Investment Q&A

Q: I'd like your assessment of MKB versus aggregate bond etfs like XBB, ZAG, and VAB. Has MKB performed better than the listed etfs? If it has performed better then is it because the etf has taken on additional risk to achieve the higher return? How might one incorporate MKB into the bond portion of their portfolio? Is it worth the higher fees?

Q: Hi 5i team i hear sometime on tv channels you can buy six month T-bills and earn over 5% fix income without any risk how can you buy those products in Canada what is symbol for something like that
thanks

Q: Thoughts please on OXLC for USD dividend income and 3 year hold for some capital growth.
Thanks
Rob

Q: FID2187 This fund seems to provide low volatility and fairly consistent above 5% average yearly returns. Is it worth consideration to replace bond ETF,s with this despite its high expense ?

Q: What would be the best way to get exposure to US Treasury Bills for inclusion in a registered account (assuming no tax hit from holding them there)?

Q: I believe all of these ETF’s are paying close to 3%. How do they do this?

Q: Hi ,I hope you can help me with my question
If you own a GIC say. a. 5 year one and the owner passes
earlier ?Can it be cashed
or would you have to wait till the regular cashing date.to settle the estate.
thanks a lot
Margit

Q: Follow up on my question regarding STRUCTURED NOTES as DOWNSIDE protection

1. If a specific yield (eg 6.5%) is mentioned is that guaranteed?

2. Does the buyer of the note receive the entire amount invested at a specified future date?

3. How long do these typically have to be held?

Thanks again for all your help.

Q: Hi Team,

Looking for your valued opinion regarding the Empire Life Class plus 3.0 insurance/annuity product. This would be for a retiree, 64 years old.
Any concerns with this strategy or things to look out for.
Thank you

Q: hello 5i:
can you compare XHY and USHY? USHY looks to have a much higher yield, particularly as its in US dollars. Is there a large risk difference in these ETFs?
thanks
Paul L

Q: Hello 5i,
It was mentioned that XHY should be kept in a registered account as it is foreign income. The dividend is shown to be paid in Canadian funds and the exchange is TSX.Where are the foreign income consequences related to holding XHY?
Thank you for your service
Stanley

Q: Over the last couple months I have increased the fixed income portion of my RSP, and would like to finish with a smallish position in a a high-yield bond ETF. Been looking at PDI and ZHY/XHY (they seem about the same). Some questions:

1) is the current PDI premium normal for this fund on a historical basis
2) the PDI dividend seems consistent, but how do they manage to maintain that level
3) PDI is more international than the others - do you see this as a positive or negative for high-yield corporate holdings
4) do you think it is too early to get into high-yield if interest rates keep going up or if we get into a "significant" recession
5) who do you consider to be the best manager of these 3 ETFs, and if you would buy , which is your pick and why
Thank-you Grant

Q: I am asked for a minimum of $50 when buying and $50 when selling a bond or 1.5%.
Is 1.5% commission acceptable to buy a bond from a discount broker?

Q: Good morning

Having slowly raised my cash position recently and still not ready to jump back in as I believe the market will go lower later this year. Could you list a few places to park these funds ranking from best return/conviction

Q: With the assumption being the market will face a downturn later this year.

What are your three best choices to park some cash today for someone using a bank trading platform like itrade.

The goal being to earn the best return but still have easy access to the cash to buy later in the year or into next year.

Q: Could I have your thoughts on the merits and/or drawbacks of single bonds ETFs - UTEN ; UTWO ; TBIL.
Thanks

Q: I am using this high interest savings account (about 4% ) to hold money for RRIF (monthly)withdrawals. if I am correct there is no trading fee as with PSA etc. Is this the best way of managing this issue?
Thanks for your help Tom

Q: In these times where the financial health of companies are being put to the test, are bond funds like XHY, which hold 60% BB grade bonds and 30% B grade bonds, something that a wise investor should be pulling out of?

Q: Please explain why the yields on these etfs differ so much

Q: Hello I’m wondering if you could name a couple of USD traded etfs that would be as close to the equivalent of PSA or CASH but trade in USD either on a Canadian or US exchange if necessary. Thanks