Investment Q&A

Q: Hi 5ireaearch
What do you think of seeing the ten year American treasuries hitting 4.5%?
Thank you for the excellent service during this time!

Q: Would you agree that these unusual times, as 5i describes it, represents an unprecedented period where investors cannot decouple politics and economics?
Thanks in advance for your help during this turbulence.

Q: Hi all,
This question is multi questions please deduct as many credits as you feel.
I’m struggling with the best strategy to start purchasing stocks into this correction. We have 15% cash to deploy. We own a lot of stocks across the 3 5i portfolio’s plus most of the Mag 7 and other outliers. Our portfolio has basically fallen inline with the major indexes of drops 5% each day on Thursday and Friday.

Option #1 start purchasing individual stocks hit hard across across sectors. But if say we buy SHOP and it drops another 20% do we buy more or pick another stock. With only having limited funds might be hard to prioritize and systematically deploy over a period of time.

Option #2 systematically purchase a group of index funds over the coming weeks to months depending on how everything unfold, This will capture many of our holdings.

If option #2 thinking XIC, XIT, SPY,QQQ and BRK or if you could please suggest a different mix?

Thanks so much and good luck everyone. This will pass!
Kerri

Q: Hi,
Thanks for your "Don't Panic" message. I think it calmed myself and many other members down.

With the USD dropping, do you see a benefit to sell my USD holdings and buy the CDR equivalent ? Does it look like the USD will keep dropping or is it too hard to predict?
Thanks

Q: Maybe not probable but possible, here is an hypothetical scenario not unlike the one unfolding south of the border right now:

In the event that the financial world turns away from the US dollar to the euro as the main currency how would it affect canadian retail investors?

For example, if "nobody" buys american cars and turn to european manufacturors, investors will want to buy those overseas companies stocks.

Will banks and trade plateforms adapt and make it easier and cheaper to trade stocks on the european stock markets?

At some point in a distant futur, could you see a single european stock market emerging?

Q: With the April 8th deadline for China, will that be damaging for the market?

Q: Don’t you think Trump is forcing investors to move from stocks to bonds in order to reduce interest costs on the federal debt as a result that would leave room for tax cuts.

Q: Does Congress & Senate have to approve the tariffs?

Q: During this mayhem I was telling a family member how I observed these mini-crashes since the mid-80’s and how we used to make transactions in the early days. I’m convinced a lot of recent investors, hooked my huge gains since 2020 have never experienced such painful losses. Zenfulness -if this is a word- comes with time.

Would you have a history of when all the self-directed accounts were created and available online?
For example, BMO InvestorLine was created late 1988 (fax! or phone) but available online in 1997, I was there …

Keep supporting us.

Q: Hi Peter, Ryan, and Team,

David Rosenberg wrote a very insightful opinion piece in the Globe & Mail on Friday, April 4, entitled “Trump’s ‘reciprocal tariffs’ are a con – and investors are now waking up to his bigger ambitions”.

The title may cause readers to assume it’s ‘political’, but it is not. Rather, it’s a careful analysis of what the White House is up to, and this short excerpt from the article explains what it really is:

“These are not really “tariffs” that are being imposed. These are actions aimed at completely eliminating the U.S. bilateral trade deficit with every country. That is why the “tariff” is really not that at all but rather a “ratio” of every country’s trade surplus with the U.S. divided by the exports of that country – it is that number that the White House expects to rid the United States of its trade deficits; not just at an aggregate level, but for every country that runs a trade surplus with America. This is why these numbers, 10 per cent, 17 per cent, 20 per cent, or 25 per cent, are so huge. They are ratios.”

I can’t resist, however, to be a little bit ‘political’. It’s unfortunate that Trump, Lutnick, Vance, et al will probably never see the article!
Rosenberg certainly stripped away the clothes of these would-be emperors.

The article is behind a paywall, but I urge 5i members to try to get a copy of Friday’s Globe. This will enable them to determine the real reason why many of their stocks and ETFs have recently ‘tanked’. 5i have our backs and they hopefully will continue to alert us about volatility and the potential for further losses to our portfolios caused by this insane ‘policy’.

Q: Any comments on the VIX volatility today

Q: Hi bad day to be sure I see you suggest buying into some stocks but slowly.
What are the best sectors to buy first now that this black swan event is in play. Please give me you top 4 sectors in order of preference. Also you top 2 picks in each of the 4 also in order of preference as well please

What do you think is the worse case scenario as far as market drop % wise I release its just a guess but you guess is almost certainly better than mine at this point

Q: The VIX is now 35. Is it time to back up the truck?

Q: So this just the market that Mr. Buffet has been waiting for to spend a few BILLIONS on from his savings account?
Thanks Again

Q: Morning Troops. Apologies if this question has been asked and answered previously. As a newly minted senior, I am not overly concerned yet about the market sell-off and as old habits die hard, I am looking to add to my portfolio. Assuming tariffs will be with us until the stable genius to the south needs to start playing nice before the mid terms, do you think the markets will find a bottom and then trade sideways for a while, or do you see major moves down and then up? My own opinion is that tariffs will be with us for six to twelve months. Cheers.

Q: Ahhhh I just looked at our portfolio 🫣 Peter do you make house calls? I need someone to hold my hand to get through this.

Q: Aren't markets mostly efficient, and therefore isn't the market cap weighted portfolio the optimal portfolio? Or if we want a higher expected return would a factor tilted portfolio be the way to go, like Dimensional or Avantis?

Q: I will have about 100k to invest shortly, however requiring this money in 2 years time. How would you invest this money in this market? Is there appeal buying the “dip”, purchasing great businesses at a discount? Or is it too risky with my time frame? Money will be held in a TFSA. Thank you

Cnd or US.. growth/dividend/GIC?

Much appreciated for all that you do! Your services have been invaluable.

Q: What should I understand about “Target Price?”

For example, what is the implied time horizon?; is this meant to guide investment decisions of buying and selling based upon forecast highs and lows?

Since you include this in your Company Profiles I assume that it provides something valuable.

Q: Are we nearing any levels where something is a screaming buy or do we need more washout?