Investment Q&A

Q: any thoughts about this co.thanks. Al

Q: i think the market doesnt like TD taking on a $9 bln in loans to a single borrower in the oil sector.

Q: Please comment on EFN results, dividend increase and outlook.

Thanks

Sheldon

Q: Good opportunity to add more TD ? Thx J

Q: Did you listen to the conf call? Any further opinion??

Thx

Q: Just comment so please do not deduct credit.Re TD,agreed with 5I that the some $6b drop on 3/10 is excessive,& if TD is found guilty,the fine will likely be not material, plus no move now is the best move.So far this are just allegations,which have to be proven.TD stated that employees must abide by Code of conduct & ethics,i.e. act ethically & place interests of customers first.OSFI is always monitoring the financial institutions.As a retired employee of one of the other big Can.Banks,I can attest that we are closely supervised by management,plus many checks in place to ensure correctness. As a matter of fact,there was a booklet,Code of conduct & ethics on top of my table so that it is visible.We need to review it periodically with the supervisor.

Q: (1) ALL Canadian Banks seem to be teetering now . Should we simply ignore this - trim, or are there still some gains to be had in staying the course ?
(2) Do you feel that a switch to TD from BNS would be a good move with the damage to TD's price ?
(3) I have done so well with Banks and fairly well on Insurance , but my REITS and Financial "Others" ( like CXI ) have reversed ... After the TD over-reaction, should we be expecting a mass exit from the financials on the slightest hint of bad news ?

Thanks for rescuing me from my fear-driven-frequent-trader past .

Q: Please expand on the following statement given as part of an answer to a recent question on TD. I don't understand whether it is a positive or negative point of view:

"Even if the bank is 'guilty' the amount of market cap decline is far more than any fine would be".

Thanks

Q: After what happened to Wells Fargo its very likely that our banks would have taken steps to ensure this does not happen here.
It is possible that short sellers are trying to cover their losses.
Your opinion please

Q: TD is down 3% as of 11am. I assume the CBC investigative story is the cause. How serious is this and should the stock be reacting so poorly to the news? What's your take on all of this?

Q: Any idea what is going on with TD today? The rest of the banks are doing fine but TD is down over 3%, which is a huge fall for one of the big banks on day which hasn't seen a severe fall in the markets.

Q: Is there any reason to react to the news and subsequent dip in share price coming out about TD's lending practices? Thanks.

Q: Comments on ER? Market doesn't like it despite a threefold increase in dividend. Thanks.

Q: Please comment on Chesswood CHW earnings and your comments on the company

Q: Just joined your service and am looking to reproduce your balanced portfolio. The only insurance company I currently hold is IFC. Would you recommend switching out to a life insurance company (SLF) especially with the predicted direction of interest rates?

Q: your thoughts on the latest quarter from SCB. Keith

Q: I hold 2000 EFN.PR.C in the fixed income portion of my portfolio, with the changes that have taken place do you think it is a safe hold?

Q: Please comment on the earnings of ECN.
I asked this earlier today but think I forgot to submit.

Q: Been weak lately.Still ok for income and a possible privatization?

Q: Please provide your opinion on the elusive VersaBank and its cult following.

Thank you