Q: Appreciate your comments on latest quarter. Clayton
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi all at 5i!!
My son has a pension fund from his company administrated by Manulife .consisting of 20%NEI Jantzi Soc Index ( Canadian large cap) 20%BMO CDN Small-cap, 20% MMF Us dividend income fund, 20% ML FC Us Equity, and 20 % ML Mawer International Equity. Does this combo seem Reasonable or any red flags here. This is for long term growth and the choices were limited. I value your thoughts.
Cheers,
Tamara
My son has a pension fund from his company administrated by Manulife .consisting of 20%NEI Jantzi Soc Index ( Canadian large cap) 20%BMO CDN Small-cap, 20% MMF Us dividend income fund, 20% ML FC Us Equity, and 20 % ML Mawer International Equity. Does this combo seem Reasonable or any red flags here. This is for long term growth and the choices were limited. I value your thoughts.
Cheers,
Tamara
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iShares Core S&P/TSX Capped Composite Index ETF (XIC $44.58)
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Vanguard FTSE Global All Cap ex Canada Index ETF (VXC $70.17)
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RBC O'Shaughnessy Canadian Equity Fund Series F (RBF610 $35.11)
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RBC O'Shaughnessy Global Equity Fund Series F (RBF649 $18.86)
Q: What do you think about these funds?
Q: Blackrock LifePath 2045 What is your opinion of this single mutual fund for a middle-aged investor's RSP?
Q: FID2187 This fund seems to provide low volatility and fairly consistent above 5% average yearly returns. Is it worth consideration to replace bond ETF,s with this despite its high expense ?
Q: NBI U.S. High Conviction Equity Private Portfolio
what is it and your evaluation
what is it and your evaluation
Q: Good morning,
If the onus is on the taxpayer to adjust one's ACB on mutual funds every year when there is a return of capital ("ROC"), how likely do you think it is that the CRA has as good a handle on what your ACB is on a particular holding?
I am fine to do it, and have been doing it annually for years. But as I started the process yesterday for the 2022 tax year, I could not help but wonder if it really is worth it. It is such a manual process that I struggle with how the CRA could track something like this for every individual tax payer.
If the onus is on the taxpayer to adjust one's ACB on mutual funds every year when there is a return of capital ("ROC"), how likely do you think it is that the CRA has as good a handle on what your ACB is on a particular holding?
I am fine to do it, and have been doing it annually for years. But as I started the process yesterday for the 2022 tax year, I could not help but wonder if it really is worth it. It is such a manual process that I struggle with how the CRA could track something like this for every individual tax payer.
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Vanguard Balanced ETF Portfolio (VBAL $35.27)
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Fidelity Conservative Income Fund Series B (FID2732 $11.43)
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iShares Core 40/60 Moderate Allocation ETF (AOM $46.49)
Q: What is your opinion of Fidelity Conservative Income Fund Series B.
Is it a worthwhile investment if not could you recommend some options to replace it.
Thanks
Is it a worthwhile investment if not could you recommend some options to replace it.
Thanks
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iShares Diversified Monthly Income ETF (XTR $11.46)
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Fidelity Asset Allocation Private Pool Ser F8 (FID374 $10.30)
Q: Hi 5i
For income and some growth, I continue to hold Fidelity Asset Allocation Private Pool Series F8 (374), in a corporate account. It is the only investment in the account. I have two questions.
1) In your opinion is this still a good choice?
2) Could you suggest an alternative to replace part or all of FID374?
Thank you, Bill
For income and some growth, I continue to hold Fidelity Asset Allocation Private Pool Series F8 (374), in a corporate account. It is the only investment in the account. I have two questions.
1) In your opinion is this still a good choice?
2) Could you suggest an alternative to replace part or all of FID374?
Thank you, Bill
Q: The FGP318 Small Cap Canadian Equity fund is showing extraordinary return recently. Historically, it's not been so strong and is extremely volatile. What are your thoughts for its immediate prospects?
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iShares Russell 2000 Growth ETF (IWO $300.45)
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Mawer Global Small Cap Fund Series A (MAW150 $16.66)
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Dynamic Active Global Dividend ETF (DXG $75.10)
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Vanguard FTSE All-World Ex-US Small Capital Index Fund ETF (VSS $137.90)
Q: Hi Everyone at 5i!!
I own Maw global small cap and have rode it up and down. I am given to understand that it is a good fund but the MER is high. Is there an ETF of a similar nature that I could reinvest my money in??
Cheers,
Tamara
I own Maw global small cap and have rode it up and down. I am given to understand that it is a good fund but the MER is high. Is there an ETF of a similar nature that I could reinvest my money in??
Cheers,
Tamara
Q: Hi there,
I've been digging into a few of the Fidelity funds which have seemed to perform well over the short, medium and longterm. What are your thoughts about the follow funds and if you were going to build an asset allocation using one or a selective mix of the funds, how would you go about doing so? Also, can you please provide any insights on the different classes of mutual funds available? I believe F and F5 are available to DIY investors.
Fidelity Canadian Growth Company Fund
Fidelity Canadian Large Cap Fund
Fidelity Canadian Opportunities Fund
Fidelity Greater Canada Fund
Fidelity Special Situations Fund
Thanks!
I've been digging into a few of the Fidelity funds which have seemed to perform well over the short, medium and longterm. What are your thoughts about the follow funds and if you were going to build an asset allocation using one or a selective mix of the funds, how would you go about doing so? Also, can you please provide any insights on the different classes of mutual funds available? I believe F and F5 are available to DIY investors.
Fidelity Canadian Growth Company Fund
Fidelity Canadian Large Cap Fund
Fidelity Canadian Opportunities Fund
Fidelity Greater Canada Fund
Fidelity Special Situations Fund
Thanks!
Q: On jan 4 you answered question to Leon re actual interest rate on PSU.U. Would the same kind of answer apply to TDB2915? I.E. what is rate for TDB2925?
Q: Would you advise an investment in this fund and what has their performance been.Thanks Phil
Q: For a high risk tolerance and growth oriented for the next 5 years what other 4 mutual funds would you recommend with style similar to FID Special Situations that would have not to much overlap
Q: Significant drop in price of subject over past day. Can you advise is this due to a distribution or is there something going on with this fund?
Thank you.
Thank you.
Q: For periods under 90 days, which do you recommend for cash, BMT104 or BMOs ZMMK?
Q: Mutal Fund RBF653: This fund is held in a tfsa- would it be wise to sell the units and use the funds to purchase a gic- the interest rates are pretty good right now and may go up also
Q: Hello,
For my pension with my employer, we have limited options with respect to investments. I intend to allocate a portion of my assets to ''Manulife Canadian Real Estate Fund'' (code 9575 / MCREA). Assets of $1.2B Return 1year 17% 2 year 20% 3 year 13%. I have a few questions:
- Can you find the breakdown for the asset allocation: multiresidential, office, industrial, etc. and does it include real estate development? (the information I find and that I was provided is very limited)
- On a scale 1 to 10, how risky is this investment for a 15 year time horizon?
- Can it be considered fixed income in a portfolio?
- How big of a position would you recommend vs total investment assets / portfolio? (% range would be appreciated).
-Returns seem high for the last few years. Can you please provide some comments / insigths?
My level of risk is typically average and I have a long term horizon. I just want to make sure I properly estimate the overall risk of the fund.
Thank you for your help.
For my pension with my employer, we have limited options with respect to investments. I intend to allocate a portion of my assets to ''Manulife Canadian Real Estate Fund'' (code 9575 / MCREA). Assets of $1.2B Return 1year 17% 2 year 20% 3 year 13%. I have a few questions:
- Can you find the breakdown for the asset allocation: multiresidential, office, industrial, etc. and does it include real estate development? (the information I find and that I was provided is very limited)
- On a scale 1 to 10, how risky is this investment for a 15 year time horizon?
- Can it be considered fixed income in a portfolio?
- How big of a position would you recommend vs total investment assets / portfolio? (% range would be appreciated).
-Returns seem high for the last few years. Can you please provide some comments / insigths?
My level of risk is typically average and I have a long term horizon. I just want to make sure I properly estimate the overall risk of the fund.
Thank you for your help.
Q: I am overweight USA and Canada and looking to either add general global exposure with maw102 or more europe focused VE etf ( which isn't listed in your pulldown list for some reason!). I already hold these 2 products so plan is to top up one or the other. Which do you prefer currently.