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                BMO S&P 500 Index ETF (ZSP $105.43)
    
        
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                iShares Core Canadian Government Bond Index ETF (XGB $19.56)
    
        
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                iShares Core S&P 500 Index ETF (CAD-Hedged) (XSP $70.31)
    
        
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                iShares Core S&P/TSX Capped Composite Index ETF (XIC $48.33)
    
        
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                iShares S&P/TSX 60 Index ETF (XIU $45.20)
    
        
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                BMO Canadian Equity ETF Fund Series A (BMO144 $63.55)
    
        
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                BMO LifeStage Plus 2022 Fund - A (BMO416 $17.84)
    
        
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                BMO U.S. Equity ETF Fund Series A (BMO722 $46.01)
    
        
 
            Q: My sister has an RDSP with BMO.  She has 75,000.00 in each the above funds.  The lifestage money will mature in June and automatically go into a money market fund.  The money will not be needed for years.  She also has a trust fund.  Do you have any suggestions for the 75k?  Also,  I believe the Cad and Usd equity funds are mutual funds.  Should I move them to a lower cost ETF?