skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello team, thank you in advance for your perspective. If the US and Canadian dollar fall relative to the Euro, can one predict whether it would be more helpful to own a European ETF in CAD or US dollars? Is it more advantageous to own both a hedged and unhedged version of Europe to help cancel out currency effects? Would you consider a combination of the above two funds as one way to cover off potential currency changes? Please deduct as many points as appropriate to help enhance my understanding of this puzzle.
Read Answer Asked by Joanne on October 23, 2017
Q: Follow up question: as a guideline, with a "rock solid" defined benefit pension, what percentage, overall, of a $200,000 RRSP portfolio should be allocated to fixed income? Of the 4 funds you suggested, as a guideline, what percentage of the overall allocation go into each fund? Retirement 2-3 years away.
Read Answer Asked by Donald on October 20, 2017
Q: Thank you for your comments to the person with the Federal Government defined benefit pension. I am in the same position and I have always regarded my pension as my fixed income component and my investments are 100% equity. In terms of income, my fixed income component pension is over 50% of my income which exceeds the usually recommended 60-40 equity/fixed income split. Most public investment advice is geared to people with no pension, in my opinion.
Read Answer Asked by Earl on October 20, 2017
Q: Peter, I cannot imagine how difficult it must be to come up with an idea a column every week or two. Please allow me to humbly make a suggestion.
I know in broad strokes the difference between the TSE and Venture, but I know nothing about the CSE. Perhaps an article on this and how it may affect me as a DIY investor.
Gord.
P.S. I rarely ask a question but enjoy reading the answers to the questions. Publish at your discretion.
Read Answer Asked by Gord on October 19, 2017
Q: Jean earlier today listed a number of stocks in his/her portfolio as being in excess of 10%. You do not suggest there's a problem with this, so I'm wondering if it's okay to own larger percentages of individual stocks if one has diversified ETFs. I have been buying ETFs to consolidate holdings as I move farther into retirement to make withdrawals simpler. But I still have a lot of individual stocks that I'm keeping in the 5% range. I think I noticed elsewhere you recommend not holding more that 5% of a portfolio in ETFs( now can't find it, so perhaps I misremember). I suspect I'm just not getting something here. What do you recommend regarding this use of ETFs and individual stocks (and %s) for a person past the accumulation stage?
Read Answer Asked by M.S. on October 18, 2017
Q: There has been a lot of gossip around my job side about a new investment in a cryptocurrency company called electroneum. To be honest, I have no intension of investing in it. I have just a layman's knowledge of bitcoin and blockchain and with all the hype starting to fly around this place I would appreciate a well grounded opinion of it. Maybe I could show them the answer you reply with.
Read Answer Asked by Anthony on October 17, 2017
Q: This may or may not be a question you can answer but any insight is appreciated.

My Mom is 88 years old, plays bridge twice a week and square dances twice a week and we spend 2 days a week having lunch She is in great health but, no one lives forever.

She has Property and investments worth U$600,000+ and she and I have reviewed her will which is in good standing. How can I best prepare on my end when the time does eventually come? And what hurdles can I expect as a Canadian inheriting US assets?

Thanks for all you do

gm
Read Answer Asked by Gord on October 17, 2017
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!