Investment Q&A

Q: Good morning, just wanted fire off a note to say how appreciative I am with your timely communications. With this Deepseek announcement, I knew there would likely be some carnage with the AI stocks. I recognize that this could still adversely affect stocks like NVDA long term, but it is most helpful to receive your comments so quickly,

Q: Everyone, if you were just starting out on a long journey of investing your savings in the market, what would be the first three things you would do? Clayton

Q: Just a comment, So now we have preliminary numbers for the quarterly reports, we have quarterly report numbers. What next? I thought we were supposed to be investing for the long term. What happens if a company doesn’t provide preliminary numbers, you may think something might be wrong? Investing is definitely getting complicated thanks for your help, but where does it end. I’m surprised they can even do that.
Sorry for my rant but that caught me by surprise.
Publish only if you want to.

Q: So what is the big deal that the staff of 5i cannot buy Cdn. stocks, i do not feel you would sway the market by being involved any more than your ownership of US stocks that you hold probably does not move your stock choices on the US market. Seems confusing to me and outdated.
Thanks Again.

Q: Hi everyone,

I have a hard time using the MARKET DATA to compare similar companies. For example, which ratios would you use for NVDA, AMD, MU, and others in the same space if you wish. It would be nice to have the same info for other industries, so we might be a bit more self-reliant . P/E are sky-high these days and seem not to matter anymore. Thanks.

Q: How can I find out who is buying IZO & the number of shares they are buying?

Thank you.

Q: Everyone, if you could change one think about the investment industry, what would it be and why? Clayton

Q: Everyone, what has been the biggest / best change in the financial investment industry when you started (Peter)? Clayton

Q: Happy 2025 and thank you for your excellent ideas. I keep some holdings from 5i Income portfolio in RIF. Is this portfolio also suitable for non-registered account and why?

Q: Everyone, how often should I pay attention to the VIX? I am a buy and hold investor. Clayton

Q: A recent analysis from Queen's University points out that consumers could see the prices of goods and services drop by up to 14.5% if free trade between the provinces were to be achieved. Which Canadian companies would benefit the most from elimination of interprovincial trade barriers?

Q: Is there a formula or methodology that leans towards simple vs. Complex to determine the respective PEG ratio? Thank you

Q: Further to Brian's question today regarding sector allocations for growth and balanced portfolios, what would be your recommended sector allocations if USA and International equities are included in the portfolios?

Q: Everyone, what surprises you the most about price targets and ratings? Clayton

Q: Greetings in terms of determining whether we are paid to take risk or paying to take risk, should we compare say a 10 yr GOC bond (risk free) to the dividend yield paid by the market or its earnings yield. OR, are there better mechanisms?

Thank you

Q: As a general rule of thumb would you let a holding exceed 6% of total portfolio value even if the stock is running well?If the answer is yes what would be the max percentage you would be comfortable with?

Q: I am trying to understand how an ETF like XIU works. Does a shareholder actually own any stocks when they own this etf, or do they just own shares in a fund that tracks the TSX 60, but doesn't actually own the individual companies?

Q: Hi I was hoping you could clarify an answer you provided on January 7th about NVDA and trimming below 10%. In past, you have said “ let winners run.”

I’m torn with which approach to take as it seems contradicting. I do hold a very large position in NVDA (exceeding 10%) and need some clarity. Thanks so much.

Q: I am planning to deploy the $7000 in the TFSA sometime next week. The TFSA is growth focused and for a long term hold (5-10+ years).

These are the 3 names I am thinking of adding to:
CSU - today's price is $4400 ish
BN - today's price is $82 - $83 ish.
NVDA - today's price is $144 USD ish.

Due to CSU's high price tag, I can only add to 2 of the 3 names. Which 2 names would you add to, at today's prices?

Q: I have a question regarding bought deals.....is it wrong to think of them as setting a 'floor' on stock prices in the short term with the reason being that if some organisation bought a large multi-million position in the company at a discounted price (usually vs the current market price) that it would mean that they value the company at least the purchase price of the stock but would most likely believe it has room to grow.

Therefore, you could see this is a potential short-term ceiling on the price of the shares and that 'value' is seen by others at this price? I also realise it may take away some of the demand for the stock as the 'news' settles but I'm curious what I can learn from reading the 'bought deal' news announcements.

Am I missing anything and what 'insight' can you read into a bought deal?

Happy new year and thanks for your help as always!