Investment Q&A

Q: Good morning, 5i Team,

My question is about the state of the markets, expectations, and catalysts.

I am, like other investors here, trying once again to find my footing and assume the stance that would fit the market. I saved and accumulated some cash for the much-expected pullback, and now that it is happening, with some big names being punished harsher than they "deserve" I am looking to you guys for bearings and guidance.

We cannot time the market, yet the timing of the position plays a huge role in one's returns.

What is your take on the environment we are in? It seems to me the appetite is low on the street, and fear is high, yet VIX offers no guidance. For the aggressive, risk-accepting investor, what would be the checkpoints and catalysts that would form the bias in this marker?

I would like to initiate positions, yet, I don`t want to false start.

Thank you,

Q: WSJ suggests that the AI boom is increasingly fragile.

Does 5i agree with that position?

If YES what companies would be most a t risk?

Thanks.

Q: Good day to all, SONDER went bankrupt over the weekend so thank you for helping me dodge that bullet!

On another note, when you issue a recommendation to "Buy/Sell/Hold" or when evaluating a company, what is your general timeline for investment?

Or is your report card grade more of a present and general evaluation of a company. The evaluations appear to me to be on point and detailed enough for my limited knowledge.

My investment psyche tries to be "buy and hold and enjoy dividends and growth" but everyone has their own timeline and strategies (or "strat" as my teens say)

As always, thanks for all you do.

Q: I am retired and looking for a covered call ETF for each sector. There are so many ETF can you please give me which ETF would you recommend are best to own for covered call CDN ETF for each sector.

Is there one covered call ETF that covers all the sectors.

Please deduct credit as necessary.

Thank you for your excellent service.

Q: Hi Team,
This week so far has been the worst ever for my portflio. Down 12% just this week. . The names I had conviction in are getting demolished this earnings season (Lmn , gsy, Prl , PNG , Rddt , Meta , nbis , nvda ) to name a few that are dropping big today . The market has felt jittery to me for a while now like a house of cards. Where do you see things heading from here ? Is it time to move to the sidelines ? Or hold out for more pain? On the other side of things are there any specific buying opportunities or stocks you are watching to buy or add to during the recent declines?

Thanks ,
Shane

Q: Re: Grant's question on where to buy gold (Nov 6). I started to build a position several years ago. I found that a reputable coin dealer may be the best place to buy gold. To find one, go to a coin show in your area and talk to coin dealers to find out who they view as reputable for bullion purchases and resale.

I have found the mint's prices to be very high and the Canadian banks even worse. You can easily find today's spot gold price and the gold content of common coins on the internet.

The key thing to watch is the premium you pay over bullion value and not all dealers charge the same premium. I pay 3% on purchases but only 1% on sales back to the dealer from whom I bought the gold.

Canadian Maple Leaf coins are well recognised and easy to buy and sell. For variety you can add in British Sovereigns or some US coins. If you are not a collector, coin quality is less of an issue than just looking at price vs bullion content. If you buy fancy coins celebrating pandas, dragons or some famous guy, understand that you will pay a premium that you may not recover on sale.

Good luck!

Q: I would like to slowly start stacking a small amount of gold and silver. Where is the best place to buy gold and silver in Canada, the Royal Canadian Mint? Is there a standard size when stacking gold and silver, for a small time investor; eg 1/10th of an ounce for gold? "In the UK, any gold coin that is considered British legal tender is exempt from Capital Gains Tax (CGT)" - are there any gold Canadian coins that are exempt for Capital Gains? Thank you!!

Q: Example on the 4th early morning indicated a big down day for the Market. As I have done in the past, I try to buy a couple on sale but when it opens up, within a short period of time, stocks are down 5% to 10%. I usually say I will buy the ones that are down the most. These are usually stocks in my account. They start going up and then they come down and go up and down. I end up getting a 10% stock at 5% less and after an hour or so, the stock is down 10% again. How should I purchase in this type of a mad scramble in the early morning?
Your expertise is greatly appreciated.

Q: Hello,
I do not understand the 60/61 days restriction for superficial loss on a stock sale.
I understand the ‘Do not rebuy’ before 30/31 days AFTER the sale. But what does the 30 days period PRIOR to a sale have to do with it? If I added to a losing position 2 weeks ago, and increased my loss, (thanks LMN!), can I sale now and rebuy in 31 days? Cash account only, no ‘affiliated’ person. Many thanks

Q: cant acces your 3 ai stocks on the blog page only for new customers?

Q: How much attention should I pay to book value? How does book value play into managing a portfolio? After holding an investment for a number of years, taking profits, adding to the position, etc, I try to look at both the market and book value when making decisions. My idea is that I don't want the book value to exceed 4-5% of any stock. Lots of advice about management of the current market value, but I hear less about book value. Thanks for your advice.

Q: Everyone. Since the dawn of time i have seen this or that analyst state that this or that company will double in the next one or two years. It makes me always wonder what if but i always think with facts and not with emotion. Since analysts have a vested interest. Clayton

Q: Hi there - if you were entering into a single stock competition with just one stock to hold for the next 5 to 10 years, which would it be? One for Canada and one for the US, as a "Finals" and then between the two - which would be the single best stock as your selection? Thanks!

Q: To what degree are you leveraging AI to help answer submitted questions? What platform are you using?

Q: I am curious as to how best invest in the power demand for AI datacentres? Would you have suggestions for certain equities/ETF’s that you feel are well positioned this impending demand?

Thanks

Q: Hi All at 5i!!
There have been ruminations that Ai is in bubble territory. In case that this is true and we are in for a correction, which 5 Ai producing companies would be likely to weather the downturn the best.

Cheers,

Tamara

Q: What type of metrics or tools do you use when finding successful Small cap companies? How does a small cap companies arrive on your radar?

Thank you

Q: Hi,

Brookfield Private Equity Fund (Canada) is not open for Individual investors and is only offered via registered financial advisor. I got below response against my query from company, FYI

"Individual investors cannot participate in this offering through their self directed brokerage account. Please reach out to your registered financial advisor or dealing representative to learn more about the offering"

Q: Lately I’ve noticed that aside from AI tech, financial, and gold stocks, most other sectors seem to be sliding. Are we in a rotation phase right now? Would love to hear your thoughts—any idea when the rest might start to move?

Q: I have experimented with several AI engines (including ChatGPT , Grok, and Copilot) and have noticed numerous inaccuracies when cross-referencing against reliable sources. I’ve also found responses somewhat sycophantic. At best the tone of responses I get are overly deferential, even when I am careful to keep my prompts neutral and precise . This can lead to incorrect conclusions and wrong decisions.
Please share your insight, views and comments on which premium AI platform currently provides the most reliable and *up-to-date* forensic data on businesses for informed buy or sell decisions. I’d appreciate your insights and , if possible, specific recommendations.