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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello 5i,

I am a new member OF 5i research subscription. My question is generic in that, I would appreciate your view in principles regarding selling stocks.

In general, when and why an investors should sell stocks .
Looking forward to your answers. Thank you.
Read Answer Asked by Yves on May 08, 2024
Q: My question has two aspects. One genral and another one specific
First. numerous analysts and professional investors (and not necessary professional short term traders) use to claim a golden rule saying if a company following poor results in the earnings season, slides 10% or about, you sell immediately and the sooner the better. What is your position on this issue?
Second. What kind of application could be envisaged in the specific case of a stock like Cloudflare with a recent splash of more than 17%?

Thank you very much in advance


Read Answer Asked by Gabriel on May 08, 2024
Q: Good evening,
Further to Terry's question regarding crystallizing capital gains, prior to June 24th. I am in a similar situation, with my elderly parent's affairs, both personal and corporate, that I handle for her. It was very generous of you offering what you are contemplating doing, and most certainly much appreciated.
A wonderful, thorough service, I've been a member since you started up.
Thank you as always...
Read Answer Asked by Warren on May 08, 2024
Q: Hi Group . I am not happy with my Raymond James financial advisor. Namely I am paying them $1200/month in fees. Presently i am at 6% return YTD (7 1/2 average over last 10 yrs). When i look at your balanced portfolio you are significantly better than that as is the major markets..

What is the best way to measure performance. Is it fair to say in general that they should be better than the market. What do you suggest as a reasonable measurement on performance . I realize this is not easy to measure so can you give me some suggestions that i can follow . thanks for your help






Read Answer Asked by Terence on May 07, 2024
Q: Hello 5i.
Sometimes in questions (or answers) "starter positions" or "partial positions" are mentioned. My question is, how should an investor best manage such positions in a hypothetical 20-25 stock portfolio (implying 4-5% as a full position), while maintaining this portfolio size? Should an investor buy e.g. 4 "starter positions" at 1% each and then consolidate into the one that does best? Or should an investor buy starter positions with an eye to replacing a current full position that is not performing as well? Or is there another approach?
Thanks!
Read Answer Asked by Martin on May 07, 2024
Q: What is your opinion of using leverage through a HELOC to invest vs dollar-cost-averaging every paycheck as money becomes available? I am going to primarily invest in index ETFs.
Read Answer Asked by John on May 07, 2024
Q: Hi

I have trading accounts with a Big 5 bank and have been unable to access the one of the accounts for the past day to review the performance therein or execute trades. Have never experienced this before; I'm sure it is a technical issue that is being worked on although no notice has been provided (of which I am aware).

Regardless, it is somewhat nerve wracking and leads me to pose the question: What protection and recourse do individual investors have in case a brokerage fails? Not saying this could be the case here but am wondering if one should take proactive measures to protect assets? Or is there a fund akin to the CDIC ?

Thank you

Brad
Read Answer Asked by Brad on May 06, 2024
Q: Pleasse provide information on thsi issue
tks
Read Answer Asked by Sherrill on May 06, 2024
Q: If I make 5% on a yield stock and I make 10% on a growth stock per year - would I not be better off all things being equal to just invest in the capital gains stock and trim it by say 10%?

I look forward to your thoughts on both choices and their pluses and minuses.

Thank you
Read Answer Asked by Mark on May 03, 2024
Q: I really appreciate the company profiles you offer. I have a question about profitability ratios. I am wondering the difference between EBIT and EBITDA also profit margin cont.op vs. profit margin total op. Is there one metric that is more important than another when considering a companies profits. Thanks Steve
Read Answer Asked by Stephen on May 02, 2024
Q: I am learning to use portfolio analytics (PA). PA provides some guidance that makes a lot of sense from a tax efficient perspective. For example, it recommends to place Canadian dividend payers in unregistered accounts and Canadian and US growth funds into TFSAs. Are there any downfalls to not having each account diversified?
Read Answer Asked by Mary on May 02, 2024
Q: I have been holding Well for a while now and while dissapointed in the share price I am not dissapointed with the financial results. Allways they could be better but I felt the company is moving in the right direction. I'm struggling with "market sentiment" and how to include this in my investment decisions.
It feels like if I could get a handle on this I could get in front of a stocks ups and downs and adjust my position accordingly.
I'm not expecting a definitive answere but just some advice how to value and navigate "market sentiment." Thanks John
Read Answer Asked by John on May 02, 2024
Q: Hello 5i Team

Further to David's question on April 30 regarding dividend stocks - a suggested site is:

dividendgrowthinvestingandretirement.com

The site publishes (emails) a monthly excel spreadsheet listing Canadian dividend growth stocks along with other historical information.


Read Answer Asked by Stephen on May 01, 2024
Q: Good Morning,

Do you know where I can find a list of Canadian companies that have not cut their dividends based on consecutive years? I’m already aware of the Canadian dividend all-star list (Cdn dividend growers). What I want is to expand my list of Canadian dividend companies to consider. Thank you.
Read Answer Asked by David on April 30, 2024
Q: Everyone, I have a defined pension, aka income fund, that increases with inflation. Should I still have a diversified portfolio within my RSP / open accounts or can I take more risks with good quality growth stocks like CSU, the best of the best. Clayton
Read Answer Asked by Clayton on April 29, 2024
Q: Hello,

You frequently reference valuation ratios (EV/EBITDA, P/E, P/B, P/Sales, P/CFO,etc) in your answers to questions.

Sometimes earnings appears to be a reasonable representation of performance, other times it is cash flow from ops, others it is free cash flow or sales.

This also appears to change due to amount of debt carried or the sector.

There is definitely not a magic ratio that addresses all situations, co's or sectors but a combination of the above and/or others.

Could you add some clarity to appropriate application of ratios and if the topic is too large please suggest a resource?

Thank you
Read Answer Asked by Delbert on April 25, 2024
Q: When thinking about buying, adding, holding or selling how much weight do analyst’s upgrades or downgrades factor into your decision-making? Are there any top tier analyst firms that you feel are worth paying attention to when they cover a stock you own?
Of course, the information provided by 5i is a given! Thanks for your input, Lesley
Read Answer Asked by Lesley on April 23, 2024
Q: In deciding position weightings: when does it make sense to use “ Total Equity Portfolio Weight” vs. “Total Portfolio Weight”?
Thank you.
Read Answer Asked by Trevor on April 22, 2024
Q: I hold both Canadian and US self directed accounts with CIBC Investors Edge and want to accumulate US funds (dividends) in a cash (high interest) ETF but understand that there appears to be no US ETF similar to HSUV.U traded on US exchanges. My question is do we need to verbally request the brokerage to transfer (journal) US funds into our Canadian accounts without conversion in order to invest (purchase) same in HSUV.U and does this look like transfer fees are involved?
Thank you.
Read Answer Asked by DAVID on April 22, 2024
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