Q: I completely understand Inspira is early stages and risky. There are three potential hurdles that I don't completely understand:
1) Do they attach some sort of lien on the payments due to the lending Doctors from the US Government?
2) If not, and they have defaults, would that influence their bankers with regard to amounts loaned and would they have to borrow at higher rates or would the banks eventually cut them off?
3) What are the odds of a policy change by the Government to pay quicker and eliminate the need for Doctors' borrowing?
Finally, how would you value this company proportionate to their loan book?
May I add my vote of confidence for your service which is prompted by some negative comments. Members get 24 questions directly to two seasoned portfolio managers with no conflict with the companies they discuss. That's about $5 per question! No one is perfect but if members listen to the message, which is diversify, remember why you bought the company (hopefully, not because "Peter said so"), don't panic and stick (mostly) to quality, growing companies, you will make money over time. I still can't believe I can ask these questions for $5!! I have paid as much as $900 per year for some sites and they won't even talk to you. 5i is worth multiples of what they charge.
Thanks for letting me say this.
Steven
1) Do they attach some sort of lien on the payments due to the lending Doctors from the US Government?
2) If not, and they have defaults, would that influence their bankers with regard to amounts loaned and would they have to borrow at higher rates or would the banks eventually cut them off?
3) What are the odds of a policy change by the Government to pay quicker and eliminate the need for Doctors' borrowing?
Finally, how would you value this company proportionate to their loan book?
May I add my vote of confidence for your service which is prompted by some negative comments. Members get 24 questions directly to two seasoned portfolio managers with no conflict with the companies they discuss. That's about $5 per question! No one is perfect but if members listen to the message, which is diversify, remember why you bought the company (hopefully, not because "Peter said so"), don't panic and stick (mostly) to quality, growing companies, you will make money over time. I still can't believe I can ask these questions for $5!! I have paid as much as $900 per year for some sites and they won't even talk to you. 5i is worth multiples of what they charge.
Thanks for letting me say this.
Steven
