Investment Q&A

Q: In which type of account is it best to hold EIT.UN (RRSP, TFSA, CASH)? Thank you

Q: This is a comment in relation to Grant's question regarding "phantom" distributions by Canoe, which are technically tax-neutral if held in taxable account. However, this is a bit of administrative headache for investors, as you have to do ACB adjustments annually, and when you sell, your reported ACB will likely not match your broker's T5008 form submitted to CRA.
I use this free software for ACB adjustment calculations: https://www.adjustedcostbase.ca/

Q: Have held this for a long time in a cash account, and been reasonably happy with it. Certainly the monthly distribution has been consistent through all ups and downs (although I don't think it has ever been increased). Early in the pandemic I added it to my RSP, so have nice capital gains on top of the distribution. However, the last couple years EIT has made some type of year-end capital gains distribution for tax purposes that increases the ACB, but does not actually put money in your pocket. This is fine for the cash account, but useless in the RSP. Could you comment on the process they are using and why, and am I correct that this is not beneficial to an RSP holding. I realize that I am still getting the regular monthly distribution, but question continuing to hold this in my RSP when there are several relatively new ETFs that pay a higher distribution without this complication. Should I continue to hold EIT in my RSP?
Thank-you

Q: Does this fund have a "Fund Facts" document? I mean the regulatory document not the company promotional one. Cannot seem to find it on their website. Actually looking to see if they have a trailing commission>

Q: Good morning.

What are your thoughts on EIT. Seems like a good core holding for income focused investors given the yield. Solid geographical split and looks like monthly distributions are taxed as capital.

Anything obvious that I am missing?

Thanks as always.

Q: Hello,i'm looking for a short-term bond ETF, Canadian, ideally with a 4-5 % income. Did PDI fit this requirement?
Thank You

Dan

Q: I was wanting your opinion on this fund that holds private company shares. I know the valuation is silly and the MER is high but I was wondering with SpaceX going public and that being the largest holding how will this effect the price of this fund? This funds other holdings of note rumored to go public this year Databricks, Open Ai, Kraken, if these all go public successfully how does that effect the fund? Fun money buy or stay away?

Q: Just wanted your opinion on PRM.CA. It seems to have retained its value while paying an 8.5% div.

Q: Is ARDC the best in its class? What are its immediate prospects?
Thanks for your input!
David

Q: I am retired and investing for income. I have recently been learning what I can of split corportions. I came across Ninepoint's Large Cap split corp. It is not very old and all I can find so far is flashy sales but not much detail.

Please provide your thoughts on Ninepoint Patners management and comment on NPS specifically.

Thank you.

Q: Could you please give me your outlook on this company
Have held it in a TFSA for years is it worth keeping. Suggestions?
Thank you

Q: Given recent price gains of this fund, do you see more growth? I currently own this in one account and am contemplating buying more in another account. Comments?

Q: Excepting the evidently low growth potential for this fund, why would an income investor not get 4% or so for their portfolio? Is there a Canadian fund that is its approximate equal? Thank you.

Q: First and foremost Season's greatings and thank you very much for the support.

Following up on Joel's question from December 15th. I agree that subsidiaries will seek to integrate the use of AI into their processes in order to maintain and perhaps ultimately improve their margins, but this will have a direct impact on short-term profitability (e.g., one year). How can Constellation justify the multiple they are currently supporting with declining margins? The only way I see to improve profits would be to substantially increase accretive acquisitions during the transition. For my part, Constellation was my largest position and has lost a lot of value, even though I'm still up 200%. I'm really worried about what to do with my investment. How many quarters do you think I should wait before knowing more?


Thanks for your help.

Yves

Q: I'm interested in this fund for it's VERY high yield. Wondering if it's sustainable?

Q: I've been mainly a growth investor (30+ time horizon ahead) but am looking to FIRE in a few years, I'm shifting some of my growth stocks into income producing stocks. I have some dividen ETFs (XEI, VDY), some indv dividend stocks and thinking of adding in covered calls or something like FFN although I read from your previous comments you're not fans of split share corps. What is your opinion of using covered call ETFs and why are you not a fan of split share corps? Take as many credits as needed.

Q: Would you consider this an interesting way to participate in India's growth? If so, at what price would you start accumulating? Thanks

Q: I bought DFN and HMAX a few months ago because of the dividends--today they are 16.85% and 12.76%
but also a pleasant surprise of growth in each of 31% and 34%
So have now added the above stocks
I monitor all of them daily
Would be interested in you comments on this??

Q: In need of income over growth as security would be held in a RRIF.
Would FTN be a good income candidate?

Thnx for the great service!!

Q: FTN announced today that for every 100 shares you own they will issue you 10 more shares.I imagine the price of the shares will drop approx. 10% the day they are issued.My question is why wouldn't they just increase the dividend 10%?