Investment Q&A

Q: I am a 46 y/o retired investor living on dividend income. I notice that your BE portfolio has a 3.5% holding of Telus (4.40% yield) and your Income portfolio has a 5.37% holding of BCE (4.92% yield).
While Telus currently has a lower current yield, it has a higher Dividend Growth Rate (DGR).
As a younger income investor, should my telecom holdings be more weighted to Telus over BCE as the Yield on Cost (YOC) should be higher for Telus in a few years because of its higher DGR?
Do you think that Telus has more company growth and therefore more stock price appreciation than BCE in the next 3-5 years?

Q: Savaria is taking a hit yet again. Any news? Is it a good time to add to position?

Q: So, if I were to buy CSH, would it be in the Healthcare sector or the REIT sector, or 50-50?
Thanks, Steve

Q: GUD. GUD pretty low today: 9.99$. Is this normal ? CSU also rather low. Is all this fine ?

Q: I read with interest Stan (1)'s comments on TFSA's. Of particular interest was the comment "It appears the gov't wants its cut now."
Could you please reference clearly how specifically the TFSA has now changed, how it could impact us moving forward.
Please include the date of these changes.

Much Appreciated

S.

Q: Peter; In response to Stans question Scotia raised it from sector perform to outperform. Rod

Q: Can you explain what's driving down the price of ccl this morning? Something about a bought deal. Not sure what this means. Thanks!

Q: Can you comment on the CCL price drop today, please?

Q: CCL.B is down more today then its usual trading. All I see is the completion of the secondary issue.

Do you spot anything else?

Sheldon

Q: Given that the arbitration award (no more than $19.1M) isn't that much more than funds already set aside ($12.2M), wouldn't one expect the share price to have rebounded further? Or had the market already decided that the award would be manageable?

Q: Hi all, What do you make of the recent court ruling and how do you see this stock at current levels, for a long term hold?

Thanks as always for a great site + service!

Q: Could you comment on the suspension of the license at the Guatemala mine? I listened to part of the conference call. The basis for the suspension seems weak, but you never know what the real politics are. There was not too much more info than in the press release, but to summarize:
- balance sheet is strong at approx. $165 Mm
- $150 MM line of credit is being re-worked to provide flexibility in the short term
- other to projects in development (Bell Creek, Shahuindo) will continue without interruption
- current month's dividend will be paid; dividends are a board decision, so management could not comment on future months
I have a 1% position at $10.80. Would you buy a bit more if the share price plummets on open?

Q: My daughter has these 4 ETFs in equal weighting in her TFSA. Do you think she needs more diversification? Would you add something else with future contributions or just add to her positions when opportunity arises? Thanks for providing your great service.

Q: I have read in the past in which you give a suggested total % weight for the 10 sectors but I can't find the question in which you answered this question so if you could give the suggested % again I appreciated this.

Thanks

Q: An observation/rant regarding TFSA accounts.

It appears per the media that the good ol' gov't lied to us CDN.'s about what we could do within a TFSA account or at least set people up so they could get their taxes from people's TFSA (TAX FREE Savings Account) in the future (starting now).

As I understand, the gov't said stock(s) could be bought & owned within a TFSA. But the gov't never said there was a minimum time period that any specific stock had to be held and owned for. So the smart ones who know how to trade during shorter time frames, or put lots of the their TFSA into say, SHOP-tsx, CSU-tsx, KXS-tsx... have grown their TFSA to as much as $1 million dollars and a few have even grown theirs beyond that per the media.

It appears the gov't wants its cut now.

As a long time (decades) investor and trader I take objection to the media and financial world's BS around the issue that "Investing" is holding for a longer time and "Trading" is "Gambling" when done in shorter time frames.

I have always seen Trading and Investing as the same thing. That being, speculating that the stock's price will be higher in the future, (setting aside Shorting) be it, 5 minutes, 5 years or 5 decades. It is an unknown and some may say either is pure speculation or gambling. Both are trading over different time frame periods. That is the only difference. Period.

Technicals and Fundamentals are both used to project (speculate) about the future.

To use a real but just singular & extreme example, of the original big companies from the original DOW only GE remains. So if anyone bought the original DOW (or if there had been a DOW ETF) and "Invested" by holding they would now be on welfare as they would be broke. So Investing is not any better than Trading (knowledge is required to succeed in either).

5iResearch also trades regularly, as do investors like Warren Buffet.

So I wish our gov't, the media and financial industry would stop playing games with us so regular people can make some $$$ so as to support themselves, spend $$ on goods, start businesses to give people employment, ...

Lastly, if those with a TFSA of say $100k, $500k or $1 million have not removed any $$$ from the TFSA are they not SAVING it in a TFSA (Tax Free SAVINGS Account)?

Have a great day!

Q: I have held HR.UN for a few years and have not really like this stock but kept it as you often said it was a good REIT stock.I would be generating a small capital loss if I sell HR.UN but wonder if buying CSH.UN is a better option in the long term. I own no other REIT stock.

Thanks

Q: Would you recommend buying this REIT, now that it's at a 52 week low? The goal is long term dividend growth. I'm open to other suggestions?

Q: The article you shared about the Canadian banks was an interesting read. I'm curious if you would buy any of the banks today, and if so which one and why? Its interesting to hear your thought process around whether you would go for the higher dividend payer that is more undervalued but limited short term growth, or the more US exposed fair valued, or international fair valued, or other reasons.

Q: Have held crt.un since it was started. Want some growth - is it still a hold? If sell, any suggestions for replacement?

Q: I am up $2000 on ABBV. Its p/b is 24. I am holding for the dividend. Is it time to replace this with MRK?