Investment Q&A

Q: Hello! Do you think it's better this year to put new money in US or in Canada ?
Thanks for the great service !
Martin

Q: Is there a way to tell how active different ETF's are managed,the added costs like management fees are increased due to these activities and how effective these actions are?
Thanks

Q: In a follow-up to my question in regards to the ex dividend date for a dividend payout I would like to thank Mike for clarifying the drip portion of the dividend payout. My question now is what do you mean by on the day of the ex dividend that the stock does not trade with the dividend. On that day does the stock have a lower or higher price? or if you sell it on that date you don't get the dividend. Thanks.

Q: I have just joined your service due to the great coverage of small cap companies. I am looking for growth companies and have a high risk tolerance. I already own SHOP, KXS and OTC. I am looking to add another 5 companies. What would be your suggestions?

Q: I know its just a short time into the new government in US, and we are so closely affected by US economy, I wonder if you can recommend sectors for buy sell or hold yet. Should I hold my cash for more tranparency?
Thanks

Q: How would you compare the 5i Model Balanced Portfolio to the BTSX portfolio as shown in the Moneysaver magazine, with regards to returns and diversification . Would you regard the BTSX portfolio as a more balanced portfolio or more of an income portfolio, or a mixture of both. Tnx

Q: Please share you analysis of World Acceptance Corp, thanks.

Q: Peter; Re Roberts question on the USD in his BMO INvestorLine - Imuse BMO too. iIf he goes to HOLDINGS and then down to " Account summary" and then to Categorize" and chooses " Asset class and Settlement" this will,show his DIS holdings in USD- and any profit/loss . Rod

Q: Hi 5i. I have 18% of my entire well balanced PFS in US stocks. I'm thinking this may be a good time to use 2 or 3% of my Canadian cash which is 8.5% of my PFS to buy US dollars to eventually buy another US stock. Do you concur? I am thinking our dollar is going to fall in the next 6 to 12 months but I await your ideas.
Thanks guys. I'm up 30 % since I joined in April 2014...

Q: Hello 5i,
Just a further note to Steven's question about ex-dividend and dividend payout: Be careful if you sell a position that is in a DRIP since it is possible, if one is not careful, to end up with a small number of shares (1, 2, ??) resulting from the DRIP even though you completely sold out of a position. I know this is possible because I let it happen to me - once.
I hope this might help even just one person not make the same mistake!

Q: Hi 5i,

My entire portfolio is currently in a TFSA. My holdings and %s are as followed:

Teleco: RCI.B (3.65%)
Material: SJ (1.40%)
Fin'l: BNS (5.37%) SLF (4.64%)
Cons Staple: MRU (1.73%) PBH (2.50%) ATD.B (3.68%)
Cons Cyclical: GSY (5.51%) TOY (3.60%) MG (3.24%)
Tech: SHOP (5.88%) OTC (6.96%) KXS (3.60%) CSU (4.31%)
Ind: CNR (3.98%)
Energy: RRX (3.46%) ENB (4.07%)
Health: GUD (3.66%) SIS (3.63%)
Utilities: FTS (3.68%) BEP.UN (3.52%)
Cash: 18%

Which companies would you suggest I add/buy currently that would make great additions? I am in my 20s and have a long (10+) horizon for investing.

Thank You
Chris

Q: I understand that to be eligible for a dividend payment you have to own a stock on the ex dividend date. For example National Bank ex dividend was Dec. 22nd, 2016. My question is do you still have to be holding the stock on the payout date, which for National Bank was Feb. 1st, 2017. Thanks.

Q: Hi 5i Team - May there be some hope for shareholders of Peabody or will their shares be worthless after the reorg?

Q: With trump's policies I expect rising inflation. What sectors/investments would do well in rising inflation.

Q: Are there any ETFs that you would recommend that provide for a hedge against a general market downturn for both Canada & the US that can be used as part of a portfolio?

Q: Jan 30/17 ? asked by pascal re US research:

Many of the Valueline services are available
online from the Toronto Public library and other libraries. A library card is required.

Q: For covered calls, can you see a reasonable risk adjusted return profile if you can only write 1 or 2 contracts? Or do you think the friction will be a setup for failure (based on typical CDN bank commission structure of 9.99 + 1.25/contract). I've been wanting to dip my toes (maybe with something like Loblaws) but the healthy chunk coming from my payout has me wary. Also, do you happen to know of a good beginner resource for understanding if the contract price is at least reasonable for the option writer (I know it is fairly speculative but don't want to get completely fleeced). Thanks for everything.http://www.5iresearch.ca/questions/category/miscellaneous-misc

Q: I Saw a podcast from Peter on the website about how to pick a stock a few weeks ago. I did not have a chance to listen to it at the time. Is it still available ? I did not find it on the website. Thank you.

Q: Dividend policy
Is there a compilation of various companies' stated dividend policies, if any? If not, where is the best place to look within a particular company's published documents?

Q: Not to question your decision on ADW but my situation is as follows. If I sell ADW the capital gains would be such that an old boy like me would get totally clawed back on CPP not to mention the tax burden. I understand you had a good run with ADW and if the share price dropped in the next few months it would not be good for the Income Portfolio. You mentioned that for an Income Portfolio the dividend didn't justify the holding yet you bought ADW into the portfolio several months ago for the same dividend. Perhaps it should have gone into another portfolio. At any rate the question is this: Is there a different approach based on age and capital value when it comes to planning. Should I sell and take the CPP hit regardless or should I look at this in a different light? Thanks again for your valuable service. Perhaps you should include an "old boy section" for guys like me (LOL) Cheers