Q: I tried to search the site in the blog section for information on the 5% suggestion for individual stocks. No actual search feature for individual articles. so could I get a reason for the purpose of the suggestion. How it should work ie if you have 7% do go back to 5 or let it ride and wait what would the top percentage when to trim. I have TD up 0ver 200% at 12% of portfolio but it is a good dividen payer and stable stock??
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi.
Im borrowing funds for investing purposes.Since this is my first time doing this, I want to ask your advice if I use in non registered acct or my TFSA.I know I can get a tax credit for interest payment of the loan but with TFsa everything is tax free except theres no tax credit for my loan.Jist dont exactly known the calculafion.Im in 40% marginal tax bracket.
Appreciate your help. Thanks.
Im borrowing funds for investing purposes.Since this is my first time doing this, I want to ask your advice if I use in non registered acct or my TFSA.I know I can get a tax credit for interest payment of the loan but with TFsa everything is tax free except theres no tax credit for my loan.Jist dont exactly known the calculafion.Im in 40% marginal tax bracket.
Appreciate your help. Thanks.
Q: Thank you so much for the sector column in your portfolios.
Decision making just became so much quicker and easier.
I bet a lot more investors will looking at balancing their portfolios.
Something I thank you for convincing me how important it is.
Decision making just became so much quicker and easier.
I bet a lot more investors will looking at balancing their portfolios.
Something I thank you for convincing me how important it is.
Q: Hint : If you keep your DRIPs in a TFSA , you won't have to keep confirmation slips and piles of dividend records, and you won't have to spend forever determining your ACB when you sell ... the lessons we learn later in life !
Q: When should one check, price or news, on the companies they hold or potentially might purchase? I check in the morning before the market opens, noon and after hours. I don't mind the reading but is three to four times a day to much?
Q: I am trying to determine when share certificates were issued. my father is elderley and can not recall. I have the certificate numbers that were recorded on a piece of paper but with no date. is it possible to determine the date and if so how would I do this? I do not know what broker was used.
Thanks for your help.
Thanks for your help.
Q: My portfolio is a combination of the Balanced and Growth model portfolios. I'm torn between your advice to "let winners run" and your advice on keeping sectors reasonably balanced. Tech is up and energy is down....so in theory, I should be selling some Shopify and Kinaxis and buying more Whitecap and Raging River. SHOP and KXS are not yet over 5% of my portfolio so I don't need to sell them to reduce risk. My instincts tell me to let the winners keep running until I see some life in the energy stocks, even if that means being very light in that sector. Your advice, please. Thanks!
Alan
Alan
Q: Hi Peter:
Why would analysts raise their targets on Veresen to $20 this morning?
Thanks
Why would analysts raise their targets on Veresen to $20 this morning?
Thanks
Q: I am a senior , I am of the view that bonds , preferred shares, fixed income are not as effective an investment device compared to Canadian bank shares. I don't see a lot of risk over the years, but large and consistent yields. Besides liquidity in a bad recession, where else do you see downside by treating bank stocks as fixed ,long term income investments, hence overweight positions in a portfolio.Thanks to a great team for your exceptional service, Jerry
Q: Dear 5i
My son has $6000 to invest and prefers solid earnings growth companies . He does not need the money anytime soon . What stocks would you suggest at this time .
I suggested no more than 5% in any one stock but this would not be much per stock with this amount of money . How many stocks should he have and what would you consider a full position under this scenario ?
Thanks
Bill C.
My son has $6000 to invest and prefers solid earnings growth companies . He does not need the money anytime soon . What stocks would you suggest at this time .
I suggested no more than 5% in any one stock but this would not be much per stock with this amount of money . How many stocks should he have and what would you consider a full position under this scenario ?
Thanks
Bill C.
Q: Do you know how to simply purchase a single stock as a gift for a child. Thanks.
Q: Can you please give a brief overview of Modernadvisor and Wealthsimple, the advantages and disadvantages of using them over the do it yourself approach and also perhaps how long they have been in business.
Many thanks!
Many thanks!
Q: These are some stocks in my Margin Account that don't pay a dividend . In my RSP, I have BCE , ABT , BPF.UN , and REITS and royalty trusts that pay great dividends .I have a fortune sitting in my RSP that keeps on growing due to dividends but I am 67 years old with a pretty low income . I am thinking that I be rotating these names and increasing my dividend income rather than increasing my RRIF liability in a few years ? I would really appreciate your advice - Thankyou for helping me have such "problems" .
Q: Hello, I would like to "park" some money in a safe dividend paying stock. Your service provides lots of choices/recommendations. However, can you say with any degree of comfort which sector or particular dividend paying stocks therein would be less sensitive to an interest rate hike, and less of a bond proxy. Or, are all stocks paying a reasonable dividend subject to this risk. I was thinking of Enbridge. Thanks very much. Bill.
Q: Not a question but a THANK YOU for the U.S. % breakdown of portfolio stocks as per my previous question. I have been worrying that my VGH/VSP holdings of 5% were insufficient. The information you provided, shows I have another 20% which sounds about right. The 5i team provides a fantastic service !!
Q: Hello 5i team, I know this may have been answered in the past but...is there a reliable public site where company short positions are reported & updated? Am thinking of increasing my position in EIF but as per an answer today, you mention EIF has been shorted. I'll make my own decision to buy or not but would like to see the % of float shorted.
Also, please allow a (short) rant: Re earlier member comment about 5i being responsible for not getting it right on HCG/DH etc: let's remember what 5i is; a reliable (impartial) source for an OPINION and that's all. The decision to pull the buy/sell/hold trigger is all ours. To assign blame:look in the mirror. Keep it up 5i, you guys & gals rock!
Also, please allow a (short) rant: Re earlier member comment about 5i being responsible for not getting it right on HCG/DH etc: let's remember what 5i is; a reliable (impartial) source for an OPINION and that's all. The decision to pull the buy/sell/hold trigger is all ours. To assign blame:look in the mirror. Keep it up 5i, you guys & gals rock!
Q: For the past couple of years i have been building my Canadian equity portfolio. I have approx 25 names and the portfolio is approx worth 250k with a fairly even 8-10k per name. Up until now when i added new money i just purchased a new position in a company based on sector need. Now that i am at the point of not needing any new positions i am struggling to decide which companies i should be adding my new money too. What in your opinion is the best strategy for adding new money into an established portfolio?
Q: Hi,
Are robo-advisors safe to invest with? Are there any government insurance protections?I am thinking to set up an RESP a/c for my grandson.
Are robo-advisors safe to invest with? Are there any government insurance protections?I am thinking to set up an RESP a/c for my grandson.
Q: Just reading your response today to Brad re his BCE query and your thoughts on analysts recommendations. Could you please provide any additional comments on this as we tend to view these summaries of analysts as a reasonable guide in our thinking when buying or selling, but I'm not not sure how totally prescriptive these are. How much faith should we place in these summaries?
Thx
Thx
Q: The first baby boomers aged 71-72 (~1945-65) will begin cashing out their RRSP's or converting them into RRIF's or purchasing an annuity, this year. As will all the major boomer shifts, it is exciting to look at and predict the impact their money will have on government (tax revenues), financial institutions, personal wealth etc. What sectors will benefit; insurance companies like (SLF), banks (BNS), brokerage/ investment firms (FSZ), other. Where will the bulk of this money flow to: fixed income (bonds, debs, gic's, savings acc's) or (pref's and dividend stocks, common stock) or annuities. I welcome your thoughts and predictions on this interesting matter.