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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello Peter & Co,
I am 72 years old and hold a RRIF portfolio; I consider that my Cash/TFSA positions are not material for this exercise. I'm also a recipient of CPP & OAS. The PV present value of that stream of income invested at the same rate as the indexation rate for the next 20 years is roughly $360,000, which is nothing to sneeze at. I would feel comfortable with a 50/50 Equity/Fixed Income allocation for an acceptable way of preserving my capital. Do I consider the PV amount of CPP/OAS as a "fixed income" component of my overall portfolio? or would it just be considered fictitious, thus separate from my RRIF. The math would be quite different in each case; or should I go with my own "comfort zone"?
Your opinion is most valuable; I also welcome the opinions of my fellow members.
Thanks,
Antoine
Read Answer Asked by Antoine on March 02, 2015
Q: This company in the media business trades at 7.6 PE and has grown its earnings over the last 3 years . What is your recommendation for this stock. I have no exposure to this part of the market. Wells Fargo has an outperform on the stock.
Read Answer Asked by Charles on March 02, 2015
Q: Good Day
I have been following these assorted leveraged eft's and have considered buying on a dip and holding as a long term strategy.
Would that make sense or should you perhaps buy and sell using the 40 day MA.
Thank you
Randy
Read Answer Asked by randy on March 02, 2015
Q: I've owned this stock in a LIRA account for a few years and it's done reasonably well but seems to have leveled out over the past year or so. Any thoughts on further growth or should I dump it into something like VUG, Vanguard Growth, or?
Read Answer Asked by Robert on March 02, 2015
Q: A couple of recent BNN guests have brought the Swiss global giant consumer staples company to my attention. Their case seems to be a relative valuation one vs. Global peers Unilever and P&G. This, along with the fact my portfolio is too Canada-centric holding nothing comparable, has got me thinking this might be a good, long-term, defensive addition to my portfolio. Any thoughts you might add re.this company would be appreciated. Thank you.
Read Answer Asked by William on March 02, 2015
Q: Hi Team
Could you give me your assessment of CUS. Is there any hope of a recovery in the next year? I am down over 60% and am thinking it is time to move on. Yield?
Thanks for the great service.
Read Answer Asked by Gary on March 02, 2015
Q: Hi Peter:
Please give me your opinion on FAP ( Aberdeen Asia Pacific Income Investments)

Al
Read Answer Asked by Al on March 02, 2015
Q: Good afternoon 5i team. An insightful article in the Globe & Mail yesterday suggests that NPI may be using unusual accounting to calculate its dividend payout ratio. Got the gist of the article, which may be the reason for the stock price dropping over 2% today, though the accounting discussion is a wee bit technical for me.
Could you help with this? Does the point of the article seem valid, or are NPI's arguments against the third party opinion reasonable?
Thanks as always.
Read Answer Asked by Thomas on March 02, 2015
Q: Looking for exposure to emerging
& frontier Markets in Cad & US$
Like the thought
that cheaper energy & commodities will help
the world to grow
Read Answer Asked by Robert on March 02, 2015
Q: Do you favour the recent bought deal financing RE completed and would you buy it at this point? Thanks.
Read Answer Asked by Curtis on March 02, 2015
Q: I currently have no exposure to the US and am considering purchasing ETF's. What etf's would you recommend to do this and what percentage of a portfolio? Also, is it better to hold in an RRSP or a TFSA account. Thank you. Clare
Read Answer Asked by clara on March 02, 2015
Q: Can you give me any updates on this diamond company?
Read Answer Asked by david on March 02, 2015
Q: Hi team:
there is some positive technical trend for HBM
is there any news are fundamental reasons why HBM starts to go up ?
thanks
Read Answer Asked by Michael on March 02, 2015
Q: need help ; i am trying to manage 6 different portfolios .. my rrsp & lira, wife rrsp & lira, my / wife tfsa .. i am currently trying to place a good stock in each .. e.g. have CXR in my rrsp, wife rrsp, and mix / combo in all others ... had to track sometimes ... have heard that i should treat combined value of all portfolios as one, then hold one stock in one of the accounts and it would represent 5% of the total value of all accounts ... if not to confused by now your opinion please
Read Answer Asked by Bob on March 02, 2015
Q: Good morning,
I have reasonably balanced positions in the above stocks.(Following your advice. Thank you.) Long term horizon. Looking for growth/stability. Should I add to these? However, I am weak on U.S. Was thinking of some U.S. ETF"S. Rob Carrick mentioned many in G& M on Saturday. Which would you recommend?
Read Answer Asked by Paul on March 02, 2015
Q: Hi 5i Team,
I wondered if you could comment on why Peter has chosen EXCO as a buy at this time. He obviously feels that auto sales will continue to grow for a while yet, is this the main reason?
Thanks.
Read Answer Asked by Randy on March 02, 2015
Q: On Prefblog there's been an ongoing discussion of what the Govt. of Canada 5 year benchmark means to all the 5 year reset preferreds and which 5 year rate to use, with no clear agreement. Things are at a standstill presently because it seems no-one including blogger James Hymas (a former contributor to CMS) has access to a Bloomberg terminal where the answer may lie, or at least the discussion will continue. I see there have been a couple of questions on this issue on the 5i board also. Perhaps you could help out Mr. H. and pref investors like me too by sending him the Bloomberg screenshot he requests, if you can get past the Bloomberg rots brains comment (I'm certain said tongue in cheek).

I find it very difficult to believe that this problem has only surfaced now and not years ago. Here's the link (scroll to top):

http://prefblog.com/?p=27931#comment-193197
Read Answer Asked by Jeff on March 02, 2015
Q: Regarding the question of yesterday regarding owning a portfolio of 20 stocks vs at ETF that holds 500, thanks for the great response. I am curious, would your answer differ if the primary purpose of the portfolio was to generate income? i.e more holdings = less risk to the income stream? Thanks
Read Answer Asked by Mark on March 02, 2015
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