skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Thank to the other readers for this tips re best meltdown strategies for RRSP. There were a few calculator suggestions - I looked at them all, but still find the CRA retirement calculator the best. It’s a tool that takes all the layers of retirement income into consideration. Link below. My question about a monthly selling method still stands. I’ll be watching Money Saver magazine for some advice. I read and enjoyed the boomer article, and I’ll checkout the books to see if they do indeed offer this advice. Share if you see fit. https://www.canada.ca/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html
Read Answer Asked by Kim on September 26, 2024
Q: Hello I was going over some older questions and come across references of a podcast of Zach and Chris and you made reference to certain episodes,I am always looking for a good podcast,could you give me the name of it thanks
Read Answer Asked by Greg on September 25, 2024
Q: Can you please explain what all this means, thanks.
The TSX will implement an "if, as and when issued" trading market commencing Sept. 25, 2024 and ending at the close of business on Oct. 1, 2024 for TC Energy Common Shares and common shares of South Bow (South Bow Common Shares).
The TC Energy Common Shares will resume "regular way" trading on the TSX and the NYSE on Oct. 2, 2024.
The spinoff is on Sep. 25th and the ex-dividend date for TRP is the 27th.
Read Answer Asked by Terry on September 25, 2024
Q: Regarding Kim's question about drawing from ones RRSP, I found the book titled 'Retirement Income For Life' third edition by Frederick Vettese very helpful.
Read Answer Asked by Harvey on September 23, 2024
Q: Building on Jeremy's suggestion to Kim's question today on drawdown of RRSP and other retirement holdings, here are a few free calculators I have found helpful:


https://www.calculator.net/retirement-calculator.html

And,

https://www.cchwebsites.com/content/calculators/CARetirementPlan.html


The latter is more flexible. Also books by actuary Frederick Vettese are very good, and there is a free site for one to calculate CPP payouts if you are inclined to drawdown early or defer:

https://www.cppcalculator.com/

Read Answer Asked by Christopher on September 20, 2024
Q: Hello 5i,
Post if you like.
As per Kim's question today on drawdown of RRSP and other retirement holdings, there are a few things I have found helpful. Rita Silvan's article in MoneySaver Sept/24 "Boomer Candy" had some great points. Daryl Diamond's book Your Retirement Income Blueprint is worth the read. Finally a fiduciary planner/ tax plan.
Good luck.
Jeremy
Read Answer Asked by Jeremy on September 19, 2024
Q: Wondering if 5i moderators could answer the questions alot earlier IE NOT > 11:00hrs EST especially after a weekend. It would be appreciated by the members that would prefer to have some insights before the markets open AND also allow them to read them before our respective work days start.
Read Answer Asked by Brant on September 16, 2024
Q: I currently do my investment trades thru National Bank Direct Brokerage. I is a very good platform but does not keep a real time update on Capital gains and losses for the year. Do you know of any sites that can do this? Thanks
Read Answer Asked by george on September 05, 2024
Q: What is a good approach to evaluating risk for a stock investment? I can think of systemic risks, specific company risks, and historical drawdown price risks. Anything else? Is there a way to condense these into an overall risk estimate? Any articles or books on the subject you would recommend for DIY investors?
Read Answer Asked by Alfred on September 05, 2024
Q: Is there a free website that you can provide where one can see the historical p/e ratios of publicly-traded corporations?
Read Answer Asked by Bob on August 30, 2024
Q: Dear 5i,
TD Direct Investing has recently introduced partial share trading.
Should an investor be concerned with getting fair market value when the trade is finally executed? Would you see any issues if one wanted to trade a popular high price stock like CSU (maybe 0.5 to 1.5 shares)?
Read Answer Asked by Ian on August 28, 2024
Q: When I look at Kelt on the 5i website it says insiders are exercising options at 2.76. I am assuming these options were issued in the past. I am also assuming that the insiders are exercising the options for stock and are using their own money. DO options have an expiry date ?Are my assumptions correct ?

Thx
Read Answer Asked by blake on August 26, 2024
Q: hello 5i:
regarding the calculation of dividend payout ratios: can you tell me the difference between using Adjusted (Operating) Earnings and Free Cash Flow? And what is your preference between the two? Are there times when its better to use Operating Cash Flows?
thanks
Paul L
Read Answer Asked by Paul on August 23, 2024
Q: Do you have suggestions for websites that provide historical equity information? Particularly performance such as best 1 month, 3 month, 1 year ect. Worst 1 month, 3 month, 1 year ect.
Read Answer Asked by Joe on August 23, 2024
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!