Investment Q&A

Q: Hi 5iR, I have been thinking about starting my own small ETF with Asian e-commerce companies such as Netease (NTES), Baidu (BIDU), Alibaba (BABA), Yirendi (YRD), Baozun (BZUN), China Mobile (CHL), and Softbank Group (SFTBY). Is there an ETF already out there that would accomplish this for me?

Thanks team. Chris

Thanks Team

Q: What is your opinion on LYG? Also for the dividend would it have the 15% withholding on it in regular cash account and TFSA? Would it be best to hold this very long term in RRSP to collect entire dividend and hopefully some growth like BAC in the coming years.? Thanks

Q: Just a comment on the answer you gave to the question posed by Kolbi on Llloyds bank. Unless the rules have changed very recently I believe the UK has no witholding tax on dividends paid to foreign residents. UK residents have a $10K dividend tax free allowance (reducing to $4K next year) after which they are taxed 7.5%. Don't feel to sorry for them though, their TFSA is $40K a year!

Q: Good Morning All,
Statoil-STO, I have been holding this for some time, waiting for it to get back to my cost price. It has finally arrived, should I sell or hold. Many thanks for your assistance. Bob

Q: Is there any single ETF with significant holdings in Japan,India and China?
Thank you,
Philip

Q: I would like to add BMO India equity etf (ZID) and Hamilton capital global bank etf (HBG) in to my TFSA account for international exposure. what is your out look, about these etf for next four to five years?

Q: I would like your recommendation on ETF's or funds that would focus on Japan and India, preferably larger cap holdings. One or more recommendations is fine but I do want a Canadian dollar traded product as I don't want to get into the costs incurred with exchanging CDN to US.
Thanks for the sensible and steady advice you folks provide! Rob

Q: the company appears to have superior metrics to BCE, Telus and Rogers - P/E, EV/EBITDA, P/Free Cashflow and a 7.5% dividend. it also has dealt with some accounting issues. what do you think of the stock? do you think Brexit will affect the company?

Thanks Ken

Q: Hi Peter,
Thank you for your prompt response to my previous question on SQM. I have some follow-up questions on SQM.
1) Does the government of Chile have an ownership position in SQM?
2) Do insiders own shares of SQM and if so have they been adding to or reducing their positions?
3) You noted in response to a member question that the government of India has been pressuring POT to sell their SQM shares. If POT sells their shares do you think SQM's share price will go down or is the market strong enough to absorb the new float?
4) Does SQM carry excessive debt?
5) Does SQM have a good record of matching or beating estimates?
6) Do SQM's deposits have generally good grades or are they almost exhausted and marginal?
...and finally...
7) Do you feel investors are too early on lithium or is demand actually growing?
I realize I am asking a lot of questions on one company so please deduct as many question credits as you think appropriate.
Thanks,
Jim

Q: Hi team,
Great investment service. I seem to have trouble using a credit (a great problem) as when I am composing a question, I check the new Q&A and another subscriber has already asked a similar one on that security. So I get my question answered for free. I guess I will have to go outside Canada to use one.

The only time I invested in a company in China was in Sino-Forest about 7-8 years ago. It was an Action List Buy from TD. A few days later it was in freefall and I was down 25% before I could get out.

Eight years later, I am now considering BABA as another investment based in China. Most analysts are very enthusiastic about BABA as potentially having a bigger impact on e-commerce than AMZN. However, they always warn about the political risks of BABA. What exactly are the risks? Sino-Forest was a fraud. I don’t think BABA is a fraud. What else could happen? Could the Chinese Government nationalize the company or part thereof?
Also, earnings are coming out Thursday evening. I don’t usually like to step into a stock just before earnings. You could get a pop or a drop. So, what are all these political risks with BABA that the analysts allude to and would you purchase before earnings release, or if at all?

thanks
dave

Q: I am interested in two funds, KWEB and KEMQ, managed by Krane Funds Advisors. I would appreciate any insight you can provide as to the company's reputation in the industry.
Thank you.

Q: Hi Peter,
I have 3 questions on SQM.
1) You noted in September that lithium provides 1/3 of SQM's revenue. What provides the other 2/3 of SQM's revenue?
2) Do you consider SQM to be in the Materials sector?
3) Would you consider SQM to add international diversification or is it simply a volatile materials company no matter what?
Jim

Q: Hi team,

I saw your comments on the IEFA iShares ETF and was wondering if the geographical allocation of XIN is similar to IEFA? Would 5i recommend it as a suitable alternative? What benefits/drawbacks are there with regards to currency between the XIN and IEFA? Thanks. IS.

Q: Is India reasonably priced right now? If so, do you prefer INCO(consumer), INXX(infra), INDY, ZID(C$) or a combo (or something else)?
Thanks.

Q: Your opinion ? Thank you

Q: Although this UK, NASDAQ listed company is not in your usual wheelhouse, 5i (and Peter in particular) seem quite in tune with the tech area so I am hoping you can provide some information into this company.

It rose about 25% on Friday on its earnings report and has had stellar growth (I think) even without that bump. It is debt free and has money in the bank but does not yet turn a profit. I know individuals who deal with the company and they are quite impressed. Can you provide any further insight into this firm?

Appreciate all that you do.

Paul F.

Q: Hello Peter and team, I'm considering investing in a Chinese and/ or Asian ETF in US funds, may I have your suggestion please?
Thanks Heidi

Q: Could I get your opinion on Amarin, a small cap biotech stock?

Q: I am looking to add an ETF with european exposure and a relatively good dividend. Could you recommend any that fit the bill.

Thanks
David

Q: Hi,

Can you please comment on this fund with respect to its allocation, MER and your view of the fund as a long term hold. Is there a comparable ETF, if so, which one?

Thanks,

Craig