Investment Q&A

Q: Can you give me your opinion on which would give the most toque as share price rises.? The regular amazon stock is trading at roughly 164USD and the Amazon CDR is a 20ish CAD. I like to be a bit concentrated so buying the CDR would allow me to buy many times the amount of units than the actual stock purchase, but if the CDR is bought will I still get the same amount of upside as the stock moves higher? I hope my question makes sense. Also what is your general view of the 5-10 year outlook on this company? Thanks

Q: where can I find a list of companies that offer DRIP plans for shares, also with SPP [share purchase plans]? Also a half dozen recommendations?
Thanks

Q: Everyone, for more than 30 years I have used ‘good’ debt to buy good assets, such as my house and stocks. My maximum debt to equity ratio is 50%. My thought was if the asset depreciated by 50 % I would still be even. Additionally, I only buy top quality assets such as AAPL, AMZN, etc. Also I buy assets to hold forever. For a retail investor what range would you suggest as a debt to equity. Clayton

Q: Do you think it would be a good idea to buy tsx stocks that pay us dividends in a us rrsp so that the dividends aren’t converted to Canadian dollars?

Q: Our portfolio includes my wife’s and my investments, my wife will have 100,000 to invest soon. Going forward should we each have our own portfolios, but we could have same companies and have over 5% in full positions.

Q: Good morning, I’m wondering if you have ever considered using a chat group (ie discord) instead of the traditional forum. Reason I ask is because there is a lot of smart investors that use your site that would benefit from a more real time exchange with each other. Thoughts?

Q: Where do you find out in advance the date when a company is going to report its earnings?
Where do you find out in advance the date when a company is going x-dividend?
Reading your questions all the time I found out the earnings date for NVDA is Feb. 21.
Thank you once again.

Q: I was wondering if you could clarify some terminology. When balancing a portfolio you talk about the industry you have for example Consumer Cyclical, and Consumer Defensive. Yet when reading up on stocks listed these 2 terms are not used. Terms often used are consumer discretionary, consumer non cyclical and consumer staples.
Does Consumer Cyclical = Consumer Discretionary
Consumer Defensive = Consumer Non Cyclical and Consumer Staples
Thank you

Q: Greetings — Today, (Feb 14/24) Goldmoney amended the terms of it NCIB to allow the company to purchase more of its own shares, from 592,058 shares to 744,536 shares.

My question: Once the company acquires any given number of its own shares, are those XAU shares cancelled (which could increase EPS) or retained as treasury stock?

Thanks for your fine service.

Q: Hello, I am aware of norberts gambit. Would another alternative to getting US dollars be journaling over CDN shares in TD, BNS or others like it to the USD listing. What are the pros and cons of doing this?

Q: Our savings are in Cdn HISA’s should we decide to move to the lower mainland this Fall. What are your thoughts on moving 1/2 of the money to Horizons or Purpose Investments US cash ETF’s as a hedge. Would you use Norberts Gambit to do this. Something I’ve never done before. Thank you

Q: Could you shed some light on the class action lawsuit against PAYS that appears to have been settled recently. I have just received a notice from my broker advising investors to check to see if they had purchased shares within the indicated timeframe. Is it even worth submitting a claim? Thanks!

Q: Hi,
In the Jan31 TVK/SAIA teaser report in the Blog section, what are the 2 blue bar charts (2015-2024) ?

Q: I am using PLTR as an example. When looking at “potential” growth in a company, I assume it is useful to look at “current” PE “future” PE (as one metric). From the G&M watchlist I get 304 and 156 respectively for PLTR. From a growth standpoint this may suggest a potential 2x share increase IF the company meets targets. Is this correct? For my benefit what is the PE definition shown under “PLTR Profile” on the 5i site as it gives a PE of 246?

Thanks for all you do!

Q: Can you tell me the difference between buying Amzn:US and buying Amazon.com inc -CDR and which is preferable. Thank you

Q: I like the fact that the 5i team discloses your team members US holdings when answering a question. Looking at a large majority of the names performance they are very successful in the returns they produced. Have you tracked your performance at a portfolio level of your holdings in the US against the CDN Balanced and Growth portfolio? Seems like there might be some significant returns to be made in the US based on your holdings. I know 5i does not plan to run a US portfolio for its members but was wondering if you can create a section "Current 5i US Holdings" so we can have a consolidated list? Looking for more alpha to supplement the CDN portfolios as we are all here to grow our wealth so the more we win as community the better.

Q: I have invested in a combination of your growth and balanced funds for 7 full years. Besides my profound enjoyment in following my investments, I ask myself if my 8.5% compounded return over these 7 years is satisfactory. A difficult answer I'm sure; I'm simply wondering if some form of longer term mix of ETF's or S&P 500 is more rewarding financially and forsaking my investment enjoyment. Your comment would be appreciated.

Q: Hi 5i,
is there a free web site where one can view how the #shares for both CDN and US stocks have historically changed over time?

Q: I'm a fairly unsophisticated investor so your advice has been well worth the price.

I am trying to understand the metrics to better value a company.

The price of some companies like Costco and CSU has soared, but you have mentioned such rises not being a bubble if other metrics like P/E ratio are in line with that. Is that the case for these two companies or are they now over-priced?

Also, you seem to be recommending VRT but the P/E ration on that is around 90. That seems very high.

Q: Can you explain how National Bank is offering commission-free trades?
Will the bank earn its money from market making?
Or are they lending out the securities in some way?