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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I would appreciate some guidance in raising my fixed income from five to fifteen percent. I am looking at HYB.US which pays a healthy 8.5%. How safe is this and could you rank the following in terms of dividend and then share price appreciation safety, as well - XTR (5.8%), XHY (6.02%), XSB (2.56%), XHB (4.54%)and CB0 (4.5%).
My primary motive is to transition from too much cash to a capital-protected group.
Thank you.
Read Answer Asked by Steven on February 17, 2015
Q: I own XLK and PSCT for exposure to us tech stocks. Are there any etfs for small cap and large cap Canadian stocks. My experience with individual Canadian small caps has not been great. I own sio and Vxs. They both are down.
Thanks
Read Answer Asked by satish on February 17, 2015
Q: Could you recommend 2 or 3 Canadian corporate bond Etf's in order of preference ? Much appreciated.
Read Answer Asked by Indra on February 17, 2015
Q: Based upon your positive comments in the past on both of these ETFs I had been planning on adding them to complement the individual stocks held in my portfolio. However, given Peter's recent Financial Post column suggesting that the TSX Composite Index might better be ignored I am having second thoughts. Please outline how an index-based product should fit into one's portfolio if at all. It appears that you would advise building a made-to-measure Model Portfolio rather than an off-the rack variety. Many thanks.
Read Answer Asked by Glen on February 16, 2015
Q: What are your top picks in Canadian ETF's for the following sectors:
Consumer Staples.
Financials.
Industrials.
IT.
Utilities.
I would Health Care, but I am not aware of any ETF's in the sector.
Read Answer Asked by Charles on February 13, 2015
Q: The banks seem to be big into mutual funds and TD is introducing low volatility funds, retirement funds, and shaking up their portfolios. So in the bank mutual fund space what are your overall impressions of TD Mutual Funds for the $100,000 client who does not want to manage their own investments?
Read Answer Asked by Michael on February 12, 2015
Q: Good Morning
I would like to have a small position in gold and precious metals in my grandchildren's RESP. Would BMO S&P/TSX Equal Weight Global Gold Index ETF - ZGD be suitable? Do you have any other suggestions?
Thanks
David
Read Answer Asked by David on February 12, 2015
Q: Hello Peter and team,

I own CGR and it has done well. What is your current view on this etf and it's holdings? Would you prefer a different etf or individual company for real estate exposure?
Read Answer Asked by Wayne on February 12, 2015
Q: Hi Peter and Team

I am a 70 year old retiree and currently have 90 percent of my savings in Equities and 10 percent in cash. I am concerned that I should have some fixed income for safety in event of a significant market pullback. Can you recommend either a bond etf or bond mutual fund that would offer some protection and a modest return. What percentage would you recommend.

Ray
Read Answer Asked by Ray on February 12, 2015
Q: I have spent a lot of time over the last 25 years learning about technical analysis and have actively traded many individual stocks and commodities based on how I interpret the charts for them. I have been reading about sector rotation at different times of the economic cycle and seasonal trading. My question is:
What ETF's traded on the Canadian exchanges would you suggest for the following sectors. I know that we should invest outside of Canada but I have always traded Canadian. Thanks for your answer. I really enjoy the site.
Consumer Discretion
Consumer Staples
Energy
Financials
Health
Income Trusts
Industrials
Information Technology
Materials
Telecommunications
Utilities
Can you please offer any other suggestions to help me break down the larger sectors into more focused ones. I am just introducing myself to ETF trading and want to have a good starting point.
All the best.
Ron
Read Answer Asked by Ronald on February 12, 2015
Q: Do you know of an ETF that tracks the TSX Venture 50?
Read Answer Asked by Edgar on February 12, 2015
Q: Since the major banks are in s&p 500 is there a point to hold both Zue and Zub
Read Answer Asked by jason on February 12, 2015
Q: Would you suggest buying any etfs for Europe, India, emerging, China and if
So any suggestions
Read Answer Asked by jason on February 11, 2015
Q: Fixed Income portion of my registered accounts investment is 22.5%, and I want to increase it to around 30% I currently hold HFR, XSB, HYG, and CBO. I also hold a small amount of funds in Royal bank Bond fund. Should I add to these or can you suggest some other alternatives? I am 66 years old but does not the income from RRSPs at this time.
Thank you
Read Answer Asked by satish on February 11, 2015
Q: What are your 3 top etfs that follow s&p 500 and top 3 that follow American banks
Read Answer Asked by jason on February 11, 2015
Q: I have extra cash in my RIFF. I am in my mid 70s and will not be required to take this money out for 5 yr. Is this a good place to park about 30,000. Or do you have a better suggestion?
Read Answer Asked by wayne on February 10, 2015
Q: Hello I am interested in one of these etf's for a long term hold. I know they are essentially the same but I would like to know if one is better than the other. It would be going into a TFSA.
Read Answer Asked by Eric on February 10, 2015
Q: Hi, I'm looking for European exposure via a Canadian ETF that trades on the TSX in Canadian dollars. I know that you recommend FEZ but can you recommend a Canadian-based equivalent to FEZ as I understand FEZ is on the NYSE and is in US dollars.

Thank you,
Read Answer Asked by Robert on February 10, 2015
Q: I am thinking of adding one of these vanguard etfs (VGH or VGG) to my RRSP portfolio
for a medium to long term hold. Is there any parameters to choose between the two:( VGH is hedged and VGG is not.)

I would like your opinion as to which one you would choose- with the Canadian Dollar hovering around 80 cents US

Thanks
Read Answer Asked by Baboo on February 10, 2015