Investment Q&A

Q: hello 5i:
my question regards RRIFs.
Next year, I turn 71 and will need to convert my RRSP to a RRIF. OK, so far.
Question 1: for withdrawals from the RRIF, what is the date that the withdrawal is based on? One source told me it was based on the amount on January 1rst, but if I don't convert until later in the year eg October; is that still true? Or is is January 1rst of 2024, and if so, how can I make withdrawals in 2023 if I don't know the exact amount?
Question #2. If I specify that I wish to receive income twice yearly, June and December: if I don't convert until October, does that mean I only have to take out half the yearly amount? Or, do I have to take out the full amount, regardless of how many times per year I've specified as withdrawals.
thanks
Paul L

Q: I would like to crystalize some Gains in KXS and reduce my holdings to a small amount (just a place holder).
I would like to add to the others listed above in the order of your preference.
All stocks in my TFSA.
Thank you!
Albert

Q: I presently have some U.S. cash available to invest. As a retired Canadian investor I already own CPX but would like to add Fortis to further stabilize dividend income. Fortis is listed on NYSE and TSE. Other than trading volume is there a disadvantage to buying in NY?

Q: Hello,
>
> I transferred a stock at a sizeable loss from a cash account to my TFSA early this year before I learned about the non-deductibility in this situation. I have now sold the stock in my TFSA at a nominal gain. Is it possible to recoup and declare the loss by claiming the difference between the initial cost and the final sale? Thank you,
>
> Maria B

Q: During your recent market report you state: For investors with a long-term horizon, small-caps and mid-caps are presenting investors with a roughly once-in-a-decade opportunity. So what would be your highest conviction names in Canada to add positions?

Q: My portfolio could use some more tech. Would you being buying now or would you be waiting? And which stocks would you be leaning to if buying right now? 3 CAD and 3 US stocks would be appreciated.
Thanks

Q: Time to move on? Bought to target medical equipment at a reasonable valuation. Have full positions in ABBV and MRK and VHT for health care. Bought MDT thinking it would do well when medical procedures came back after coved. It was hit on diabetes and now earnings projections. Loosing patience. It is about the same price as 10 yrs ago. Im a value investor and like the dividend but need some growth. Suggestions.

Q: Good evening, 5i team.
I appreciate having your opinion on these 2 names in my RRSP: Gilead got to 52 week high recently and Medtronic was bought recently. Both have decent dividends and good potential.

Your thought on which one to keep if there is room only for 1. Thank you!

Q: Could you speculate what led to the strategic review CTS announced this evening, and what some of the more likely outcomes are? Thanks.

Q: What are your views on the latest earning results for Polaris Renewable Energy and its future growth? The share price has been dropping after a nice run-up. Would you rate it a hold/buy/sell? Thanks

Q: THE PROS AND CONS OR BENEFITS OR NOT BENEFITS BETWEEN A US DOLLAR TAX FREE SAVING ACCOUNT VERSUS A CANADIAN TAX FREE SAVING ACCOUNT? ALSO, WOULD A NON-RESIDENT TAX ON US STOCKS APPLY IN A US DOLLAR TAX FREE SAVING ACCOUNT?

Q: Can you comment on the earnings and what do you think going forward?

Q: What are your current top 5 Canadian and Top 5 US stocks for recovery over the next 12 months.

Q: Your thoughts on results

Q: In your update you note that this is a once in a decade opportunity for Small and Mid Cap Stocks.

What are your top 5 Canadian and US names in this space.
Thanks
Tim

Q: I would like to buy shares in Porsche. What is the stock symbol?

Q: Hi 5i: Further to Andre's question today, do you have to wait 30 days to repurchase a stock in a registered account if you sold it for a capital gain?

Q: Hello 5i Team
I would like to know if the IWO etf in the Growth Portfolio is in US currency or Canadian currency.If not in Canadian currency then what is the equivalent in Canadian currency.
Thanks

Q: List your top 10 Canadian growth prospects in order and give details on why each is on the list. Also do same for US holdings. Many of your growth picks have declined much more than market and your customers may want to rejig their holdings.

Q: I noted with interest the Nov 16 question by Greg re how your personal portfolios have done this year because I was thinking of asking a related question but thought the answer might be along the lines of none of my business. But you did answer his, so here goes. In your personal portfolios do you try to market time and are you undiversified, being growth investors and all? I know you have said on occasion that you have a general audience and so your answers reflect that. And so you might not want folks to imitate you. And I get that. Still, I'm curious. thanks.