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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: With so many potential valuation and growth metrics available, it's hard to know which ones are REALLY important. I would love to use a handful (3 to 6?) of metrics that I could use to screen companies in order to create a "to buy" list.
Do you have any recommendations for a group of "must-use" metrics?

(Some that I am considering are: EV/EBITDA, PEG, Price/Cash flow, P/B, Price to Sales, P/AFFO for REITs, Debt/Equity, Dividend yield, Dividend Payout ratio, and a company's history of raising the dividend)

Would I want to use different metrics for growth vs. value companies?

Also, is there some place that I can look up a company's metrics (i.e. EV/EBITDA, P/B, etc)?

Thanks!
Read Answer Asked by Jonathan on August 08, 2017
Q: Greetings Peter and team,

Again, thank you for your logical answers to my previous questions.

In the 60s, a self-made, wealthy graduate of the Benjamin Graham, Columbia University program which warren Buffett praises, recommended that investors keep half of their portfolio in cash. When the market drops 10%, he recommended that they use a third of that cash to buy stock bargains. Today, that would be a US market index ETF. If the market drops another 10%, he recommended that they use all their cash to buy bargains, again, say a US market index ET. And if the market drops another 10%, he recommended the investors margin their portfolio fully.

I would appreciate your views on this seemingly risky approach to investing money not needed for near-term use.

Thank you,

Milan
Read Answer Asked by Milan on August 08, 2017
Q: Just a comment, I’ve been a member since you launched your site. I read a load of investment things daily, and your offering is unparalleled. While I don’t ask many questions, I truly benefit from the Q&A every day, and of course the insight gleamed from your portfolios.

Since your company has grown a lot, obviously the demands - the sheer volume of questions alone - has clearly grown with it, because over the last while I’ve noticed a very big difference in your answers. They’ve lost the choppiness: the quick, short, get-to-the-point way in which they were always written. Now, they’re very smooth, all corners are rounded, very well-written quite frankly, so I assume that answers are now being dictated, and a ‘writer’ is putting them together for publication. Very nice, easy to read in a mellifluous kind of way. But I have to say, I miss the choppiness!

Had to comment on it, it’s just that marked a difference. Thank you for the excellent service, I look forward to staying with you until you hang up your hat!
Read Answer Asked by Warren on August 08, 2017
Q: The recent hand wringing (and rightly) over CRH (haven't owned for years) has made me question what rationale retail investors use to buy and sell. I understand why advisors suggest a buy and hold strategy. But can't understand why retail investors need to be tied to that philosophy. I'm making a leap and will assume most members of this site use a discount brokerage. Given the almost insignificant cost to buy and sell (assuming buys and sells of more than $10,000), isn't a more active approach to trading a reasonable proposition? I use technicals to take the emotion out of the equation and would love to know what buy and sell discipline you would suggest. Having personal buy/sell rules might help investors feel better about making these decisions.
Thanks for all your support and advice over the years.
Read Answer Asked by Kyle on August 08, 2017
Q: Peter
From Morgan Stanley, i think, a well written little dose of common sense...
print or keep for you

NEW YORK – The S&P 500 closed at a new high on Wednesday in what analysts hailed as the accumulated result of several hundred million people waking up every morning hoping to solve problems and improve their lives.

The index finished up 4 points. Goldman Sachs strategist Bill Blake said the move was the result of unidentified marginal buyers being a little bit more motivated than unidentified marginal sellers. “We’ve now had 241 years of people in daily competitive pursuits to do things a little better, and those benefits add up over time. Mix that with some good luck and where we happen to be in the business cycle, and here we are,” he said. “My job is to sound smart, but you can explain this stuff to a five year old,” he laughed.

Corporations earned $5.89 billion in after-tax profits. Financial advisors and middlemen took in $710 million in fees. The difference, Blake said, would accrue to investors over time.

Analysts warned of several metric tons of dopamine and cortisol careening through the global economy, which they said created a near certainty of poor financial decisions. At some point, Blake said, these bad decisions create social proof and feed on each other, leading to recessions. “When is the next recession?” he asked. “I don’t know. Whenever the second mortgage you took out to buy a boat to appease your insecurity convinces your brother in-law to do the same, and his boat gives the boat salesman enough misguided confidence to become a day trader, and then all three of you crack under a collective bout of geopolitical bad luck or something. But we’ll move on.”

About 9,000 new businesses formed on Wednesday. Another 8,200 dissolved. Analysts expect the trend to continue, calling it an “unmistakable example of basic capitalism.”

Fifty-five million American children went to school Wednesday morning, leveraging the compounded knowledge of all previous generations. Analysts expect this to lead to a new generation of doctors, engineers, and problem solvers more advanced than any other in history. “This just keeps happening over and over again,” one analyst said. “Progress for one group becomes a new baseline for the next, and it grows from there.”

Three dozen political pundits yelled at each other on TV in front of an audience of 75 million. Meanwhile, a couple hundred million people were reasonable and productive in front of an audience of zero.

Just over 1,700 patents were filed at the U.S. Patent and Trade Office, with a few expected to change the world over the coming decades. “Pretty damn cool” said Sarah Donald, a PTO spokeswoman. “I wish more people paid attention to this kind of stuff.”

Facebook stock fell $0.23 to close at $169.16. Four-hundred seventy one news outlets covered the move. No one knows why.

Analysts expect more of the same tomorrow, with the trend continuing into next week.

* Nothing, and yet everything, about this post is accura
Read Answer Asked by claude on August 05, 2017
Q: Please advise what is the effect of strong Can.$ on the aforementioned stocks.Thanks for u usual great services & views
Read Answer Asked by Peter on August 02, 2017
Q: Hello
Could you please tell me averaged over time what has returned more to an investor dividends or share price (broad market). Or worded another way how much money is paid out in dividends and how much is from share price increase. More of an economics of the stock market question. Is there a value? Example on average $2Billion is paid in dividends and $2Billion is share price increases. This question pertains to the TSX but are all stock markets similar in their returns. Thank You
Jeremy
Read Answer Asked by Jeremy on August 01, 2017
Q: Hello Peter and Gang,

Would you please enlighten me on how prices are determined for stock trades. For example if I put in an order to buy a stock at a limit price of $1.00 (max that I would buy at). At the same time, someone puts in an order to sell the same stock at a limit price of $0.98 (minimum the seller would accept). Under this scenario, at what price would the trade be consummated? $1.00 or $0.98?

Also, if I put in an order to buy a stock at market price. Meanwhile for the same stock, one seller is asking $5.00, another one is asking $5.20 and yet another one is asking marking price. How would the "trade" price be determined in this case?

Thanks....
Read Answer Asked by Harry on July 31, 2017