Investment Q&A

Q: One of my favorite features of your website is the ability to maintain a 'favorites' list. Since the upgrade I haven't been able to figure out how to add questions/answers to 'my favorites'. Please advise.

Q: Does your Interactive Chart Tool plot the security price including or excluding distributions? It would be nice to have option to choose either one. I find that most web charting tools include distributions which can be misleading when one wants to determine a price to buy or sell a security at. Thanks!

Q: Is there a correlation between Book Value growth or decline and a company's total return? For example, are companies that consistently grow their Book Value more likely to have price appreciation than those companies whose book value stays flat or even declines?

Q: WHY DO THESE HIGH PRICED STOCKS NOT SPLIT --WOULD IT NOT ALLOW THE SMALL RETAIL INVESTOR TO PARTICIPATE ?
THANKS
DON

Q: What is a half position ? Why only a half and when do you add , when rising. Or falling price or rising moment

Q: Hello

I am considering investing with a robo advisor, Invisor.ca. They are certainly not WealthSimple in terms of size or AUM, but they offer portfolio choices that suit my needs.

My investments will be held at a third party custodian, Fidelity Clearing Canada and I am told that there is CIPF insurance in place.

My questions are as follows:

1) Is the CIPF insurance coverage upto $ 1 million?
2) Does the $1 million CIPF insurance cover all my accounts aggregated together i.e. RRSP,+TFSA+ non-registered etc. or is a it $1 million per each account?
3) Who is the investment dealer in this situation - Invisor or Fidelity?
4) In the event of investment dealer insolvency, how long would it typically take for my funds or holdings to be restored to me?
5) Would 100% of my investment be restored to me in the event of investment dealer insolvency, as long as I have up to $ 1 million with them?

Please deduct as many credits as appropriate

Thank you

Q: Where can you find information on Canadian warrants? the financial post warrant data seems to be no longer available, canadianwarrants.com hasn't been updated since 2015, and can't find much on the tsx website or globeinvestor. I would like to find something similar to what the financial post data showed listing all warrants with exercise price and and time left etc.
thanks Tom

Q: I noticed in Grande West's just-released quarterly results that it has a "going concern" warning at note 1. I see this warning from time to time. When should one be concerned about this?

Q: Hi 5i, I am looking for a relatively safe environment in view of future interest rate increases. Please rate the above list, also can you tell me if there are any withdrawing charges in the Mawers. Perhaps suggesting other ones you prefer. I am 85 year young and like to have safety with some income. Like the new changes, many thanks for your help. J.A.P, Burlington

Q: I own some Aphria shares and I am wondering if the TSX goes ahead with their plans to delist the shares from the TSX due to their US exposure if that would mean I would lose my shares or would they just be transferred to the smaller exchange that Newfeld is talking about.

Q: HI, what would be your top 5, monthly dividened stocks or reits, for my TFSA. Longterm hold. Thanks.

Q: I’m in the process of sector analysis. My online brokerage HSBC isn’t much of a help, listing most companies under their sector name of “services”. Could you help with the above names. In the past I’ve split Bip.un into 75% utilities and 25% energy. Many thanks for all you do!

Q: Peter,when a stock is at $100 plus what number of stocks is feasable to buy and have reasonable return for dividends I have always bought a minimum of 100. ie CN $105
Thanks for your help. Pat

Q: My question is about at what percentage level of a total portfolio do you trim a half position. If you suggest trim a full position at 7 or 8% of a total portfolio, what percentage do you trim a half position? Is "the rule of thumb" still at 7 or 8% of a total portfolio or do you suggest a lower percentage?......Tom

Q: I see that GreenPower Adopted a Shareholder Rights Plan.
Could you explain what this means for a novis investor?

Q: My husband and I are seniors. I look after our portfolios (RIFFS, TFSAS and cash account containing US and Canadian securities. Thanks to your SPLENDID advice, we are up 26% on the year. I tend to let the winners run without taking profits. Should I consider doing this on a regular basis and at what stage? Again, our gratitude for your dedication to provide thoughtful advice to members.

Q: If I purchase a Cdn ETF that tracks the DOW or S&P 500, I am confused about what it means if it is "hedged to the CDN Dollar".
For example, if I think the Cdn. dollar will fall against the USD, which ETF will do better, the hedged or unhedged?

Thank you!

Q: Hello Folks:
Thank you again for your terrific service!
I am a 71 yr. old investor who has never kept any amount of cash in our accounts.
I feel there may be a serious negative re-evaluation approaching for world
markets; therefore considering moving to a half cash position, as we rely on returns for a good portion of our income. It is a difficult choice as dividend and rising equity prices have been very good since the recession, however nothing remains stagnant.
Our portfolio is primarily large cap US stocks and some quality dividend paying Canadian equities.
As always, I appreciate your point of view and suggestions
Brian

Q: Professionals have preferred means to determine value and whether or not they actually invest in a company. Free Cash Flow appears to often come up these days as a key consideration in interviews and their recommendations. Not all research sites provide it consistently across all sectors. I decided to refresh my memory but my research suggests there are variations? A recent guest on BNN provided a basic quick version. Corporate financials are not all reported the same way so that creates its own challenges.

In the case of the discount broker I deal with, their research reports provide FCF for certain stocks/sectors but not all. When I tried to duplicate their numbers, I ended up with different results!

Would it be possible to explain how you go about determining FCF? I am basically looking for something I can rely on for consistency across all market sectors. Or is that where/why adjustments must be made?

Your insights would be gratefully appreciated

Thank you,
Mike

Q: Sharesight. This is exactly what you should implement into your services!!!!! It is such a perfect add on, that we will pay for, in my humble opinion. I am sure that the figures are not complete thru my discount broker or the port tracker that I use.
Anyhow, I would appreciate your opinion on it as I am contemplating it because accuracy is all we have to work from.
Also I am considering all ETF's thru Vanguard although I hold with I shares, Purpose and a couple of others. I appreciate your opinion .
IF 2 CREDITS fine.