Investment Q&A

Q: Excepting the evidently low growth potential for this fund, why would an income investor not get 4% or so for their portfolio? Is there a Canadian fund that is its approximate equal? Thank you.

Q: First and foremost Season's greatings and thank you very much for the support.

Following up on Joel's question from December 15th. I agree that subsidiaries will seek to integrate the use of AI into their processes in order to maintain and perhaps ultimately improve their margins, but this will have a direct impact on short-term profitability (e.g., one year). How can Constellation justify the multiple they are currently supporting with declining margins? The only way I see to improve profits would be to substantially increase accretive acquisitions during the transition. For my part, Constellation was my largest position and has lost a lot of value, even though I'm still up 200%. I'm really worried about what to do with my investment. How many quarters do you think I should wait before knowing more?


Thanks for your help.

Yves

Q: I'm interested in this fund for it's VERY high yield. Wondering if it's sustainable?

Q: I've been mainly a growth investor (30+ time horizon ahead) but am looking to FIRE in a few years, I'm shifting some of my growth stocks into income producing stocks. I have some dividen ETFs (XEI, VDY), some indv dividend stocks and thinking of adding in covered calls or something like FFN although I read from your previous comments you're not fans of split share corps. What is your opinion of using covered call ETFs and why are you not a fan of split share corps? Take as many credits as needed.

Q: Would you consider this an interesting way to participate in India's growth? If so, at what price would you start accumulating? Thanks

Q: I bought DFN and HMAX a few months ago because of the dividends--today they are 16.85% and 12.76%
but also a pleasant surprise of growth in each of 31% and 34%
So have now added the above stocks
I monitor all of them daily
Would be interested in you comments on this??

Q: In need of income over growth as security would be held in a RRIF.
Would FTN be a good income candidate?

Thnx for the great service!!

Q: FTN announced today that for every 100 shares you own they will issue you 10 more shares.I imagine the price of the shares will drop approx. 10% the day they are issued.My question is why wouldn't they just increase the dividend 10%?

Q: Would you kindly give your thoughts on this ETF along with its constituents and prospects.
Thank you.

Q: Trez Capital has suspended redemptions of it's funds. Do you have any insights as to why. Have they done this before. Is it a sign of anything to be worried about. (FYI) I almost invested in one of the funds but did not because of the many conditions attached. Are the funds a worthwhile investment?
Thanks

Q: Dividend 15 Split Corp. II (DF.TO)
Could you please give me a tutorial on this investment. Looks like a solid income earner backed by blue chip, high divi companies. Thx

Q: Just trying to understand this type of instrument. Why would PGIC drop from $90 in 2006 to $4 in 2010 and then trade between $17 and $4 up to 2025? I don;t need specifics, just a general answer would do. Thanks.

Further to my last question on PGIC, (you may have covered this), why would this not recover after 2010 with the rest of the market?

Q: Please comment on this closed end fund. Is it worth holding for the interest? What are the disadvantages?is there something similar in this category that you’d prefer?
Thanks.

Q: I am relooking at the Fixed Income portion of my portfolio. The bulk is bond funds, but it also includes a few GIC’s and a HISA. But what about Preferred Shares, EIT, FIE, TXF, and UMAX, all of which I hold STRICKLY for their distributions? I am currently grouping them in with my dividend stocks but maybe they should be included in Fixed Income? EIT and FIE have paid out the same distribution for ten plus years. Thanks.

Q: Would appreciate an update on this trio of related companies. The share split seems to have benefitted EVT and ELF appears to be increasing in anticipation of the same.

Q: You recently answered a question about HDIV and ETSX. I currently own ETSX and have been happy with the income and growth it has generated. I am thinking of adding HDIV or EIT.UN.
Could I get your comments on EIT.UN as a comparison to the other 2 funds?
I am a retiree looking primarily for steady income with some growth.

Q: Would the Blackrock Corporate High Yield Fund be appropriate for an otherwise reasonably well-diversified equity-oriented dividend portfolio in the current market environment? I recognize its potential for negative volatility and intend to use 5% stop-loss orders if I proceed with this trade. Thanks for your insights. David

Q: Dear 5i team.

Can you shed light on why EIT appears to have similar volitility to the general market?
What are the top holdings? Does it use leverage?
Is this something that is just too volitile for a conservative investor? The wild ride with the market last few weeks has got my attention.

Many thanks for your help

Q: I purchased this fund for secure monthly income hoping it would also hold up well .Could you give me an understanding of why it is dropping.in value? Currently down 3.5%.is this not to bad.Tks Larry

Q: Please advise if this company is a long-term hold. Is its dividend sustainable? Thank you.