Investment Q&A

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Q: Greetings,

Regarding Management Expense Ratios and Management Fees. TD WebBroker lists both under fees and expenses for ETFs and Mutual funds and I was hoping you could help me understand my costs. Using TDB900 as an example the MER = 0.33% and the Management Fee = 0.35%. Am I paying annually 0.33 or 0.35%?

Cheers!

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Read Answer Asked by Duane on January 22, 2017

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Q: What is the difference between a distribution and a qualified dividend

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Read Answer Asked by Ernest on January 22, 2017

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Q: If I wanted to build a $300000 balanced portfolio starting now Would you suggest jumping in the deep end or building slowly with your new recomendations

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Read Answer Asked by Frank on January 22, 2017

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Q: Could you please give you option
on this company
Thank you

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Read Answer Asked by Barry on January 22, 2017

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Q: Great BNN show yesterday Peter! With equity markets near all time highs, how do you think one should protect against downside risk for their portfolio (if at all)? Holding gold companies in January/February 2016 proved to be a bit of a hedge against the overall market decline and I continue to do so for this reason (amongst others). Curious to hear your view on inverse ETFs as well.

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Read Answer Asked by Patrick on January 20, 2017

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Q: Are there any independent web sites devoted to monitoring and evaluating the ETF population? Looking for something that tracks free cash flow (FCF) stability and growth of distributions, frequency of asset or index modifications, as well as risk assessment (Morningstar?).

Thanks in advance,
Larry

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Read Answer Asked by larry on January 20, 2017

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Q: KOSS...thoughts please. good comeback potential? (THANKS).

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Read Answer Asked by Cliff on January 20, 2017

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Q: Dear 5i Team,
Recently read that Alaris Royalty and Parkland Fuel were dropped from the S&P/TSX composite shareholder yield index. What does this index represent? The news release also mentioned the S&P/TSX composite buyback index - what is this index for? Thank you for you great service.
Regards,
Danny

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Read Answer Asked by Danny on January 20, 2017

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Q: Thank you for your response and Link concerning NPV calculations on potential gold reserves. This was exactly what I was looking for in terms of common sense and application to a specific project. I appreciate the service you provide. Cheers. PS Consider this as a question. Well worth it.

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Read Answer Asked by roland on January 19, 2017

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Q: I am setting up a dollar cost averaging couch potato portfolio with low cost mutual funds (td e-series etc). I will be contributing money into this portfolio every month from my salary. The portfolio will consist of 25% canadian index, 30% US, 30% internatonal, 10% Emerging Market, 5% Nasdaq. My time horizon is 15 years with above average risk tolerance. The question I have is if I need to include bonds in this mix. I feel that stock will do well in the next 15 years amidst an interest rate increasing environment. I am hoping to achieve an avearge of 9% to 10% return per annum over the 15 year period. Please let us know if it is a sound plan. Thanks for the great service.

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Read Answer Asked by Ron on January 19, 2017

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Q: I previously had brought together several accounts into one and am doing some analysis to figure where I'm at from a portfolio approach. I am looking at the sectors of Financial, Consumer, Materials, Technology, Energy, Gold, Health Care, Utilities, Real Estate, Telecommunications and Industrials. Is that the right list and what kinds of percentages (of total portfolio) are recommended for each one?
Thanks!

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Read Answer Asked by Maria on January 19, 2017

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Q: Is it better if the shares outstanding and the float are close in their amounts.
What percentage do you prefer a ROE to be?
Thank you.

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Read Answer Asked by Helen on January 19, 2017

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Q: If you were to design a 'couch potato' type portfolio for a 35 year old risk averse person, what would your selection of ETF's be and what percentages and why? Any chance of you ever adding some couch potato type portfolios into the ones you do?

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Read Answer Asked by Tim on January 19, 2017

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Q: I was not able to watch Peter on BNN today. Could you briefly advise of the stock suggestions he made during the show?

Thank you, Peter

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Read Answer Asked by Peter on January 18, 2017

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Q: I joined 5iResearch a few months ago and I have learned a great deal about how to be a better investor. I have 2 sons - one in 4th yr business school and the other a recent business grad. I think they could both benefit greatly from your service. Do you offer a 3 month "trial subscription" (I am happy to pay) so they can see if its something they will actually use on a regular basis as I do?

Many Thanks

Scott

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Read Answer Asked by Scott on January 18, 2017

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Q: I am 75 years old, have a portfolio strong in Financials,Oil, Telecomunications and Reits. I need to add fixed income, low risk with good dividend. Have looked at ZDV,CDZ,ZWH, VEE and others but hard to determine risk levels. Need to add 1 full position. Appreciate your thoughts and guidance.A dividend at 4% or higher would be ideal.

W

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Read Answer Asked by Wayne on January 18, 2017

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Q: Per your portfolio adjustments you are selling ADW.A. You mention that it has a low yield and is shown as 1.39%. Is this 1.39% of original purchase price or current market price. I always look at my yield return based on original price paid and not on current price. Is this the proper way of doing it.Thanks

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Read Answer Asked by roland on January 18, 2017

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Q: I have no exposure to healthcare but I would like to have some exposure. Can you recommend some investments to this sector and it does not have to be Canadian companies?

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Read Answer Asked by Robert on January 18, 2017

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Q: Best wishes to the team for 2017. Your independence and objectivity are always refreshing and welcome.

BTW. How do you estimate US or International exposure for nominally Canadian companies as diverse as TD Bank and Enbridge? Apologies if you have already addressed this.

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Read Answer Asked by Pat & Cyril on January 18, 2017

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Q: would you please give me a few suggestions for my RRSP. I am 80 years old so maybe should stop trading so often and go to safety...although it's been lots of fun!
I will still have my play money account so continue reading your excellent advice

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Read Answer Asked by harry on January 17, 2017