skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I believe in the past you have suggest a maximum amount of a portfolio that would be allocated to a single fund company. I have generally tried to target 15% max with any single fund company, but haven't been able to find where I originally came up this value. Is this a reasonable split or unnecessarily cautious? I currently hold ETF's from BMO, Vanguard, iShares, and Global X (formerly Horizons).

Read Answer Asked by Jeffrey on November 13, 2024
Q: Hello 5i
I wonder whether you could provide some clarity on the question of sectors. According to 5i my sectors are out of whack. But, I am not buying real estate because I consider my house to represent that. My financials don't include any banks but BrK.B, CSU, etc. and it is overweight. But, I don't really see these companies as primary financial companies. Anything that you could add to this that would clarify the situation? Also, I was wondering whether you break down eft's into sectors or stocks on your portfolio tracking and analysis tool?
thanks
Read Answer Asked by joseph on November 13, 2024
Q: Ignoring portfolio weightings, Can you give some advice on when to sell your winners? For example MFC has had a nice run. It seems fully valued. I am an income investor and am consider shifting to SLF for no other reason than the pick up in yield. There are other ‘winners’ I have that appear to be fully valued and I could shift elsewhere to boost income. What are the right things to consider re timing on when to sell?
Read Answer Asked by Mark on November 13, 2024
Q: Hi there,

You’ve often advised to ‘let the price of good stocks run.’ Does this mean that as long as a stock is performing well, it’s okay not to rebalance, even if it becomes a large part of the portfolio? For example, 100 shares bought 10 years ago might now be worth over half a million if left untouched. I’m curious if professionals would rebalance successful stocks like NVDA. I’d love to hear your thoughts on this. Thanks in advance.
Read Answer Asked by Esther on November 12, 2024
Q: Hi Peter,
If one believes the Canadian dollar is going to be weak against the US$ for the next few years, when one buy US index ETFs like S&P 500 listed on the TSE, is it better to get the hedged or unhedged version and the reasoning behind.
Thanks.
Read Answer Asked by Willie on November 11, 2024
Q: I have a few questions about your question-handling process. Approximately how many questions do you receive each day? How do you approach answering them? Are certain types of questions given priority for quicker responses, such as questions about Canadian stocks over U.S. stocks, stocks with recent news or earnings reports, or stocks in your 5i portfolio? Finally, do you aim for a specific response time with each question?
Read Answer Asked by Colum on November 11, 2024
Q: Hi
I'm curious as to how shareholders are affected by the following scenario... assume a delisting followed by a listing again. I think this happened before with smci but I am more interested in knowing about the impact on a shareholder who holds throughout. I.e. once relisted is it as if nothing happened with respect to the number of shares held before/after etc...
Thanks
Read Answer Asked by mike on November 10, 2024
Q: You have been busy Nov 8 ! How do you do it ? More staff ?
Publish if you wish ...
Read Answer Asked by Denise on November 09, 2024
Q: How do you think about this scenario. Own a stock of a company that you have researched and understand well, for a long term position. The stock then goes on a longterm downtrend. Quarter after quarter it keeps drifting down, but for no apparent reason that you can identify. Fundamentally all seems well. Does there reach a point when you assume that the market must know something that you are missing and its best to just sell and get out of the way? OR Keep the faith in your research and continue holding?

Thanks.
Read Answer Asked by Joel on October 31, 2024
Q: What would you recommend for stock analysis software, similar to VectorVest but less expensive. I know nothing can predict the market, but it would be interesting to see what kind of info the analysis software generates.
Thanks!
Read Answer Asked by Grant on October 29, 2024
Q: Good Morning Peter, Ryan, and Team,
This is a general question regarding Canadian Depository Receipts (CDRs).
I have read the brochure from CIBC World Markets and I think I understand what they are about and they look to be a decent way to own high quality US stocks within a $CAD RRSP,RESP, or TFSA.
I was hoping to get your expert opinion of these securities and the currency hedging component ?
Thank you so much. DL
Read Answer Asked by Dennis on October 28, 2024
Q: A number of the DIY brokerages have promotions for moving over your accounts. I moved my maxed out TFSA to TD. I asked about the bonus pay out into my TFSA and they said it's a credit not a contribution, therefore I have nothing to worry about-sounds a little wonky to me.

You're thoughts?
Read Answer Asked by Mark on October 24, 2024
Q: From dr Dahle, the founder of The White Coat Investor:

“Invest like an optimist, but work and save like a pessimist.”
Read Answer Asked by Ray on October 24, 2024
Q: Sometime a company's consensus EPS is declining at various points in the 90 days before the end of a pending fiscal period. I would think this to be a negative; what conclusion(s), if any, would you take from this?

And sometimes a company's Forward P/E is lower than its current P/E. I would think this to be a positive; what conclusion(s) if any would you take from this?

Thanks
Read Answer Asked by Leonard on October 23, 2024
Q: In your answer to "A" today regarding a GIC, I was surprised to find 5i telling subscribers that banks use the funds from GICs to fund the mortgages and loans that they originate.
Mike
Read Answer Asked by michael on October 21, 2024
Q: Good morning,

What happens to a GIC behind the scenes. Is it correct to think of a GIC as lending money to the financial institution with the CDIC insurance? (Basically a bond with insurance?)
Read Answer Asked by Aidan on October 21, 2024