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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: BMO Investorline was the first one out with RDSP account, but they only allow mutual fund investment.
TD Waterhouse allow investment in stocks, debenture, mutual funds, fixed income, options etc for RDSP account. However, all trades have to be phoned in, instead of online. But commission are charged at online rate.
Fed has allowed RDSP transfer to different brokers since 2 years ago.
Read Answer Asked by Kevin on January 10, 2014
Q: Re Edward's comment about not being able to purchase individual equities in an RDSP. This is probably because he opened it through a BMO retail banking branch/outlet. I know TD/Waterhouse (brokerage A/C) allows this as per the following from www.tdwaterhouse.ca/products-services/investing:

"Over and above our industry-leading GICs, term deposits and mutual funds, you can invest in a wide selection of qualified investments including —

A wide range of mutual funds from other leading
fund companies
Fixed income investments and third party GICs
Canadian, U.S. and foreign equities,
including new issues"

I'm sure the same can be done through a BMO brokerage as well.
Read Answer Asked by Scot on January 10, 2014
Q: Good Afternoon,

An FYI. Many 5i followers are probably happy Badger investors.This morning at about 7:10 the president (?) was interviewed on BNN and can be viewed from their library. He provide some very impressive information e.g. they build their own trucks the way they like e.g. they are built to last 10 years and the way the the drivers appreciate @ a cost of $360-$370k verses buying them for $475- $500k and these trucks are earning 32 -37k per month. Last year they reached their goal of having equal revenue from the united states and canada and he thinks they can grow the US business to 5X the Canadian revenue. Still seems like lots of room to run. mike
Read Answer Asked by Mike on January 10, 2014
Q: Brenda's question about stock selection for an RDSP implies that individual stocks can be purchased in her RDSP. When I set up my registered disability savings accounts (unfortunately 3 accounts) I was unable to find a self-directed RDSP in which I could purchase individual stocks. Thus, I currently hold only BMO mutual funds in these accounts. I would happily open a RDSP accounts in any financial institution that offers plans that permit individual stock purchases.
Peter, this forum is invaluable.
Read Answer Asked by Ed on January 10, 2014
Q: Looking to add a mid/large cap gold stock. Just hold Eldorado currently. Can you recommend a few names, plz. Assumption is that the price of Gold will rise at some point.

Thanks, Ted
Read Answer Asked by Ted on January 10, 2014
Q: Any thoughts on XBI the spyder biotech ETF. MER is .35% Great diversification in a hot sector. I the party over? I am thinking of initiating a small position as a growth stock in my RRSP.
Read Answer Asked by MANFRED on January 10, 2014
Q: At age 72 the most recent recommendation for income (bonds) in a portfolio is age 72x72= 52%. Would you agree that convertible bonds (less than a 5 year term) should be a significant portion of the total. What % amount would you recommend and could you please provide a few names to include.
Thanks for providing such a necessary service to the small retail investor.
Read Answer Asked by Warren on January 10, 2014
Q: Tx 4 ACQ, great site, but you sign me off too fast - I use 2 computers & this site is gone when I need it. How do I get longer static time?
Bill
Read Answer Asked by Bill on January 10, 2014
Q: SVC
Is SVC making similar products and competing with ALLT and PKT, if so how do you think about SVC competitiveness against them. SVC seem to be more expensive than ALLT and PKT.
Read Answer Asked by Kevin on January 10, 2014
Q: Many of the gurus in the media are suggesting health care will perform well in 2014. Do you feel this area, particularly in the U.S., is overpriced at this time? I am looking at various U.S. listed ETFs (eg., Vanguard VHT) at this time.
Read Answer Asked by Joseph on January 10, 2014
Q: Gold corp is gaining ground today. Any speculation as to why, and whether it will continue...
Read Answer Asked by Brenda on January 10, 2014
Q: I have 5600.00 to invest in my TFSA. Currently have these holdings with following % of total portf.: AW.UN (19.5%); BYD.UN (22.6%); CGX (15.2%); DH (12.5%); FRU (17%) & IPL (13%). I am 61 years old and retired. My focus is preservation of capital, safe dividend paying stocks and some growth. Could you suggest what would you consider appropriate to add (or replace) to my TFSA given my focus and what is already in this portfolio.

Thanks,
Joseph
Read Answer Asked by Joseph on January 10, 2014
Q: Hi Peter...could you please commit on DEE. thanks.
Read Answer Asked by bruce on January 10, 2014
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