Q: Can you please comment on the benefits, if any, of using a monthly income fund for generating a safe monthly income? What kind of return after fund expenses could I expect and are there capital risks? I have equities but am looking for something safer, bonds and GIC's don't seem worth the effort given the low returns. Perhaps what I want (a decent return with minimal risk) isn't available as things are currently. Thanks for the advice, Rob
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: I have a well balanced successful portfolio, thanks to 5i, with 10+ years to semi retirement.
50% balanced portfolio, 26%US$RRSP containing stocks and ETFs, plus Boyd, QSR and a few others. In my US$ RRSP, I have:
AAPL 2.8%
FB 2.1%
GOOG 3.9%
IBB 6.9%
ISRG 5.1%
IWO 8.6%
PCLN 3.8%
QCOM 7.5%
SPY 45%
VIG 7.4%
XLY 6.5%
What would you recommend for My US RRSP?
50% balanced portfolio, 26%US$RRSP containing stocks and ETFs, plus Boyd, QSR and a few others. In my US$ RRSP, I have:
AAPL 2.8%
FB 2.1%
GOOG 3.9%
IBB 6.9%
ISRG 5.1%
IWO 8.6%
PCLN 3.8%
QCOM 7.5%
SPY 45%
VIG 7.4%
XLY 6.5%
What would you recommend for My US RRSP?
Q: Hi there. I have very little weight in pharma/biotech sector and very little weight in commodities sector including zero weight in gold/silver. I'm overweight in financials and tech stocks and equal weight in industrials. I Have an addt 25k to invest. Looking for high potential growth over the next 12 months. Not concerned about short term volatility. Can you recommend 2 Cdn stocks and 2 U.S. stocks to consider? What sector do you see having the most potential upside in 2017? Thx for opinion.
Robert
Robert
Q: Hi is it possible to explain how this occurs or if it does
A company does a financing at say $1.35 with a 1/2 warrant (each full warrant entitles holder to acquire a share at $2 fr 24 months) and the share price is $1.52 (using #s from EMH.v's recent financing as example)
So the share price drops as share holders sell to get in on the deal . My QUESTION is do they also short and use the $1.35 as insurance ?
Hope that makes sense ,
David
A company does a financing at say $1.35 with a 1/2 warrant (each full warrant entitles holder to acquire a share at $2 fr 24 months) and the share price is $1.52 (using #s from EMH.v's recent financing as example)
So the share price drops as share holders sell to get in on the deal . My QUESTION is do they also short and use the $1.35 as insurance ?
Hope that makes sense ,
David
Q: CAD Hedged vs Non-CAD Hedged ETFs. For US exposure ETF's, which is better to buy in my TFSA - hedged or non-hedged....and what simple reasoning can I use to decide?
Q: Hello! Do you think it's better this year to put new money in US or in Canada ?
Thanks for the great service !
Martin
Thanks for the great service !
Martin
Q: Is there a way to tell how active different ETF's are managed,the added costs like management fees are increased due to these activities and how effective these actions are?
Thanks
Thanks
Q: In a follow-up to my question in regards to the ex dividend date for a dividend payout I would like to thank Mike for clarifying the drip portion of the dividend payout. My question now is what do you mean by on the day of the ex dividend that the stock does not trade with the dividend. On that day does the stock have a lower or higher price? or if you sell it on that date you don't get the dividend. Thanks.
Q: I have just joined your service due to the great coverage of small cap companies. I am looking for growth companies and have a high risk tolerance. I already own SHOP, KXS and OTC. I am looking to add another 5 companies. What would be your suggestions?
Q: I know its just a short time into the new government in US, and we are so closely affected by US economy, I wonder if you can recommend sectors for buy sell or hold yet. Should I hold my cash for more tranparency?
Thanks
Thanks
Q: How would you compare the 5i Model Balanced Portfolio to the BTSX portfolio as shown in the Moneysaver magazine, with regards to returns and diversification . Would you regard the BTSX portfolio as a more balanced portfolio or more of an income portfolio, or a mixture of both. Tnx
Q: Please share you analysis of World Acceptance Corp, thanks.
Q: Peter; Re Roberts question on the USD in his BMO INvestorLine - Imuse BMO too. iIf he goes to HOLDINGS and then down to " Account summary" and then to Categorize" and chooses " Asset class and Settlement" this will,show his DIS holdings in USD- and any profit/loss . Rod
Q: Hi 5i. I have 18% of my entire well balanced PFS in US stocks. I'm thinking this may be a good time to use 2 or 3% of my Canadian cash which is 8.5% of my PFS to buy US dollars to eventually buy another US stock. Do you concur? I am thinking our dollar is going to fall in the next 6 to 12 months but I await your ideas.
Thanks guys. I'm up 30 % since I joined in April 2014...
Thanks guys. I'm up 30 % since I joined in April 2014...
Q: Hello 5i,
Just a further note to Steven's question about ex-dividend and dividend payout: Be careful if you sell a position that is in a DRIP since it is possible, if one is not careful, to end up with a small number of shares (1, 2, ??) resulting from the DRIP even though you completely sold out of a position. I know this is possible because I let it happen to me - once.
I hope this might help even just one person not make the same mistake!
Just a further note to Steven's question about ex-dividend and dividend payout: Be careful if you sell a position that is in a DRIP since it is possible, if one is not careful, to end up with a small number of shares (1, 2, ??) resulting from the DRIP even though you completely sold out of a position. I know this is possible because I let it happen to me - once.
I hope this might help even just one person not make the same mistake!
Q: Hi 5i,
My entire portfolio is currently in a TFSA. My holdings and %s are as followed:
Teleco: RCI.B (3.65%)
Material: SJ (1.40%)
Fin'l: BNS (5.37%) SLF (4.64%)
Cons Staple: MRU (1.73%) PBH (2.50%) ATD.B (3.68%)
Cons Cyclical: GSY (5.51%) TOY (3.60%) MG (3.24%)
Tech: SHOP (5.88%) OTC (6.96%) KXS (3.60%) CSU (4.31%)
Ind: CNR (3.98%)
Energy: RRX (3.46%) ENB (4.07%)
Health: GUD (3.66%) SIS (3.63%)
Utilities: FTS (3.68%) BEP.UN (3.52%)
Cash: 18%
Which companies would you suggest I add/buy currently that would make great additions? I am in my 20s and have a long (10+) horizon for investing.
Thank You
Chris
My entire portfolio is currently in a TFSA. My holdings and %s are as followed:
Teleco: RCI.B (3.65%)
Material: SJ (1.40%)
Fin'l: BNS (5.37%) SLF (4.64%)
Cons Staple: MRU (1.73%) PBH (2.50%) ATD.B (3.68%)
Cons Cyclical: GSY (5.51%) TOY (3.60%) MG (3.24%)
Tech: SHOP (5.88%) OTC (6.96%) KXS (3.60%) CSU (4.31%)
Ind: CNR (3.98%)
Energy: RRX (3.46%) ENB (4.07%)
Health: GUD (3.66%) SIS (3.63%)
Utilities: FTS (3.68%) BEP.UN (3.52%)
Cash: 18%
Which companies would you suggest I add/buy currently that would make great additions? I am in my 20s and have a long (10+) horizon for investing.
Thank You
Chris
Q: I understand that to be eligible for a dividend payment you have to own a stock on the ex dividend date. For example National Bank ex dividend was Dec. 22nd, 2016. My question is do you still have to be holding the stock on the payout date, which for National Bank was Feb. 1st, 2017. Thanks.
Q: Hi 5i Team - May there be some hope for shareholders of Peabody or will their shares be worthless after the reorg?
Q: With trump's policies I expect rising inflation. What sectors/investments would do well in rising inflation.
Q: Are there any ETFs that you would recommend that provide for a hedge against a general market downturn for both Canada & the US that can be used as part of a portfolio?