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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Dear Gentlemen,
I want to reduce my % Consumer Cyclical by half from 26% to 13%.
I hold these stocks in different PF: AW.un 3%, CCL 4.2%, CGX 3%, GIL 2.8%, LNR 1%, MG 4%, NFI 2%, WPK 4%, DHX 2%
Your suggestions to reduce/eliminate for a balanced medium aggressive PF

Thank You
Best Regards
Read Answer Asked by Djamel on August 31, 2015
Q: This is just an example used to hopefully make sense of what I'm trying to ask:

If I purchased 100 shares of Magna at 50 dollars and 100 more at 70 dollars, then sell 50 shares at 60 dollars, how do you determine if it's capital gain or lose? I get confused with this, because at one price it would be a lose and at the other a gain.
I guess the real question here is how do you determine the Adjusted cost base (ACB)?

I'm presently in a similar situation and before I sell, I want to make sure it's not a lose so I won't have to wait 30 days to purchase again.

Thanks,

Paul
Read Answer Asked by Paul on August 31, 2015
Q: After its recent price drop, which seems to have been more market related, the valuation of SIMO looks attractive (ROE=19%, no long term debt, P/E=12.8, Forward P/E = 9 and a 2.36 % dividend). Would you agree?
Read Answer Asked by Marc on August 31, 2015
Q: Hi,
I am looking at investing into U.S. dividend paying stocks that are conservative but pay a yield of approx. 3%..Which stock would you suggest. Thanks
Read Answer Asked by serge on August 31, 2015
Q: My friend is coming into $150,000. She has 75k credit card debt and is asking for my opinion on how to manage the money. She doesn't need income from the money and plans to put it away for 20 years. She has no other investments. I said pay off the credit card debt first, max out the TFSA, and put the rest into an RSP. I recommended Vanguard funds covering approximately 30% Canada, 50% the U.S., and 20% the rest of the world, with about 80% of that in stocks and 20% fixed income. It's enough to make a nice etf portfolio consisting of VCN, VXC, VSP for the equity portion, and VAB, VBU, VBG for the fixed income portion. Does my advice sound pretty good? Am I in the ballpark? Thank you.
Read Answer Asked by Jerry on August 28, 2015
Q: Hi Team,

I have half positions of couple companies in my RRSP; BIN and CCL.B. I have cash for one topping up one right now -- any preference of one over the other today? Eventually I'll own full positions in both, but I don't really like holding much cash in the RRSP as I won't (hopefully) be withdrawing it for over 30 years. Just curious which way you'd go. I own most of the Balanced Equity portfolio.

Thanks,
Jason
Read Answer Asked by Jason on August 28, 2015
Q: They have pretty high distributions.Is that basically return of capital,seems due for cut.
Read Answer Asked by terrance on August 28, 2015
Q: Any thoughts on the Exchange Income (EIF) financing? The press release says the financing is to "to pay down debt and for general corporate purposes". Do you think this signals EIF is on the lookout for another acquisition?

Lastly, any idea why the one analyst who has come out with EIF's estimated earnings for 2017 is expecting minus 44 cents per share?

Thanks, again, and looking forward to renewing my subscription soon.

John
Read Answer Asked by john on August 28, 2015
Q: What are your thoughts on below 6 ETFs for 3 to 5 yrs at today price. I can buy 1/2 postion now and another 1/2 by Oct. Please advise and if you prefer another ETF.

Any update when your team is planning to launch mobile app

15% -- ZUB or ZBK
20% -- ZUH
15% -- ZQQ
15% - VUN
15% - XSU
20% -- XSP (S&P 500)
Read Answer Asked by Hector on August 28, 2015
Q: Can you tell me when the shares come off restriction? Iknow it is Sept. but what day? Also, is there a reasonable limit on how many options the executives of a company should award themselves and the strike price? Thanks.
Read Answer Asked by wendy on August 28, 2015
Q: Hi, Maybe an odd question but wondering about your thoughts on using Beneish m-score and Altman z-score in the stock screening process for a long term investor.
Read Answer Asked by Cameron on August 28, 2015
Q: I will deploy cash soon from my kids RESP account, and I want to buy the companies in US. Since I can't hold US dollar cash in RESP account, I am thinking of buying below ETFs hedged in Canadian dollars.
10% -- ZUB (Financial Sector)
10% -- ZUH (Healthcare Sector)
20% -- ZQQ (Technology Sector)
5% -- ??? (Which ETF is equivalent to IWM?)
55% -- XSP (S&P 500)
Please comment on above combination and sector weighting. Thanks!
Read Answer Asked by Rebecca on August 28, 2015
Q: Hi, I am wondering your thoughts on LND.V. They have about 0.08 a share in cash . I loan book of $40million presently. would you consider I a buy at these prices?
Read Answer Asked by George on August 28, 2015
Q: I accept this REIT was not a good purchase as I am down 27% on it. With
the new prices and situation it is in, is it ok for add to for a small underweight holding.

I have a small amount of cash in my TFSA and could use a high dividend payer.
It is paying 10.5% and is buying shares in itself. When an outfit is buying shares
in a normal course issuer bid can it be interpreted the divvy payout is fairly safe?

Thanks
Read Answer Asked by Glen on August 28, 2015
Q: I am doing a dollar cost averaging plan monthly to buy dividend stocks. My retirement is probably about 25 years away and I will just hold these forever. I would like to start with the big banks. Would it be worth adding Brookfield Infrastructure also? Good dividend yield and quite good dividend growth so far. Or are the banks going to fare better in an (eventually) rising yield environment here? Thanks.
Read Answer Asked by Michael on August 28, 2015
Q: First Question! Thank you for the scarlet letter/note warning on Monday. It was nice to know that others were biting nails too.

I am overweight financials at a whopping 29.3% holding. I own
FFH, MFC, POW, TD, AIG, BRK.B, JPM TVR, CXI. I am only underwater CXI and will face big capital gains on BRK.B (the most here), FFH, TD, AIG and to a lesser extent JPM, GS TVR (gains not the driver of the solution, but a consideration).
Can you rank the quality of the above listed investments? Which ones should I get rid of?
I was wanting to add MKL (US) as a buy and hold as I have more than a 5 yr horizon. Is it superior relative to any of the above?

Please doc me for three questions. Many thanks for your insights.
Read Answer Asked by Kat on August 28, 2015
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