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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: My question involves taxation of these two ETFs at death as a Canadian citizen. VSP holds the US domiciled Vanguard S&P 500 ETF whereas the BMO ZUE invests in the Canadian domiciled ZSP which holds the US equities directly. Once a Canadian individual crosses certain net worth thresholds they are subject to double taxation from both the US and Canada on their US holdings at death. Is the structure of VSP put an individual at more risk? Can you or any members comment?
Read Answer Asked by Gary on October 01, 2018
Q: I have given myself some exposure to Europe and Asia through ETF’s and have seen a down trend lately.Are these countries going to be in more trouble as the trade wars go on.I am thinking of selling and sit in cash or direct it into the US market which I already have lots of exposure.
Thanks
Read Answer Asked by Brad on October 01, 2018
Q: Hey guys,

Okay, I'm a bit confused on Alta Gas. They are splitting up the company into US and CDN operations. Now they've made a purchase for about $230 million.

My questions are as follows:
1. Does it seem likely that the dividend will be cut once the company is split?
2. Do you think management knows what they are doing? It's hard to tell if they are good at what they do or if all these moves are "Hail Marys".
3. Do you think the CDN operation, when it IPOs, is worth a look?

Thanks!

Aaron
Read Answer Asked by Aaron on October 01, 2018
Q: Transcontinental or CCL.B? At current valuations which stock is more attractive? Would you consider them in the same industry, more or less?

Thanks.
Read Answer Asked by Kelly on October 01, 2018
Q: Hello, what do you think of Foot Locker (FL) right now? If you had to choose between Nike and Foot Locker as an investment in the US cyclical sector, which one would that be and why? Comment: I have tried to look up FL in the company profile section but just can't find it, there must be something I don't do correctly? Thanks, Gervais
Read Answer Asked by Gervais on October 01, 2018
Q: What five ETF’s would be suitable to hold in an RRSP? I am interested in technology, healthcare, financials, energy and industrials. I am a moderately conservative investor, am looking at about a 15 year timeline and am interested in Canadian, US, global and emerging markets. Many thanks for your insights.
Read Answer Asked by Heather on October 01, 2018
Q: In my husbands lif account we are going to need to replace enercare with safe dividend stocks. Sectors are not important. Current holdings are : A and W, BGI.un, Crius, Gamehost, RNW. Current dividends are greater than the withdrawal. We would be looking to add stocks whose dividends would be reasonable safe in an economic slow down.
How do you feel about the following strategy and please feel free to offer other suggestions or comments:
Bip.un, Bce, Alta gas, Bns-
Either fortis or Aqn
And then something with growth potential such as a corby ( as it has no debt) or transcontinental ?
We are also open to other suggestions.
Thank you.
Read Answer Asked by Maggie on October 01, 2018
Q: Feeling that Canadian stocks were due for a post NAFTA bounce, I am "all in " on Canada. My thinking is that while some companies and sectors will get an immediate boost, there is also a good chance that other Canadian companies, even ones that don't benefit too directly from NAFTA, will get another look over the medium (3 months to 1 year) term due to the improved stability of the investment environment. Obviously things can happen, but, in gneral, does this scneario make sense to you? Thank-you.
Read Answer Asked by Alex on October 01, 2018
Q: Considering MFC position or SLF position, next week. MFC appears to have the better cash / share price ratio (29 vs 20), greater pullback from 52 wk high (16.5% vs 8.4%) and a slightly better dividend yield (3.79% vs 3.69%). SLF appears to have a tighter standard deviation than MFC, since 2012. I've seen past Q/A stating you prefer SLF over MFC. Your thoughts on these two life insure co's or other life insure co's would be appreciated.
Read Answer Asked by LARRY on October 01, 2018
Q: Hi Ryan & Peter
My name is George and I will be 55 this month and I have a total of 4,000,000 to invest.
I need $ 100,000 in income for cost of living expenses.
I have 2 accounts
Holding 2M in investment account (1.44 M, 500K RRSP & 60K TFSA )
Holding 2M in holding company that I use to pay me a monthly income of $8,000

How would you put together the 2 portfolio’s and what stocks would you choose for each account.

George-
Inv acc
RRSP
TFSA

Holdco-

Please deduct as many points as needed ( I hope this question helps many baby boomers with cash )

Thank you & keep up the great work

Read Answer Asked by George on October 01, 2018
Q: Hi, I like all the individual Brookfield entities and there nice dividends in most cases.If I like all 5 individuals that I follow what is more prudent... buying Bam.a as itself or all 5 .would return including dividend be the same?
Read Answer Asked by Brad on October 01, 2018
Q: Tax loss selling

Would you please clarify the 30 day wait period before repurchasing shares sold for tax loss purchases. I sold shares on Aug 31 which closed on Sept. 5. Which day can I buy them back? Thanks for your great service.
Read Answer Asked by Ric on October 01, 2018
Q: Hi Peter/Ryan,

I was holding off buying MG and NFI because of NAFTA disagreements. Now that it is a done deal is it a good time to buy these stocks or future recession may have a bigger impact on the auto sector. They are trading close to 52 week low. Magna has dropped by almost $10 since July.
Appreciate your advice.

Thanks
Ninad
Read Answer Asked by Ninad on October 01, 2018
Q: I've been a long time (over 10 years) owner of NLY and have added to the position several times. I'm considering adding to it again. The dividend is very high but they seem able to handle it. I had thought they would benefit from rising interest rates in the states but they seemed unaffected as the rates rose. My adviser says that it likely doesn't appreciate in price due to the fact that many investors just don't understand their business. I would be happy if all I ever made on this was the current dividend.
Do you have any insight here?
Read Answer Asked by Larry on October 01, 2018
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