Q: What’s your opinion on safety of $20,000 investment in GICwith large Credit Union? Would you rather invest with TD, RBC or other large bank due to insurance on deposits under $100,000? Thank you.
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Although I prefer investing directly in stocks, our company is considering switching to Nest Wealth at Work for it's RRSP plan and it makes sense to participate.
It appears to be all Vanguard EFT's. Would 5i or possibly other members with experience, share feedback?
Thanks in advance!
It appears to be all Vanguard EFT's. Would 5i or possibly other members with experience, share feedback?
Thanks in advance!
Q: I remember looking at a blog post you guys did a while back on tsx listed companies with large % of revenue from the US. Can you paste the link? Please and thank you
Q: Regarding Dawn's question, "A great-grandparent has sent us $5000 for our 13 year old, as a small pre-inheritance gift. We want to using this as an investment learning tool, and currently plan to deposit it in my husband's TFSA (he currently has room in it) and will track it's performance separately."
Your suggestion of the RESP was spot on, but if the RESP is full and she wants to teach him about investing she could open an in trust Waterhouse account. This would save her husbands TFSA room. Teach a lesson and save on taxes. Get documents to show CRA that the money was a gift and the money will be taxed differently in the 13 year olds name.
Your suggestion of the RESP was spot on, but if the RESP is full and she wants to teach him about investing she could open an in trust Waterhouse account. This would save her husbands TFSA room. Teach a lesson and save on taxes. Get documents to show CRA that the money was a gift and the money will be taxed differently in the 13 year olds name.
Q: A great-grandparent has sent us $5000 for our 13 year old, as a small pre-inheritance gift. We want to using this as an investment learning tool, and currently plan to deposit it in my husband's TFSA (he currently has room in it) and will track it's performance separately. We use TD Canada Trust, and thus have access to their WebBroker platform. What would you suggest for a secured investment (GIC or otherwise)? We are looking at a 5 year term, and it can be locked-in.
As always, thanks for all your good info!
Dawn
As always, thanks for all your good info!
Dawn
Q: https://www.theglobeandmail.com/globe-investor/inside-the-market/one-minute-portfolio-15-years-later/article37709823/
I read this article in the Globe today that appeals to me because of it's simplicity, low cost (few commissions, no MER's) etc and it's relative performance as measured by the author. I know it a very simple approach and mirrors the Buffet "Here's what you should do when I die" with my money. Would be very interested on your take of this and if you think it would be a good idea or not and why. Thanks Sheldon
(A similar article appeared in this weeks Globe)
I read this article in the Globe today that appeals to me because of it's simplicity, low cost (few commissions, no MER's) etc and it's relative performance as measured by the author. I know it a very simple approach and mirrors the Buffet "Here's what you should do when I die" with my money. Would be very interested on your take of this and if you think it would be a good idea or not and why. Thanks Sheldon
(A similar article appeared in this weeks Globe)
Q: "Do you know of a source or list of Canadian listed equities that 1) have foreign income streams and 2) pay a growing dividend in Canada? How does someone go about finding this information?"
Try Canadian Dividend All-Stars @ https://www.dividendgrowthinvestingandretirement.com/canadian-dividend-all-star-list/
Try Canadian Dividend All-Stars @ https://www.dividendgrowthinvestingandretirement.com/canadian-dividend-all-star-list/
Q: I am retired, DB pension, and mostly hold equities that generate some dividend income as I prefer to be paid to wait. I believe I need more ex-Canada exposure. Other than VDU most of my portfolios are heavily oriented to Canadian equites and only a handful with apparently significant non-Cdn. revenue streams (ENB, HOT.UN, BAM.A. BIP.UN, TRI, SLF and MFC). Do you know of a source or list of Canadian listed equities that 1) have foreign income streams and 2) pay a growing dividend in Canada? How does someone go about finding this information?
Q: Your Jan 16 report--Time to start wading into markets.This is a market recovery,not Jan effect,Please provide your best 10 to buy mow & rank them starting with best. Thanks for u usual great views & services
Q: I just noticed from reading the question of a subscriber that you have sold SPB in your portfolio. I have not received any notification with respect to this although in the past I was receiving regularly updates with respect to your portfolio adjustments.
Can you please add me to your list so that I can receive regular updates?
Can you also provide some rationale as to why you sold SPB?
Thanks
Can you please add me to your list so that I can receive regular updates?
Can you also provide some rationale as to why you sold SPB?
Thanks
Q: Your Watchlist tab - how do you add another equity - I clicked on "+Add" tab but do not see where to add new equity to the watchlist
Q: I originally thought equal weighted ETF’s were the ‘ cat’s meow ‘ then I thought, as a long term investor, I would not be adjusting my individual stock portfolio every quarter or 6 months just to achieve equal weighting with no other considerations as to why I am buying or selling the stock.
Your thoughts. Thanks
Your thoughts. Thanks
Q: Gentlemen,
There are some ETF in Canada & US with tax advantage others than Horizon
Thanks. Best Regards.
Wish You a better year than 2018.
There are some ETF in Canada & US with tax advantage others than Horizon
Thanks. Best Regards.
Wish You a better year than 2018.
Q: Happy New Year to you! I am considering my TFSA strategy. I hold a RRIF which means that I must take out a certain percentage of it every year. Since I don't need the cash, I prefer to transfer some stocks in kind to my TFSA, but I am not clear which stocks make the best candidates to do this. I know that you think growth stocks are best for a TFSA, but I am not clear on what a growth stock is. (What I thought were growth stocks all went down!) Are dividend payers better in a RRIF or TFSA? American stocks? Oil stocks? Precious metals? Consumer discretionary? It seems to me that growth stocks are more volatile. Am I correct in this? Thanks for your advice.
Q: Do you know what the reasons would be that some of the companies that have had DRIP”s are starting to get rid of them? A couple that come to mind recently are Enbridge and Canadian Utilities. Thanks
Q: Even though your balanced portfolio is down 13% in 2018 the yield of 2.13% is very low for a BALANCED fund. Any plans to improve the yield?
What was the yield when this fund was started in 2013 and has the various sector weightings changed much?
What was the yield when this fund was started in 2013 and has the various sector weightings changed much?
Q: I spend a lot of time flying,do you know of or could you recommend any podcasts to listen to that is similar to your service or just stock picking in general thank you
Q: If the us government shutdown goes on for a long period how will this affect the canadian stock market.
Q: Can you please suggest a site where I can find the following 3 pieces of information regarding a companies next quarterly release: date of release,EPS estimate, and revenue
estimate. Thank you, Ian
estimate. Thank you, Ian
Q: I’m wondering what is an optimal % of fixed income to hold … In my case, 15% of my portfolio is in CBO, CLF, CPD, and XHY .. for a 60 yr old, retired investor dependent on portfolio income, is this advisable? … optimal? … not really neccessary? Or, is there a good argument to be made for leaning less on fixed income and more on “a diversified portfolio of banks, pipelines, utilities, consumer stocks, and other dividend-paying equities” (John Heinzl in Sat.’s G&M) .. which i do have (but I could be even more diversified by holding less fixed income) .. I understand that fine-tuning these percentages will be a personal choice, but I would appreciate your perspective. thanks!