Investment Q&A

Q: Hello Team: Season's Greetings
In my company DCPP Sunlife offers the following 3 funds among others but the following have had the best returns:
MFS Global Equity: Allocation U.S. 54.15%, Intl 44.64%, Cash 1.21%. which I am currently in.
TDAM Global Equity Index: Allocation U.S. 61.19% Intl 38.6% Cash .14% Other .07%
TDAM Intl Equity Index: Allocation .97% U.S., Intl 98.59%, Cash .03%.
I would like a little less U.S exposure than the 54-61 % which the first two have but to do that I go to 98% International. The 98% International exposure consists of 31.7% Eurozone, 24.3% Japan, 17.2 % U.K., 13.3 % Europe Ex-euro, and 7% Australasia, by region and by sector : 21.2 % Financial services, 13.5 % Industrials, 11.7% Cons Cycls, 11.2% Consumer defensive, 9.7% Healthcare.
All three funds have had 1 yr returns in the 18 -20% range.
What is your opinion regarding my selection of the TDAM Intl Equity fund with 98% International exposure going into 2018 or should I stay with a fund with ~60% U.S. exposure.
Thank You once again for your help
Clarence

Q: Good day – could you please provide a brief description or guideline for how to tell when one is reaching for yield. In my case I am quite happy with a 6 to 8% total return, and if I can achieve that with a high yielding investment I'm not as concerned about growth. However, the question remains - when are you reaching for yield so that you may be exposed to an unacceptable capital loss? Thanks so much.

Q: I presently own CI signature high income mutual fund for income. I am considering a switch to pimcos etf pmif or igcf. Could you please comment on such a switch. Thank you.

Q: please recommend an emerging market etf thanks

Q: Which of these two would you recommend for an investors fixed income portion of an overall balanced portfolio?
What second fixed income ETF would be good to pair with it?

Regards,

Robert

Q: Good morning!
I have a large position in this mutual fund, about 8% of my portfolio! I have owned this for many years, since it was SDT.UN. My adjusted cost base is probably close to zero due to ROC distributions. I could use some past losses to sell up to 25% of my position...the question is, do you like this fund, should I hold, sell, or ? Thanks very much!
Peter

Q: Hi there
I have followed this closed end fund for quite a while and like its history, set-up and performance. Was thinking of invezring part of my funds in there versus passive ETF. Just wanted your thoughts on fund, backers, and performance.

Thanks so much

Stuart

Q: do you think this is a good buying opportunity after this sell off?

Q: How secure is their dividend? If I'm reading financials correctly they are paying out 158%?!
Nor can I find any history of their dividends on their website or annual report.

Q: I own this preferred and just got notice from my direct broker that there was going to be a conversion. I can either convert all or any of its 3 Series Shares into Cumulative Floating rate Preferrred shares Series 4 on the basis of one Series 4 for each Series 3.

Do you recommend I convert or stand pat?

And why?

Thanks

Sheldon

Q: I am concerned that I have too many interest sensitive investments in what looks to be a rising rate environment. I am a recent retiree with a need for income. I would appreciate your views on my sector weightings:
15% Reits
11% Financials
11% Information Technology
10% Utilities
6% Pipelines & Energy Infrastructure
5% Telecom
4% Industrials
2% Consumer Discretionary
2% Healthcare
1% Consumer Staples
1% Materials
18% Bonds
8% GICs
6% Cash

Your service is amazing and I really appreciate the new website.

Thanks,

Q: Good day,

Recently you have commented that 5% is about right for the Energy sector right now and that a recovery may still be a long way out. Would the 5% include pipeline/infrastructure companies like Enbridge or would you put those into more of a Utility weighting for the purposes of allocation?

Have a great day,

Derek

Q: Hi,

Is there a price point at which this becomes a value investment that has all of the negative factors priced in? It has been a top pick numerous times on BNN but repeated bad news has driven it down and down. Might it stabilize after tax loss selling eases? Dividend now at 3.1% is tempting. My question is whether there is a price that you would consider this a buy or if the bad news outweighs potential value and nice dividend?

Q: Hi Peter,

I've been watching this closely since it was first recommended. It's now back to the low $4's and is looking quite attractive.

Before I pull the trigger and jump in, can you remind me of the positive attributes and potential long term earnings potential? If you were to give me a best 3-5 year price target 'guesstimate' assuming things work out with the company, what might that look like?

Q: Good morning 5i.

Which of Hive or Bitcoin would you choose to invest half a position in
currently for 12-36 months?

Thx/Rob

Q: Hi group would appreciate your incite in why WEF is dropping steadily over the last couple of months?? Thanks PS lumber prices remain high so where is the logic for the steep decline High was $2.84 couple of months ago now is down 40 cents since then ? Thanks

Q: Hi guys,
Nice new site. I want you to go a little deeper into your assessment here. Mark me down for 5 questions. Please provide a more in depth assessment of DOL activity this morning at open for us "commoners, dotards", etc. I owned 900 shares of DOL, and put in a stop loss of $138.00 when trading at $155.00 over the last little while. My position got activated regrettably, only to see an immediate rebound. The activation and drop was so fast, I cant even assess the decline in price vs. buying fulfillment,steps etc. The chat forums are pointing to some manipulation on this, etc. How does this process even happen so quickly like this. It was instantaneous, only to rebound. The earnings we good, and matched most analyst assessments. I just want to learn more about this process to prevent unnecessary trigger activation's for the future being in a taxable "holdco" account. It happened to a lesser degree a couple weeks ago with TOY also, but to a smaller extent being a smaller company, with less shares going to market. Having read Flashboys...... can I better plan for this stuff, with my buy and sell triggers etc. Or, does the little guy always loose. Thank you.

Q: Hi,
I would like to get your opinion on whether the Horizon ROBO ETF is a good investment in AI, robotics, automation at this time? Alternatively, do you prefer a company specific approach in this industry and if yes, which companies do you suggest in Canada and/or US?
Thanks for your invaluable service!

Q: When a company issues convertible debentures like EIF just did, on the balance sheet is it considered an increase of its debt level or a dilution of the number of shares ? It seems to me both outcomes are possible over the term of convertible debentures.

Thank you

Q: Hi team,

I am heavy in tech as usual and have to scale back every once in a while. I now have some cash to deploy in other sectors. I offset my tech with industrials, financials, consumer and utilities. I avoid resources as I find it just drains my capital. I am growth and an “active” investor.

I am looking at adding a consumer stock, either BCI or ZZZ. I read your recent report on BCI and am intrigued by the trend of aging demographics and the increasing need for glasses and contact lenses. You give it a relatively strong B+ rating and it is in your Growth portfolio. I have been watching it the past week or so. It is a very thin trader. No trades at all today and bid/ask about $1.00 apart, a wide spread for a $35 stock. Would have been wider except for my bid which did not get filled.

I used to own ZZZ and got lucky in selling before the last earnings release when it missed estimates. I have been watching that lately as well. It seems to be moving up steadily from $32 and now hovers above $33, still well off its 52 week high. On Monday, the TSX approved a NCIB for ZZZ that is normally supportive of the share price.

So, should I buy some eyeware or sleepware or a bit of both to get a good night’s sleep?

Thanks again,
dave