Q: when is it advantageous to use currency neutral funds
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi 5i,
can you help suggest some US and CDN, ETF's and Mutual funds that are worth doing further research on if one might be interested in investing a small portion in the distressed debt sector. Thanks
can you help suggest some US and CDN, ETF's and Mutual funds that are worth doing further research on if one might be interested in investing a small portion in the distressed debt sector. Thanks
Q: What do you think about this fund?
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Apple Inc. (AAPL)
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Microsoft Corporation (MSFT)
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SPDR S&P 500 ETF Trust (SPY)
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Vanguard Total Stock Market ETF (VTI)
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RBC U.S. Dividend Fund Series A (RBF590)
Q: What do you think about this fund?
Q: Please explain the difference between "management fee" and" management expense ratio". Is the management fee included in the MER or separate? In other words to find out the total fees charged, one would add the 2 fees together. Correct??
Q: What do you think about this fund?
Q: I'm wondering if the management fees on ETFs and Mutual funds are tax deductible? My tax software ask for "Management and safe custody fees" and it tweaked my interest and this question. Sorry it is so late. If possible can you answer this weekend? Thanks for the great service.
Q: Can you verify the return of capital for HDIF.Not sure how I found a chart on it but if I am right it showed 87% ROC for 2022.Surely I am wrong . Also A new issue Is HRIF without leverage. Can you explain this? And also I currently hold some CIG686 for monthly income . Would you comment on a switch to either or or suggest something with less ROC .Please and thanks and use all questions to cover.Larry
Q: This is in response to Greg's question on cash etf's through TD Webbroker. I use the TD investment savings accounts, TDB8150 for CAD and TDB8152 for USD, they are structured as mutual funds but are not mutual funds, no mgmt fees, no trading fees, current rates are 4.05% and 4.15% respectively, interest is calculated daily and paid monthly, unit value $10 does not fluctuate i.e. no capital gains or losses. Check it out. You have next day liquidity if trade is placed before 3 pm ET and you can buy securities if these holdings are in your account as units are treated like cash, you just have to ensure you sell units to settle trades. Hope this helps.
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TD U.S. Index Fund-e U$ (TDB952)
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Vanguard Global Dividend Fund Series F (VIC200)
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Mawer Canadian Equity Fund Series O (MAW206)
Q: We have a diversified portfolio. We would like to automatically invest on a monthly basis going forward for the next 7-8 years. Can you suggest 3 no load mutual funds: 1. Canadian 2. US 3. General bond fund.
We understand that we cannot automatize ETF investments, so even funds that mirror the Canadian, US indices would be good.
We understand that we cannot automatize ETF investments, so even funds that mirror the Canadian, US indices would be good.
Q: Hello 5i Research
I would like to initiate a position in mawer bond fund . I currently own most of their other funds , what are your thoughts or should I add to mawer Canadian balance fund that holds about 30 % bonds .
Thanks
I would like to initiate a position in mawer bond fund . I currently own most of their other funds , what are your thoughts or should I add to mawer Canadian balance fund that holds about 30 % bonds .
Thanks
Q: Appreciate your comments on latest quarter. Clayton
Q: Hi all at 5i!!
My son has a pension fund from his company administrated by Manulife .consisting of 20%NEI Jantzi Soc Index ( Canadian large cap) 20%BMO CDN Small-cap, 20% MMF Us dividend income fund, 20% ML FC Us Equity, and 20 % ML Mawer International Equity. Does this combo seem Reasonable or any red flags here. This is for long term growth and the choices were limited. I value your thoughts.
Cheers,
Tamara
My son has a pension fund from his company administrated by Manulife .consisting of 20%NEI Jantzi Soc Index ( Canadian large cap) 20%BMO CDN Small-cap, 20% MMF Us dividend income fund, 20% ML FC Us Equity, and 20 % ML Mawer International Equity. Does this combo seem Reasonable or any red flags here. This is for long term growth and the choices were limited. I value your thoughts.
Cheers,
Tamara
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iShares Core S&P/TSX Capped Composite Index ETF (XIC)
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Vanguard FTSE Global All Cap ex Canada Index ETF (VXC)
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RBC O'Shaughnessy Canadian Equity Fund Series F (RBF610)
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RBC O'Shaughnessy Global Equity Fund Series F (RBF649)
Q: What do you think about these funds?
Q: Blackrock LifePath 2045 What is your opinion of this single mutual fund for a middle-aged investor's RSP?
Q: FID2187 This fund seems to provide low volatility and fairly consistent above 5% average yearly returns. Is it worth consideration to replace bond ETF,s with this despite its high expense ?
Q: NBI U.S. High Conviction Equity Private Portfolio
what is it and your evaluation
what is it and your evaluation
Q: Good morning,
If the onus is on the taxpayer to adjust one's ACB on mutual funds every year when there is a return of capital ("ROC"), how likely do you think it is that the CRA has as good a handle on what your ACB is on a particular holding?
I am fine to do it, and have been doing it annually for years. But as I started the process yesterday for the 2022 tax year, I could not help but wonder if it really is worth it. It is such a manual process that I struggle with how the CRA could track something like this for every individual tax payer.
If the onus is on the taxpayer to adjust one's ACB on mutual funds every year when there is a return of capital ("ROC"), how likely do you think it is that the CRA has as good a handle on what your ACB is on a particular holding?
I am fine to do it, and have been doing it annually for years. But as I started the process yesterday for the 2022 tax year, I could not help but wonder if it really is worth it. It is such a manual process that I struggle with how the CRA could track something like this for every individual tax payer.
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Vanguard Balanced ETF Portfolio (VBAL)
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Fidelity Conservative Income Fund Series B (FID2732)
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iShares Core 40/60 Moderate Allocation ETF (AOM)
Q: What is your opinion of Fidelity Conservative Income Fund Series B.
Is it a worthwhile investment if not could you recommend some options to replace it.
Thanks
Is it a worthwhile investment if not could you recommend some options to replace it.
Thanks
Q: Hi 5i
For income and some growth, I continue to hold Fidelity Asset Allocation Private Pool Series F8 (374), in a corporate account. It is the only investment in the account. I have two questions.
1) In your opinion is this still a good choice?
2) Could you suggest an alternative to replace part or all of FID374?
Thank you, Bill
For income and some growth, I continue to hold Fidelity Asset Allocation Private Pool Series F8 (374), in a corporate account. It is the only investment in the account. I have two questions.
1) In your opinion is this still a good choice?
2) Could you suggest an alternative to replace part or all of FID374?
Thank you, Bill