Investment Q&A

Q: This company has shown up on my radar with solid fundamentals; though it has been substantially higher in the past 5 years. Do you have any thoughts on it please? Thanks

Q: Hi folks, I've been looking at adding this bank to my holdings. My view is the stock is not ready to buy yet as it appears to be trading in tandem with the price of oil. According to what I see the stock would be a buy around $15. Do you agree? What's are your thoughts on this strategy to play the fear in the oil markets. With much thanks!

Q: Hello 5i team

WFC reports later this week. Do you any idea what we can expect and what effect this report may have on share value?

Thanks for all you do

Gord

Q: Hi 5i Team!
GS has dropped below its 52 week high and is off its 52 week high by more than 25%. Is there any fundamental reason for this?
The dividend is good, is raised regularly and it also pays special dividends.
My wild guess is that there was takeover speculation that hasn't panned out but I thought that was an old story.
Any information and advice on whether to buy, sell or hold would be appreciated. My entry price was $22.50 (TFSA acct). Thanks!

Q: I just read Cam Hui's piece in the 5 for 5i. I notice he isn't positive on Canada and the Cdn. banks. Would you suggest we concentrate on small caps with large exposure to the U.S and avoid companies such as ACQ.
Do you agree with Hui that Cadn. banks face some strong headwinds this year?

Q: I have read your recent comments on AHF and would like to know if yesterdays release of Q4 assets under management has you concerned. I understand the decline in AUM is related to them trying to get out of lower margin products. My concern is I am not seeing where the offsetting increase is for higher margin business. I am not a fan of the "liquid alternative" funds they are currently promoting if that is where they think the higher margin business is going to come from. My guts are telling me to take my losses and move on. Am I too negative on this one?

Q: Here I thought I was a cool hand Luke, a cold hearted, non emotional stock trader but when I read in the Globe today that Bank of America's number two stock recommendation is to short Canadian Banks I could feel my dander getting up. Putting my patriotism aside do you reckon that there is there any reason to to think that they are on to something.

Q: Dear Agent. Would RY be a good stock to purchase at the present time 1/11/2015. Eddie.

Q: Does the AYA fiasco do some explaining as to why AHF has been selling off? Diversification bites in the same spot sometimes! Who would of thought?

Q: For 2014 you had been recommending HCG. Despite the stock and my position losing $10 a share since I bought it on your supportive advice last summer, what is your advice now on your 2014 recommendation. It takes a huge recovery in the stock price to make up for this current losing position from those who bought it last summer, or fall. I know the stocks history but more interested in your call on what to do now on this one.

Q: I have 10K in my TFSA that I wish to use to invest in two companies which have the prospect of future dividend growth & long term price growth. With that in mind, the financial companies that I am think of are BNS, BMO, TD, CM, RY, SLF, & POW. Which two would you recommend, or is there a company that you would add to my list as a recommendation. Thanks. ... Cal

Q: I am thinking about buying an ETF on the American banks , should I buy hedged or not?

Q: Hi Peter & team, SAN was halted and now is back trading. They announced a Priv. Placement of Senior Notes. Would you consider SAN a buy?
Thank you!

Q: TMX Group has been on a steady decline since June. This pretty much is the same timing as the drop in oil prices. Are the two correlated or is the X drop due to other factors such as a reduction in IPOs etc? Do you think it is currently at an attractive entry point for a long term income portfolio (a little bit of growth would be nice too of course). Many thanks

Q: Hi 5i I'm looking at buying a U.S. financial..What would your preference be Prudential ( PRU ) or one of the U.S. major banks.
Thx Gerry

Q: currently have only Canadian index funds in bulk of portfolio;
plus a dividend fund... am considering the addition of the banks and insurance etf to take advantage of the pull back in the banks and the long range benefit the interest hikes could give impetus to the insurance industry. your thoughts??

Q: Happy New Year! We have exposure to the above Banks. After these 2 day's of decline I am concerned about the future and we are considering selling them now and coming back later. Would you consider this the right move OR would you advise to stay the course. Some of this Bank money will be used mid summer for a new house build so we need to make as few mistakes as possible right now. Thx for any help you may be able to give.

Q: Would you add to HCG at today's prices? It appears to be dragged down along with other financials like the banks right now.

With regard to HCG, I am also trying to connect the dots on a couple of the guidelines that you have provided over the last couple of years, namely buy on upside strength and (generally) do not add to a losing position. Again, generally sell a stock when it drops 8-10%. I apologize if I am takinng anything out of context, but I am trying to make sense out this market. Case in point I have owned HCG for a couple of years, saw it drop and then recently start to reverse. So I added to my position on Monday and saw it drop 5% today! Ouch.

Hold and wait for a better time to buy or buy more now? (I am sure selling would not be a wise option for a quality company like HCG)

Thanks for helping me sort this out.

Q: td has been slapped pretty hard in the last few days, is this an entry point? I am looking to generate long term income. I am very interested in any suggestions you might have for stable income generation....THANKS

Q: All my holdings are Canadian, but I would like to get some exposure to the US while keeping in Canadian dollars. An actuary friend of my husband told us that Manulife tends to move in a leveraged manner with the US markets because of its pension portfolio. Would this be a good way to get the exposure I am looking for, or are there better ways?