covered in most of your top performers and few others..unfortunately, no real US exposure...I have around $75,000 (5% of portfolio to deploy and would request your top 2 US ETF ($CDN) for stable growth etc...also would you buy all now our dip in over a few months?

Thanks

Q: Please provide your thoughts on VUE. Is it suitable to hold in a RRIF and/or what is a better ETF to invest in?

Q: Do you think holding TBT would hedge my income portfolio in a rising rate environment? If not what is the best way to hedge an income portfolio with rising rates?

Q: Hi Peter and the 5i team,
The last question about XRB was in November of 2016. What is your take on XRB and real-return bonds in general?
Thanks as always for your insight.