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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Is the end of a recession the beginning of a new business cycle, typically what industries lead after, if your guessing this one is not typical, what sectors might suprise investors?
Read Answer Asked by Charles on November 24, 2022
Q: Upon contacting TD WebBroker to purchase an High Interest Savings account ETF, I was informed that they don't broker these products. How does one invest in these funds? Much appreciated.
Read Answer Asked by Francisco on November 23, 2022
Q: I noted with interest the Nov 16 question by Greg re how your personal portfolios have done this year because I was thinking of asking a related question but thought the answer might be along the lines of none of my business. But you did answer his, so here goes. In your personal portfolios do you try to market time and are you undiversified, being growth investors and all? I know you have said on occasion that you have a general audience and so your answers reflect that. And so you might not want folks to imitate you. And I get that. Still, I'm curious. thanks.
Read Answer Asked by William on November 23, 2022
Q: Just to clarify, 5i is selling all of ANRG and PRMW and LSPD from the portfolios.

ANRG and LSPD are at all time lows. So you're selling at the lows.

Prmw is bullish and moving higher and is near its high and you're selling that as well.

What happened to run with the winners and sell the losers (not at their low)?

Sheldon
Read Answer Asked by Sheldon on November 22, 2022
Q: The inflation target seems to be 2% in North America. It is my belief that to get it from the 7-8% range to 2% will take a significant period of time once it gets intrenched. Have you seen any historical notes from authors who have studied the history of this area?

Thank you,

Paul
Read Answer Asked by paul on November 18, 2022
Q: I was reading a question in my daily summary about your "wonderful dividend change site." Can you tell me where I can find this on the 5i website?
Read Answer Asked by Ken on November 17, 2022
Q: Peter and Co.,
Would you please provide the 3 or 4 names of North American producers/explorers of Lithium, Cobalt, Carbon and Helium that I could consider as potential purchases.
Thanks for the excellent service.
Ed
Read Answer Asked by Ed on November 16, 2022
Q: Good Morning, where can I purchase physical gold and silver!
Thank you.
Read Answer Asked by Lorraine on November 16, 2022
Q: Donation of securities to charity.
Last year we reported that Questrade charged $25 per charitable donation we made. After writing the CEO and c.c.ing others, the fee was reversed. Well, they are at it again and although a note will be put on our file that the fee will be waived, it will be posted and immediately reversed. These are donations to registered charities, a university and four well-known charities. We know there is some back office work that needs to be done but ironically shortly after our hassle last year Questrade boasted to their clients of their charitable largess. Perhaps Rob Carrick will add a question about this topic in his annual brokerage review. After all Tim Cestnick named it as one of the year-end tips for saving on taxes last week. I think it is time for another letter to the CEO of Questrade and this time include 5i research as a recipient of our information sharing.
Read Answer Asked by J on November 15, 2022
Q: Hi Peter & team,
My question is regarding Notes issued by Canadian big banks like Floating Rate Senior Note or Step Up Extendible Notes. There is not much discussions about using this kind of investment by retail investors for their fixed income portfolio instead of GIC or bonds. The yield on these Notes seems to be higher than GIC of the same maturity. Please comment on the pros and cons of Notes as the main component of the fixed income portfolio. Any disadvantages vs bonds or GIC? What should retail investors watch out for when shopping for these Notes? Thanks
Read Answer Asked by Willie on November 15, 2022
Q: Please provide the pros and cons of investing in "Step Up Extendible Notes." I note that they are not covered by CDIC. Would this be a safe investment? Many thanks for your guidance.

Stella
Read Answer Asked by Stella on November 15, 2022
Q: In response to Dan about buying non TD ETF's at TD brokerage, I had the same problem back in July, and threw in the towel. I moved to National Bank, where all my trades are free, both ways, and I can buy any ETF I want. The only downside with National, is their quotes are delayed by 15 min., so in a fast moving market I would open another window where I have instantaneous quotes, compare, and problem solved. TD sucks!
Read Answer Asked by Greg on November 14, 2022
Q: FORTESCUE METALS GROUP LTD (FSUMF:QXI, US)

What is QXI?

Is it safe to buy on this exchange?

Does the company look okay to you to buy?

Thank you.
Read Answer Asked by Ross on November 14, 2022
Q: If I was to request to have SHOP moved from a US account to a Cdn account - how does it work? If say i had 100 shares in a US account - would they simply add 100 shares to the Canadian account and equivalent cash for exchange or would they add the equivalent shares - say 135 to account for the foreign exchange difference?
Read Answer Asked by Stephen on November 14, 2022
Q: More of a general question/comment. I wonder if you've ever experienced this or have suggestions?

I tried to make a purchase today of CASH.TO, the Horizon High Interest Savings Account ETF with my BMO Investorline account and the trade was not allowed, with the notification that only sell transactions are allowed for that security.

When I called the help desk, I was told that their internal policy does not allow investors to purchase any high interest savings account ETFs. Of course, they would be more than happy to open a BMO savings account for me!!

I was able to purchase this security just fine via Scotia iTrade. I am completely at a loss to understand the rationale here, but thought I'd post the question here as to whether this is standard practice in the industry or is there some inherent risk to this security that I'm completely missing that would cause them to blacklist it?

Thanks,

Ryan



Read Answer Asked by Ryan on November 11, 2022