Investment Q&A

Q: Good evening. What are the requirements needed to up list from the venture to the TSX?

Q: In response to the question about news releases, I have found Stockwatch is very good for that.

Q: My question is regarding CDIC coverage for GICs in related companies. Specifically, is there $100,000 CDIC coverage for each of Laurentian Bank, Laurentian Trust, LBC Trust and B2B Bank, all of which are 100% owned by the same parent company, for a theoretical total of $400,000 for the group; or is it $100,000 combined total for these related financial institutions. The same question for Home Trust and Oaken, as well as others.

Q: What is the FASTEST way for ordinary shareholders to get news about a company.. any news that's significant, but especially earnings reports.... it seems some get the news much earlier than others, and of course, i cases where it's bad news, have a considerable advantage over the ordinary investor
Thanks

Q: Hello, I have many less than 1% positions among mine and my wifes rrsp, tfsa etc. these are all good stocks which I would like to own. But this leads to too many holdings..what is a best way to manage these. Is it better to have one or max two stocks or one etf in each sector and sell the rest? Is there a good time to do this? Do portfolios with more concentrated positions say 5% do better? What position sizes for growthy small caps?

Sorry multiple questions use as many credits as appropriate.

Thanks.

Regards,
Shyam

Q: Hi Peter, Could you tell me where I would find PE history for companies listed on North American exchanges? Thanks.

Harvey

Q: As a bit of a follow-up to Theresa's question regarding where to find information on earnings beats and misses, I would point out that the quarterly earnings history (consensus vs actual) for many companies is available online for free at marketbeat.com.

Q: In terms of positioning I present a scenario. You are 68 years old. You have currently 1M invested. You are 20% Fixed Income. You are 10% cash and 70% equities. You somewhat depend on Dividends so you have slanted the 70% equity portfolio to dividend stocks. (90%) Blue chip BCE, ENB, MFC etc. Is this a mistake? Should you perhaps even out the portfolio to growth stocks that pay no dividend but offer you upside. i.e. CCl.B, SJ, ATD.B. You get the gist. Now supposing you have been diagnosed with a medical condition that tells you will be dead in 5 years. When you kick the bucket (which in end we all do) and want to leave the maximum amount of money to your dysfunctional family how to you structure this now? I have no concerns about running out of money but at the same time I want to leave the maximum money on the table when I die. What do you recommend as a strategy? That’s the there, there!

Q: I have a general question with regards to stock splits. Why is it that companies don't seem interested in doing stock splits any more? I realize that stock splits don't change the value of a stock - you just get more shares at a lower price. But isn't there still logic in a lower stock price being more affordable to individual investors?

Q: Do you have an example of a stock moving from the CSE to the TSX?
Would this result in an increase in the share price?

Q: In response to where you can find information on past earnings, beats or misses is SeekingAlpha. Just enter in the symbol on the home page and select earnings. You will find the history for all US stocks.

Q: Further to Lance's fine suggestion of using CanadaHelps for excess gains I can add TD's Private Giving Foundation as an alternative I've used since 2007. A twist is that contributions are endowed over a period, usually 10 years, with annual disbursements to chosen charities. Undistributed amounts are invested in TD's conservative mutual funds so some growth can be expected and a legacy is established. You get to name it whatever you wish eg: The Jones Family Foundation. Minimum $10,000. Details:

https://www.td.com/ca/products-services/investing/privategiving-index.jsp

Q: Hi Peter and Team - I know this question is a little outside of the regular type of question/answer component of your services and that you are not in the business of predicting macro economic events. However am just wondering if you have any thoughts on how interest rates may play out over the next couple of years both in Canada and the U.S. With the tax reform package now passed in Congress is it quite possible that this could lead to fairly major inflationary pressures in the U.S. and therefore substantial interest rate increases. If so then what might be the effect on Canada's interest rates and resulting stock market movements. Thanks.

Q: I manage my own RRSP portfolio which is in the 7 figures. It is made up primarily of micro and small cap stocks. I spend on average about an hour a day doing research and placing purchase and sale orders. Does this time spent seem typical for anyone who wants to do a proper job managing their own money and hoping to do better than ETFs or mutual funds?

Q: what was the date that 5i started?

Q: In your email of February 15 you provided a list of changes to portfolios and reason for these changes. (Model Portfolio Changes) where can I find a copy of these reports on your website?

Thanks

Q: Hi team,
It is February and time to use another credit. I think I will ask a more general question rather than a stock specific one as most of my equity questions are asked by other subscribers, which is good thing.

I have U.S. accounts that augment each of my Canadian accounts (Cash, RRSP, TFSA). From time to time, I want to transfer some more cash to one of my U.S. accounts. I hesitate at times because of the approximately 2% FX charges that I incur from TD. I suspect most banks charge around the same rates.

I think I recall a few months ago a Q&A on the same subject but I can’t locate it. I think there was a strategy of buying a major Cdn stock such as a bank (where I am typically heavy, along with tech) and offsetting it with another transaction. I am not looking for any exotic approach, as I like to keep things simple, but if it saves me from incurring some FX charges I might consider it. Please advise.

Thanks again,
dave
P.S. Welcome Barkha.

Q: What are the key metrics/parameters of a corporations earnings that one should be looking at and what parameters provide guidance on future performance of the corporation.

Q: Tony Seba's video paints a picture of massive disruption coming by 2020ish. His thesis is that the convergence of electric and autonomous vehicles, solar efficiency, etc. will disrupt many industries and especially transportation and energy business models.

Have you seen any of these types of projections? It’s a bit of a longer video but you might take a peek at it particularly near the end where he connects the dots.

If true, we had best be getting out of pipelines and rethinking renewable energy, let alone the many other industries that this may impact. For example, if people reduce significantly their purchase of vehicles and simply allow autonomous vehicles to drive us around, we won’t need nearly as many parking lots, and this will free up land for housing in urban areas.

Is this guy credible? Any thoughts?

Best regards ... Kirk

https://youtu.be/2b3ttqYDwF0

Q: In this rising interest rate time, are these two
Funds ok or is there a stronger chance that they may have a poorer performance than a g.i.c.
They represent about 30 % of our r.r.s.p.
Between them
Thanks for the advise






Thanks for the advise