Investment Q&A

Q: This question may be out of your area of expertise but I will assume, maybe.
I have come across a fascinating investment, income vehicle. BMO retail has a product called -BMO Cash Flow Plus Deposit - Here is a quick overview.
On a deposit of $100,000 they will pay you, tax free, $500 per month for 15 years. This is a "return of capital"
After that time a sum will be returned to you which is the original amount that BMO has invested rather aggressively. Needless to say that with the 15 year compounding timeline and investment posture this could be substantial. This would be taxed as a "capital gain" There are a few other features but this is the gist. On the surface this is interesting. Any hidden aspects or dangers?
Thank you.

Q: May I have your comments on NWC's quarterly earnings. Thank you.

Q: I noticed a comment a couple of days ago about the quality of your portfolio reviews. I had one completed a couple of years ago and I echo the sentiment. They are of very high quality and well worth the cost.
For all of us to continue learning, please indicate the top five mistakes you continuously see investors making from your portfolio reviews.

Thanks

Paul

Q: Hi Peter and team :
I would to add some physical gold exposure, as a form of insurance for future inflation, probably between 3 to 4 % of portfolio.
Is CEF.A a good one ?, are there other out there that are similar (BMG Funds)?? I have read that some of these funds hold "paper gold" and in case of a sharp increase in gold price they would not be able to deliver physical gold.
Is it reasonable in your view to hold 5% of physical gold as insurance?

Q: Hello, could I have your analysis of Ceapro inc please.
Thank you
Dave

Q: Could I please have your opinion on CXV now that the share price has been beaten down. Could you also tell me the short report also. Thanks

Q: I hold Husky in an unregistered account. At some point in 2016 I plan to crystallize the capital loss and invest the proceeds in Magna. Would this be an appropriate time to make the switch. HSE has improved some over the last week, whereas MG has remained flat. Is there any reason why that trend might continue?
Thanks
David

Q: I bought PIH on momentum a couple of days ago at what appears to have been the worst possible time. The recent price action is a little puzzling, although I know it's not uncommon for a small cap up massively to experience some volatility. To keep the faith I am trying to look for as many signals as are available. One thing I am interested in in particular is insider trading data. Do you see any recent insider trading happening at PIH? Additionally, in general I am wondering how frequently insider trading data is required to be published and what are the best places to find it. Thanks for everything.

Q: Hello 5i team,
I am currently up 48% on CXI and am contemplating switching to Savaria (SIS). This would be within my TFSA. I am overweight financials (as most Canadians probably are..) and currently underweight industrials.
Would you endorse such a move; are there any "red flags" you would see to such a switch? Any thoughts or comments would be much appreciated.
Cheers,
Mike

Q: Given your answer to Darren, does it mean if you've purchased SIS above $7.95, you've overpaid?

Q: Could you please advise if any of these stocks are worth holding on to . Thanx Robbie

Q: Hi,
Based on other questions asked, I see you aren't recommending Buying PHM anytime soon. I have more frustration with this company than AVO and AYA combined.
Can you enlighten me on how a company like this gets a "2015 TSX Venture 50 Company" designation on TMX Money? The whole concept of the company seems like a sure win, but it keeps going the wrong direction. My loss is so great on this one, it's not even worth selling because it's near worthless. Also, do you feel there is some light at the end of this tunnel say 2-3 years from now? What could help turn it around?

Q: Is this a good entry point for Alimentation Couche Tard? Thank you

Q: Hello Peter
I still have Phm 8000@1.046 and Qst 3000@2.57 not looking so good.
Should I sell one and add to the other? Or cut my losses and add to a better growth stock from your growth portfolio?
I am diversified so just looking at a better stock for the next 2-3 years.
Thanks for your work!

Q: I'm interested in AW.UN but noticed it is at its 52 week high. Should I wait for a pull back or is it a buy at today's price? Also, do you consider it a dividend growth stock?

Would you prefer Boston Pizza as it has a higher dividend?

Q: I am using your Balanced Equity Model Portfolio. I missed out on getting into Savaria and keep watching it go up. Should I buy in now or wait?

Q: I want to increase my equity allocation ; it is still correct to simply buy your whole balanced equity portfolio (5 % each names) ?

Q: Am fed up with AVO lost 2000, balance left 5600
want to dump and buy CSU for a 4 year horizon per your own hunches on CSU.Will I recover my 2K quicker that way?.
Your thoughts
Art

Q: Can you provide your thoughts on the financial results, future outlook and conference call.

Q: Biogen has had a significant drop in share price over the last year. With another 12% dip on Tuesday do you think this would be a good time to start a position on this company?