Investment Q&A

Q: 5I Team,

I'd appreciate hearing your views on Royal Gold both on a company and sector level.

Thanks.
Scott

Q: Hi 5 i team

I was curious about TMA, is the div safe? Why has it been crushed lately? Any info you can share would be greatly appreciated.

Q: I see in this article from the Globe
http://www.theglobeandmail.com/report-/national-bank-to-crack-down-on-conflict-of-interest-trading/article26555169/%3bjsessionid=hJT9WJyQ77z18hQ2MV7ncJK7kDtSwB81KJWy7cLypqQTQfFh2JDc!1889603102/?ts=150928082500&ord=1
That the National Bank plans to reach your level of "conflict free" advice by not allowing trading by staff.
Nice to see others reaching for the bar you have set!

Q: What are your thought on this ETF? Is there a similar ETF but not hedge?
Dolores

Q: Can you give me a list of 5-10 small cap companies that have initiated dividends in the past year or two? Where can I find this info other than yourselves or bloomberg? thanks!

Q: Hi Gang

I am presently overweight in Financials. I hold BNS, TD, SLF and BNS. Of these, my BNS has been the weak sister in the past 2 years. I am thinking of selling my BNS because it will trigger the lowest capital gains, and with the proceeds purchase DH. My thoughts are this will keep me in the "area" of banking, but also improve my diversification since I am much lower in the Tech area . I realize I will sacrifice some dividend income, but am prepared to do that if my overall reasoning is logical. I am aware BNS is supported by you, but so is DH.

Your thoughts please.

Thanks

Q: If Canada enters into the Trans Pacific Trade agreement, as our current government is determined to do, a side effect will be on our dairy industry as cheaper US products will start to be allowed into our country. How do you see this effecting Saputo? (SAP-T)

Q: For someone about to retire, would you recommend FTS or EMA? Yield is important, but so is some growth, especially when interest rates start to increase, resulting in bonds competing with dividend stocks in income portfolios. Do either of these stocks have any exposure to increased regulation of coal-fired generation?
Thanks

Q: Hello 5i,

Good morning. I'm looking to add to positions primarily within the small cap/growth porfolio. What companies does your research suggest are great buying opportunities right now? My investment objective is to maximize returns over 20+ years and I'm looking for your 8 highest conviction names primarily within the growth portfolio (or balanced portfolio if there is a particularly great opportunity)

I'm not interested in a diversified list, but rather what 8 names present the best risk/return metrics over the long term with attractive entry points right now. I already own Stantec and Home Capital Group as core holdings and have no problem holding stocks that have under-performed provided the fundamentals are still intact. Thank you!

Q: I am a retired, conservative dividend income investor, with a well diversified portfolio of stocks, ETFs and mutual funds (AD, AQN, ALA, BCE, BNS, CGX, CPG, RY, SLF, WCP, WEF, WSP, XIT, ZLB, RBC Cdn Eq Inc, Sentry Cdn Inc, Sentry REIT, Insured Annuities, Fisgard Capital).

I currently have just under 5% invested in health care, primarily in TD Health Sciences, with some in Alaris Royalty's group of companies.

Question # 1 = what percent of my overall portfolio would you recommend for health care?

I have been waiting to top-up TD Health, which has just retreated to its 200 mda. Is the momentum of the health care sector waning, is it nearing the end of its seasonally strong period, or is it reacting to the Hilary Clinton comments, thereby creating a great buying opportunity? Bottom line = is now the time to top-up TDB?

Thanks for your help,
Steve

Q: Hi there, I caught a segment on BNN a few days ago in which Bill Harris mentioned that his company had bought LIF.UN and explained why he thought it was a good buy. Would you please review this company and give us your opinion.
Thanks!

Q: Hi Gang
For someone that has no exposure to biotech and in view of the sector down swing. Where would I take an aprox. 3.5% position
today ?

Thanks much.

Q: i view myself as a fairly seasoned investor, but concordia has me stumped, they are raising money at 86.50 a share, supposedly the issue is 2 times oversubscribed.
so the stock opened down friday am and proceeded to go down 22 points before rebounding and closing down 12. my question is why would anyone participate in the share issue when they could buy the stock at a massive discount on friday or even this monday-- makes no sense. i did buy more myself when cxr was down 18 but the whole experience as peter would say is wonki, was it hedge funds in u.s. sitting on cxr on friday-- i think so and certainly hilary did not help.dave

Q: In the future as the debt is significantly paid down they would become a cash cow. If so do think they would then pay a dividend and if so could you project when.

Q: good morning

Back in Febuary, I bought DML for 1.13 a share, thinking it was't a bad deal because it's 52 week low was 1.02. Now if this merger goes though Denison will do a 2 for 1 share consolidation, and fission shareholders will get 1.26 shares of Denison for 1 share of fission. Should I be selling my denison and buying Fission shares to save my capital?

Q: An area that I find difficult in investing is when to sell. Just a suggestion but would make for a very interesting subject for a blog.

Q: Could I please have your thoughts on the new Questrade Etf's QMV and QTI. Qmv seems to hold basically the IWS index whereas the QRI holds over a hundred individual companies. Given that these are relatively new ETF's, I'm somewhat unsure given the market caps/costs.

Thank you as always for the great service

David

Q: I have been sitting on the sidelines for a few months and have only dabbled in the market since March/April. Im glad I held off. I think I would like to get in now.But have no problem waiting if that is prudent. I have done this before and missed a few opportunities.
I am looking for a 3 year Horizon - maybe up to 5 years as a stretch.
How would I deploy funds in todays market between the portfolios you have helped us with to balance risk. Im hoping for a 12 to 15% return overall.
How would I time it. I was thinking a controlled plan to invest over the next months to average the risk in a volatile market. I was also curious about your thoughts of a cash percent to keep some gunpowder dry for opportunities.
Thanks for your help

Q: Do you have any idea who could be selling 4.7 million CXR shares today in the US market? Given an average daily trading volume of 10k shares, this looks much beyond a response to biotech/pharma weakness. According to the Sept 8 press release, it looks like Cinven would have a lock-up on their 8.5M shares. Is it possible the underwriters were selling today just to exit their position on the new offering? Thanks.

Q: 1:49 PM 9/26/2015
Hello Peter
I want to diversify my portfolio into the Industrial, Healthcare[REIT], Telecom, and Consumer sectors. My portfolio is designed to give steady reliable dividend income as we are both retired.

Currently I have :

Industrials - nothing
Healthcare [REIT] - CSH.UN [3.4%]
Telecom - BCE [4.9%], T [2.0%]
Consumer - CSW-A [3.2% ], NWC [2.6% ], RPI-UN [0.74% ], AW-UN [2.4% ], DHX-B [1.7% ].

I am trying to find companies in these 4 sectors that have the Size, Stability, Dividend Yields over 4%, and Safety, as nearly comparable to the big Canadian Banks as possible, but I am having a hard time finding additional companies. Do I just add to the ones I already own? What would you suggest.

Also what percent sector allocations are reasonable for these sectors for a permanent Seniors' Income Portfolio?

Thank you..... Paul K