Investment Q&A

Q: Good afternoon,

AC announces terms of the $500 million issuer bid. The offer is a modified Dutch Auction at a price range $18.50 - $21.00, its not clear to me what price one can tender their shares . Please explain it to me simply.. Thanks , George

Q: Good morning 5i
I am always interested in your strategy for options and the question about selling call options for Microsoft this morning raised some. I know that selling options can have many variables and will be context specific. And I realise that you cannot give a hard and fast set of rules. So, I hope you will bear with me on these questions. This morning you said that you would likely sell a call on msft going out a month for about $470. Today msft is at about $449. So, about a $20 difference. In previous posts you said that you would sell a call option just a few dollars above the price. I would take this to mean more like say $455 than $470. $20 represents about 5%. Is that what youwould see as a good point.?

Also on the idea of selling a put immediately upon exercise of the call. Would it be reasonable to sell both a call and a put at the same time and then if it was called away, then sell another put at $470?
Thanks

Q: Everyone, analysts love to place ratings of buy, hold and sell on companies. Do you use this information? Clayton

Q: Do you know anything about BMO Nesbitt Burns Architect Program, if so could I have your thoughts on it and how does this compare to other financial institutions similar products?

Any info you can give is and will be much appreciated, Jim

Q: I have arranged my 41 stocks into their sectors. Within each sector I have tried to find their revenue growth, earnings growth, P/E, depth/capital, ROE, and price/ cashflow. I am trying to use the 5i website but many items are missing for various holdings such as for BIPC and BIP. As well, to fill in the missing numbers I tried TD, Morningstar and others. Much of the data from these sites is conflicting. One shows no earnings, another shows $2.90 EPS yet another shows $0.92 for the same company. When trying to find an average for each sector to use as a bench mark the situation is worse!

QUESTION: Would you indicate a site that offers these criteria for each sector. Take as many credits as required.
Thank you

Q: I'm chiming in on retirement calculators - the CRA retirement calculator is an excellent tool, and very easy to use. The instructions are clear, and you can choose as many income streams as you have and for what years you will use them. I have built my retirement with several income sources - savings, RRSP, rental income, employment income, CPP and OAS, starting/stopping at various stages of retirement. This tool is terrific for planning as you lead up to retirement, as well as checking in along the way for any adjustments that need to be made. https://www.canada.ca/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html

Q: Hello 5i,
In response to Christopher's comment pertaining to Retirees - impending or current - another option would be to create that specific topic in the Forums. The forums have some extremely knowledgeable and helpful folks who contribute regularly and if members were directed to that venue, then perhaps even more folks could contribute with "real life, real time" input and share resource information, experiences, etc.
Cheers,
Mike

Q: Hi 5i,

In response to Marcel's question on retirement planning:

This link takes a little trial and error based on variables set by the user. I found it very useful for Meltdown strategies for RRSP's. .

https://mayretire.com/

D&J

Q: Hi 5i,

In response to Marcel's question today:

"Do you have or know of a good website for calculating or forecasting of how long assets in a persons retirement will or should last in years?"

I've found these site good:

https://www.financialmentor.com/calculator/best-retirement-calculator

And,

https://www.dinkytown.net/java/retirement-planner-calculator-canadian.html



The first one is more flexible as you can add in holders for CPP and OAS, indexed for inflation. It also allows one to adjust GO, SLOW GO, and NO GO withdrawals.

On a separate note, can we create a specific blog for retirees? I for one are getting close and it would be nice for members to share investment planning tips.

Thx.

Q: How is it possible to know insiders buying and selling? Is there any information we can get from 5i?Thanks

Q: Hi, What are the pros and cons of agreeing to stock lending in an investment account.
Does it matter if it is a registered or non registered account?

How does it work?

Is it a common practise for investment companies such as Wood Gundy to activate it in their client accounts without their clients knowledge?

Thank you for sharing your experience.

Q: Not a question, just a comment - The Daily, a free podcast done by the NYT, did their daily podcast on Warren Buffett last Wednesday - it's an easy and informative listen.

Q: Good Morning
Do you have or know of a good website for calculating or forecasting of how long assets in a persons retirement will or should last in years?

Thks
Marcel

Q: Everyone, recently I have read questions of what price is a good price to buy. I believe in buying the best of the best and hold forever.
I have made 9 times my money on AAPL, 3 times on MFST, 50 times on CSU, more than 2 times on LMN, more than 2 times on MFST, 6 times NVDA, 5 times on SHOP and 8 times on V. Buy and hold and the price does not matter - length of holding the stock matters! My Thoughts.

Q: I would like to use the Norbert's gambit to convert a significant amount of USD to CAD. What would you suggest (stock, ETF, other) to use for the transactions?

Q: Can you provide a list of US companies YOU hold? Please list them in order of weighting size ? 1) being the largest

Are you looking to add/sell any? Which US stocks are currently on your watch list?

Thank you

Q: I am retired with no monthly income. Only income last year was from capital gains. Should I continue using Capital Gains or withdraw RRSP or withdraw LIRA.

I have RRSP and LIRA and was thinking of withdraw monthly from one of them. Which one is best option to withdraw money first. I have 250k in each account.

Is there any books or video that you can suggest.

Thanks for your great service

Q: Would you know much about Questrade’s new Securities Lending Program? It looks like everyone has to opt in when they log in to the platform, and it allows Questrade to lend out an investor’s stocks and ETF’s. Not sure how that works and why! The investor collects passive income but loses CIPF coverage, and according to Google, may not receive dividend payments while the shares are lent out. I’m not sure about it all so went in and opted out. Would you opt in? Thanks.

Q: Would you have a website where I could track a company's EPS, etc. and be able to compare the results to its stock chart? Thanks

Q: Hi Peter and the 5i Team,

First off, I'd like to thank 5i member "Peter" for his excellent recommendation of the IE generated website 'Perplexity'. What an amazing alternative to Google Search!

'Perplexity' was able to answer a question that I had about the UFile tax software that even UFile's help desk failed to answer with clarity.

Secondly, is there a link to your recent webinar for those of us who were unable to view it in real time?

Thanks in advance!