Investment Q&A

Q: Ggod day -

What is your view of the impact of interest rate changes on mortgage co's. and your view of holding these in TFSA?

Which is your preference - TMC, MKP, FC, TZZ, and AI?

Q: Would you generally agree with the gist of the following comment made by Genevieve Roch-Decter,Portfolio Manager LDIC Inc on BNN this week. If so, would most of the Cdn infrastructure/service/pipe cos highly benefit from this trend, specifically ALA, BAD, BDI,GEI, MCB, HNL, KEY, IPl, PPL? Thank-you. "We are in the early innings of an energy investment super cycle that will see nearly $1 trillion in spending by 2025 and over 1 million jobs created. These are numbers published by the American Petroleum Institute on a study they did in December. Last year there was about $90 billion spent in North America on energy infrastructure and we are only a few years into this super growth phase".

Q: Could you please comment on Aurora Spine and Knight Therapeutics(ASG ad GUD on the Venture)? Which is the better speculative investment or is it worthwhile to buy both? Thanks.

Q: Would you please analyze the 2013 Q4 results of PHO and give guidance on the stock? Thank you!

Q: What is you opinion about XTR ( fund of fund) ?.Thank you.ebrahim

Q: hi , i would like to know if you can recommend any graphite or graphene type stocks that look like they may have good potential future upside .thanks

Q: Hi,

My husband and I own about 70% of the stocks in your equity portfolio plus a few U.S. stocks. We have no fixed income and would like to start adding it from your income portfolio.

We plan to only add the ETFs, but don't have the money for all 5. We can probably only buy 3 right now, maybe a 4th next year. Can you rank them in the order we should buy them? We are looking for stability since we are so heavily invested in equities, but also for some income.

Also, we just sold a U.S. Stock and we have our acount set up on auto wash so that it keeps the proceeds from the sale in U.S. Funds. We are thinking of busing a US ETF for the S &P as we already have a mid cap IWO. Can you recommend any S &P indexes trading on the U.S. exchange, rather than Canadian?

Thanks so much,

Carla

Q: Good morning, how many stocks would you recommend for a S40k non reg.investment a mix of your two portfolios would be good. I have the same amount for my tfsa where I am redeploying the cash. I have ideas but am very lnterested in yours of course. Great work, many thanks.

Q: Hi Peter & Team,
Which of the following: PPL, VSN, KEY, ALA & GEI would you recommend for the most growth?
I would like to invest about $5,500
Thanks,
Morris

Q: Rob Carrick had an article recently in the Globe and Mail: "Why it may be time to move away from dividend stocks". He refers to CDZ and suggests replacing it with the iShares S&P/TSX Capped Composite Index ETF. What is your take on his strategy, and on dividend stocks in general at this phase of the economic cycle?

Q: Hi Peter. I hold LIQ in an RRSP,down over 20%.Up with PKI. Should I sell the profits from PKI and buy more LIQ. I like the income on LIQ, but wondering if I should sell and move on. I like to buy and hold , 3 to 5 Years. Thanks for you wonderful service.

Q: What are your current sector waitings for moderate to aggressive investors? Thank you

Q: Hello Peter....Now with a diversified portfolio, I'm looking to sort the existing holdings and new additions between 3 accounts - new TSFA, adding to non-registered account and managing an existing LIRA account that is can be drawn down beginning in 2107. I'm doing this because of the different income tax rates related to gains, dividends and interest as outline in recent 5iR Q&As. It would be helpful to me to know the holdings in the model portfolio and the income portfolio that you consider to be foremost growth oriented. For those, I would allocate to the TFSA. And I take it for ones like Surge that is growth oriented but with a high yield of about 8%, you would consider assigning it to the non-registered account. And ideally, fixed income and trusts would be held within the LIRA account. Thanks for the guidance......Tom M

Q: An alternative look at the UN Climate change announcement. Europe seems to be tearing up all those juicy contracts that business' signed in recent years. Cameron vows to eradicate all the land based turbines! it's hard to keep up! FinPost's Lawrence Solomon in todays edition:

http://business.financialpost.com/2014/04/04/lawrence-solomon-reversing-renewables/

Q: A friend recently brought up an investment opportunity for puddle pond resources, a junior mining company located in newfoundland. How can you properly research these companies that are not listed yet? The news articles on their website sound promising, but I also know they are trying to raise cash. I have never invested in unlisted companies and would appreciate any info you can provide.

Q: I am underinvested in US stocks - my USD account is only 1/30 of my portfolio.
1. I have missed some great opportunities and I can't buy anything without incurring 11.3% exchange ... HOWEVER People are talking about 15% exchange in coming months.
2. I don't wish to be too late in play if the CAD returns to Par.
3. What is the smart money doing ?

I guess it is best to inch into these things ...
You talk about having 1/5 in US equities and I'm not even close !...

Q: Hi 5i: What would you think of using JNK instead of XHY for income? I would hold it in my RIF account.

Q: Hi Team
Crescent Point Energy has some detractors due,they say, to the dilution of share value and the high payout ratio. It is essentially the same price I paid for it several years ago and it keeps me awake at night although I like the almost 7% payout. Would you recommend a swap into Tourmaline?

Q: Hello 5i team
With the changes in your model portfolio and the new income portfolio I have some questions regarding making changes to my portfolio.
I have owned TransCanada Pipe Line for a while, bought at $36 so I have a nice capital gain. I see you prefer Enbridge which I have avoided because of its expensive valuation. I own TRP for income and growth, I have 1000 shares, should I swap for Enbridge? TRP is in my RRIF account.
I recently bought Precision drilling but this is not in your portfolio, I was diversifying into the oil and gas services sector. Would you recommend a swap with Black Diamond Group or do you have an alternate?
Thank you David.

Q: I have a large portfolio consisting of Canadian stocks - large cap only. I think my portfolio should be more diversified and I was wondering what percent you would suggest for your model portfolio as well as US stocks. And would you put the US stocks in an RRSP to avoid withholding taxes? Thanks for the advice!